How the Bank works to make money?

[trako]

the banks have sold the most important source of income. that is, the banks sell money. It also sprints to many institutions and organizations. workers' salary payments, for example. or agreements with states. ie they earn money from transactions related to money. and they exploit people.

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[sempak bulong]

What I know about the main bank's income from the interest rate earned, the transfer fee from the ATM to another ATM and from the stock.

[Bitcoin1216]

Banks are financial services, they receive deposits and distribute to businesses or borrowers, when they give interest only about 12% a year, while for borrowers they collect interest of up to 40% per year so that the bank's profits are very large.

[Bitcotalk]

Making the money and securing the money are two different sides. A different institution is responsible for making the money, while banks are responsible for securing it. Just because there are a lot of money in the bank doesn't mean that they are ones who are making money, there is a different institution responsible for it. Like here in our country, there is a different institution who's responsibility is making money rather than securing the money.

Then you really do not know much about how banks operate. Banks are not just there to be saving your money as they are not some charity saving organization. Your money is used for investment and majorly they make a lot from the money they lend, as they collect interest on loans, interest payment from debt securities, CDs as well as short term borrowings.

If they are not making any money at all, how do you think they will keep being operational? You think because they save money, money gets generated for them from thin air? No!

[Altf4]

The banks generate money through their offered services , like car loans, housing,loans ,business capital loans, mortgages , exchanges and many more ,the interest they generates from their program ,are interest that will payed by the bank to their clients depositors, for their money to gain some profits.

[ShineftChaos]

The banks generate money through their offered services , like car loans, housing,loans ,business capital loans, mortgages , exchanges and many more ,the interest they generates from their program ,are interest that will payed by the bank to their clients depositors, for their money to gain some profits.

Yes you are right and this kind of method has a very low amount of profit from the investors so people prefer cryptocurrency in order to earn more income monthly.

[lkjhg]

yes of course the bank relies on loan interest ...
if there is no interest, the bank will not be able to pay the employee and the bank will close

[Siren]

How do you think banks make money, how does a bank make money to pay its employees and business operational?
Does the bank rely solely on interest on loans from banks?

Banks uses our money to invest in many sort of profiteering ..thats why i quit trusting and investing in banks since they are making lots of money becauseof our funds but we only earn a little for interest

From that cryptocurrency is the answer,with high risk of losing but huge chances of gaining

[SpringfieldM1A]

Income can be realized such as the cost of printing an ATM receipt and taking the opinion of a fee-based income service obtained from shipping costs and also monthly fees.

Banks get a lot of money from so many things. First and foremost, a service is being rendered and whether you like it or not, you are paying for it.
At least, from my end, I get deducted on every transaction I make, on the texts I get on my phone from transactions and some other monthly debits or thereabout. That is even by the way. With your savings, banks are able to have a lot of reserve to dish out loans and typically, most banks get a lot of revenue from the interest paid on those loans as the case may be.

[rricksu]

indeed one of the biggest income banks is from interest but much more bank income apart from interest such as insurance policy, administration fee every month, from auction market, home and vehicle loan financing and many more.

I agree with his statement. I think they are making use of loans and from auction market for them to have a budget that is they are using to pay their employees.

[jambul_kribo]

indeed one of the biggest income banks is from interest but much more bank income apart from interest such as insurance policy, administration fee every month, from auction market, home and vehicle loan financing and many more.

I agree with his statement. I think they are making use of loans and from auction market for them to have a budget that is they are using to pay their employees.

bank could live from monthly fee their customer.without this fee they have no big income source.usually bank performance valued by this and loans.two of them main income for bank.

[hyadumadha]

Why only a few people talk about debt based money system and fractional reserved banking? No??

[sutejo]

Bank income is derived from
1. Service-based income a.k.a Fee Based Income
2. Interest based income a.k.a Interest Based Income
Banks open facilities such as savings or checking accounts. From the funds absorbed from the community to the product, the bank disbursed the available funds through banking products such as: KTA, KPR, Working Capital Loans,

[krishnaverma]

How do you think banks make money, how does a bank make money to pay its employees and business operational?
Does the bank rely solely on interest on loans from banks?

It is not hard to understand.  Basic way they make money is by taking deposits from people and giving them some interest..  They then give this money as loan to others at higher interest.

[Baksobakar]

I think of the tax or administrative costs of the bank customers themselves

[Kadot amoh]

BANK will divert bitcoin as part of the bitcoin economy, the bitcoin economy will be transacted by the BANK, all concerned about bitcoin will improve.

[Agniya]

The bank earns not only on interest, but also on trading in securities and using the stock market, also on the difference in exchange rates.

[tulezua]

Bank also earns MUCH MONEY from service charges. Charges, withdrawals, account maintenance fees, statement fees, commission fees, delinquent fees, overdraft fees, security equipment replacement fees ... These charges accumulate enough to kill interest your productivity.

[belimblink]

The largest source by far of funds for banks is depositing; money that accounts holders entrust to the bank for safekeeping and use in future transactions, as well as modest amounts of interest. Generally referred to as "core deposits," these are typically the checking and savings accounts that so many people currently have.

[anjho.ace]

they are just keeping the money and let it work.
banks are open for savings and let it be there.
that is wht we can communicate.
but crypto will never be like that. and crypt must have the way/