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Author Topic: are this valid collaterals??  (Read 93 times)
saooesnamax
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July 19, 2018, 03:21:45 AM
 #1

Dear Members
Please, I want to understand something...

I want to take a loan but i can send  mobile phone as collateral
For example, a  mobile phone equal 800$ had a loan of $ 500
And this phone is collateral

Is this a good collateral or what?
Note that I can not do more than that
Please help me

if yes okay
if no , how i can buy bitcoin with mobile phones??
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July 19, 2018, 03:29:56 AM
 #2

Dear Members
Please, I want to understand something...

I want to take a loan but i can send  mobile phone as collateral
For example, a  mobile phone equal 800$ had a loan of $ 500
And this phone is collateral

Is this a good collateral or what?
Note that I can not do more than that
Please help me

if yes okay
if no , how i can buy bitcoin with mobile phones??


Yes a mobile phone is fairly decent collateral, I'd probably go for it. The lender would probably check the IMEI and appraise it's true second hand worth but if you've got like the latest iPhone or something I imagine that would work.

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ThatRandom8543
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July 19, 2018, 05:42:34 AM
 #3

Dear Members
Please, I want to understand something...

I want to take a loan but i can send  mobile phone as collateral
For example, a  mobile phone equal 800$ had a loan of $ 500
And this phone is collateral

Is this a good collateral or what?
Note that I can not do more than that
Please help me

if yes okay
if no , how i can buy bitcoin with mobile phones??


Honestly, I feel this is a sale attempt, but regardless, the problem is that most physical collateral would have to be inspected before a loan is given. Usually the lender would want pictures of the phone sent along with your username and timestamp written on a piece of paper, as well as showing the device is operational and in full working order, including it being unlocked, having no issues with operating the device, very little damages to the device, etc. Even then, they would have to check the market for the device and determine if they can sell it if you default. So just because you bought it at $800, it would likely worth way less than what youre seeking and the lender would need something that worth 120% of what is being asked, as well as you needing to cover the cost of shipping the device back and forth unless you can find someone local to give you the loan. Your best option would be to pawn the device or look to sell the device. If you do sell or plan to sell it, lock this thread.
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July 19, 2018, 10:49:06 AM
 #4

Dear Members
Please, I want to understand something...

I want to take a loan but i can send  mobile phone as collateral
For example, a  mobile phone equal 800$ had a loan of $ 500
And this phone is collateral

Is this a good collateral or what?
Note that I can not do more than that
Please help me

I was going to it is a valid collateral until I read this -
Quote
if yes okay
if no , how i can buy bitcoin with mobile phones??

Obviously the OP is desperate to sell his phone for coins. I would not suggest anyone to deal with the OP due to this reason and the newbie account with no prior trust rating.

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saooesnamax
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July 20, 2018, 12:27:03 AM
 #5

only i want to know the physical collaterals
thanks all members
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