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Author Topic: What would happen to banks?  (Read 10559 times)
Golftech
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July 29, 2019, 04:09:17 PM
 #541

Banks will not be obsolete be they have their unique features and services although cryptocurrency is revolutionary in terms of financial transactions. The fact that the banks have got the full support of the governments guarantees the survival of the banks.
That fact still remains, government will still entrust the financial institutions into the bank businesses as they still have a wide control over unlike cryptocurrency where they don't have any major power to control the full system, banking system will be coexist even crypto market start being
adopted and brings innovations to this industry, there's still people who will continue to trust the banking institutions.




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July 31, 2019, 05:57:32 PM
 #542

That's right and this is one of the things I'm talking to the members of the forum over the past few days.
I wonder if they always say that the bank will die, even though blockchain technology is very easy to create.
In the future, I think banks will become much better with the help of blockchain technology.

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August 01, 2019, 06:12:42 PM
 #543

I see that the rhetoric has changed a lot among people who use the forum, because earlier everyone expressed their opinion about the death of the banking system thanks to the blockchain, and today everyone says that the banking system will safely use the blockchain.  Of course, this is exactly what is happening today.  We should reasonably and really look at what is happening, and not think about a fabulous future.  I also believe that cryptocurrency will not be able to destroy Fiat or banks, since the banking system always adapts to new conditions and trends in the financial and economic world, and the national currency is the identifier of the country.

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August 01, 2019, 11:11:00 PM
 #544

That's right and this is one of the things I'm talking to the members of the forum over the past few days.
I wonder if they always say that the bank will die, even though blockchain technology is very easy to create.
In the future, I think banks will become much better with the help of blockchain technology.
Yes, blockchain technology will continue to be adopted and banks will at least have other advantages because of the large quantity of support and even though banks adopt blockchain technology, in the end banks will still be the first choice for many people for many purposes that are indeed supported by the government. So, even though cryptocurrency continues to grow and banks will also continue to make updates to make it better.

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August 01, 2019, 11:23:32 PM
 #545

Op has stated few things for which the banks will continue its service. Those were really the services provided by the banks, now the same services were possible through cryptocurrency. As everything is decentralized there is no authority to be questioned if some flaw happens in between. Upon trust we need to move forward, and here technical knowledge is a must while there are people to help in banks. Banks usage will continue, maybe there will be integrated usage in the future.

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August 02, 2019, 02:57:44 AM
 #546

I agree with your opinion, although the future of crypto or digital money is growing, will not interfere with existing conventional money law, now that the countries that have legalized crypto in his country remain money Many of the services used as a buying and selling tool, because Crypto is more likely to be suitable for investment tools.
Grin Grin Grin Grin Grin Grin
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August 04, 2019, 07:04:13 AM
 #547

Just do not say that the entire banking system will be replaced by Bitcoin.  This is ridiculous.  We raise that even Bitcoin is not enough for all people, because its quantity is limited.  Perhaps Bitcoin will remain a valuable asset for a certain circle of people, as a cryptocurrency community.
The banking system will exist at least as long as the state exists, because it is part of the state. Even in its current form, banks can safely engage in their activities, regardless of the appearance of cryptocurrency. However, they will use new technologies if it is economically profitable for them. In particular, they will use blockchain technology, since the SWIFT system they use is already too outdated.

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September 03, 2019, 07:11:31 PM
 #548

Just do not say that the entire banking system will be replaced by Bitcoin.  This is ridiculous.  We raise that even Bitcoin is not enough for all people, because its quantity is limited.  Perhaps Bitcoin will remain a valuable asset for a certain circle of people, as a cryptocurrency community.
The banking system will exist at least as long as the state exists, because it is part of the state. Even in its current form, banks can safely engage in their activities, regardless of the appearance of cryptocurrency. However, they will use new technologies if it is economically profitable for them. In particular, they will use blockchain technology, since the SWIFT system they use is already too outdated.
Totally agree with you. Nothing bad will happen to banks and cannot happen. They are actually part of the state system and therefore the state will protect them from any threat. However, cryptocurrency does not pose any threat to banks. Surely in the future, banks and cryptocurrencies will successfully cooperate with each other.

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September 04, 2019, 06:25:16 AM
 #549

I believe Banking will enter a new phase where Blockchain integration will be a part of it. It has already started with some Banks whereas some new cryptocurrency projects like HubrisOne and Amon offers Banking services. Future banks will integrate cryptocurrency into their services.

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September 04, 2019, 11:34:11 AM
 #550

if we think that saving is wrong, but that does not apply to me because I always use the bank for investment and save money. banks also have the advantage that they can be used for transactions. and saving is my asset for the future. . hopefully blockchain technology will be used in the bank system in the future. still struggling
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September 04, 2019, 11:58:05 AM
 #551

Banks will be not run out by cryptocurrencies but they will modify their business. With time they will implement blockchain technology, at least in some limited scope and also begin to offer crypto related services to their clients. I think that is the future.
But cryptocurrencies will not replace banks and banking, if still someone thinks that and banks will continue to exist in their essential role.

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September 04, 2019, 01:17:00 PM
 #552

The government and banks lost the fight the moment Satoshi wrote his white paper.” ~ John McAfee
I think Banks are absolutely terrified of Bitcoin and what is has to offer. Its either theyll be phased out or include crypto in the banking industry.

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September 04, 2019, 01:58:49 PM
 #553

Banks will be not run out by cryptocurrencies but they will modify their business. With time they will implement blockchain technology, at least in some limited scope and also begin to offer crypto related services to their clients. I think that is the future.
But cryptocurrencies will not replace banks and banking, if still someone thinks that and banks will continue to exist in their essential role.
- The bank's range and standing has been expanded for a long time and has a good reputation in society, crypto as a stranger will be difficult to compete in this position but perhaps the trend will grow as you expect, banks will deploy activities that involve crypto just because it is the future of the community. And the role of the bank in the future will be more important than ever when it is working and holding not only fiat and cash, it will hold more crypto, this is a special asset that can increase the growth of the bank.

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Pab
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September 04, 2019, 02:46:58 PM
 #554

I hope Banks will be more fair to his customers and technology will improve his service
Lower costs faster transactions etc
There is interesting idea  what is even supported by Madame Legarde what is limit banks to only financial service.Limit or even ban banks from money creation
Banks have now incredible power in economy where debt became money
To big to fails is rule what is against free market rules
Banks creating crisis's customers money are rescue them and like a result customers and small business have financial trouble or even bankruptcy
So i think there is something to do on that field

 
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September 04, 2019, 03:12:23 PM
 #555

Before bank can ever be out of relevance, crypto currency must have been manifesting general acceptability as a medium of exchange. And even at that, I think there will still be those who will be incharge of supplying the fiat or like an ATM for those who will need physical transactions and before this will be achieved universally, it will take some time.

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September 04, 2019, 03:44:42 PM
 #556

Banks has a great contribute to our economic system.Banks will remain stable and progessive even bitcoin continue to become popular and useful in many ways. Even though bitcoin is a digital currency who knows banks can used it for their investment in the future or they will use crypto to attract more people to engage and use banks. Banks already know the modern technology used in cryptocurrency and there is a possibility that banks accept crypto in the future.
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September 13, 2019, 11:39:41 AM
 #557

Banks has a great contribute to our economic system.Banks will remain stable and progessive even bitcoin continue to become popular and useful in many ways. Even though bitcoin is a digital currency who knows banks can used it for their investment in the future or they will use crypto to attract more people to engage and use banks. Banks already know the modern technology used in cryptocurrency and there is a possibility that banks accept crypto in the future.

Yes, I agree banks will continue progressing even bitcoin become very popular because banks are a part of the economy. Yes, it's been ten years seems bitcoin more ap to the world and this issue is repeating, I think some most banks are still analyzing the possibility of accepting bitcoin, and yes banks already know the modern technology. I think they are just waiting if their government will inevitably legalize bitcoin as a new form of currency so that they can introduce it as they new improve. Smiley


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September 29, 2019, 07:02:07 PM
 #558

I don’t think it’s profitable for banks to issue loans in cryptocurrency, except at a huge interest. Indeed, in the event of a running race, those who took out a loan will be able to repay it very quickly and remain at the same time in a big plus, I do not think that banks will allow this. Most likely the course will be fixed. But this is all of course guesswork.


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September 30, 2019, 05:47:52 AM
 #559

The government and banks lost the fight the moment Satoshi wrote his white paper.” ~ John McAfee
I think Banks are absolutely terrified of Bitcoin and what is has to offer. Its either theyll be phased out or include crypto in the banking industry.

That's for sure they are terrified. Bitcoin and all of the cryptocurrencies doesn't need a bank, we have hardware wallets, online wallets, and portfolio's to store our treasures, I don't trust banks because they are stealing our money in their own way, and most of you guys didn't even know about it and still saving your money on your bank account, goodluck to that. I'm sure that cryptocurrencies will never let banks take advantage of them, even if bank's successfully do it, I would never trust my cryptocurrencies to them.

 
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September 30, 2019, 08:33:37 AM
 #560

I don’t think it’s profitable for banks to issue loans in cryptocurrency, except at a huge interest. Indeed, in the event of a running race, those who took out a loan will be able to repay it very quickly and remain at the same time in a big plus, I do not think that banks will allow this. Most likely the course will be fixed. But this is all of course guesswork.


I don't think that the banks will issue loans through cryptocurrency because with the volatility of the cryptocurrencies in the market right now it is not a worth it type of action for them. If ever that they will think about getting into cryptocurrency, they will just stick with their traditional way of being a bank which is accepting deposits with slightly higher interest and using those cryptocurrencies to make more money faster than the fiat currency.

 
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