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Author Topic: Need a loan of atleast 0.75 BTC for my business  (Read 168 times)
raphaelsita (OP)
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August 09, 2018, 11:41:50 PM
 #1

I'm a startup entrepreneur and looking for some investors here.. tbh I just found this thread by chance, because I searched for Bitcoin credits on Google.ch lol

I asked several banks for a loan but because I'm 21 years old and started my business directly after school so no bank is willing to give me a loan. So I'm trying it here.

I'm looking for atleast 0.75 BTC with a monthly payback over 5 months. Not idea how much interest is usually, but I don't have a problem to pay a little bit more then to the bank.

As a colletaral I could offer you profit sharing.. of course with a written contract and I've no problem to reveal my identity so we can get on a skype call or meet in person if you're living near to me.

Besides of the profit sharing I'm not really sure what kind of colletaral i could offering besides from a written contact. So what's a typicall colletaral here which is working? How I said if it's possible for me I will give the kind of colletaral you're looking for. As I want something from you, I have no problem adapting to you.

For what I need money?

I need the money for purchasing Facebook Advertising accounts. I'm an affiliate and made some money with free traffic resourcers. The plan was to take this money and start paid advertising so I can scale my business.. and it worked well but Facebook disabled my account. I've tried to create new ones but there was no chance to get my ads approved as I would need new credit cards, sign up from new IP addresses etc. After some research I've found that some big player in the industry are offering blackhat facebook ad accounts in which I get immediately a replacement if the accounts gets block and with 24x7 support etc. I can give more details if you're interested.

But those accounts costs $1400 and at least $5000 advertising budget to start. I could afford it but then I would go more or less all in or I would have to wait a few months until I would save the money as the profit from my free traffic campaigns is around $1,7k per month. (after bills, taxes etc. there is around $900 left)

With a loan I could get what I need for my business, I would have enough money on the side to pay the loan back and I would have enough budget at once to scale my campaigns. That's a short summary of my situation.

Before my ad account got banned I had a return of invest of 72%. I can also proof that. So I know what I'm doing.

Please excuse my bad english, it's not my native language. If you've any questions, just let me know.
jonsi
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August 10, 2018, 08:56:27 AM
 #2

If you had spent half the time that you have wasted writing all this, reading the stickies, than you would have a preety good ideea why you wouldn't get a loan, and more than this, why your account will be tagged.

You will find all the answers to your questions by reading this: https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902

What are you seeking is an investment and not a loan. Now, if you don't have valid collateral, then this is not the place for your post (in the lending section). Close this thread and try your luck in a more appropriate section.

Good luck.
raphaelsita (OP)
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August 10, 2018, 11:13:34 AM
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If you had spent half the time that you have wasted writing all this, reading the stickies, than you would have a preety good ideea why you wouldn't get a loan, and more than this, why your account will be tagged.

You will find all the answers to your questions by reading this: https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902

What are you seeking is an investment and not a loan. Now, if you don't have valid collateral, then this is not the place for your post (in the lending section). Close this thread and try your luck in a more appropriate section.

Good luck.

I see. How I said, I found this section coincidentally and I just posted. As I saw on your link for example domain names could be colletaral. I've some nice top level domains but how can this be a colletaral? Could you explain this? Also things like iPhones, Macbooks etc. would be possible. How I said I've no idea how this works, that's why I wrote I'm open minded for proposals.

May I ask why my account would be tagged?

As I said it multiple times I'm willing to offer a colletaral and paying back the whole amount inclusive some interest. Isn't that a loan? An investment it would be if I would ask for money without paying it back or did I missunderstood something?  I understand that it was my failure don't reading the rules etc. but why would my account be tagged? Just because I wrote thaht the people who are interested should made a proposal for a colletaral or what?
jonsi
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August 10, 2018, 12:31:41 PM
 #4

If you have domain names, then yes, this could be used as collateral but you should start by making this very clearly and posting your domains. In this case it is possible to find a lender.

Also, for goods (iPhones, Macbooks), although they are valid collateral, it's extremely hard to find a lender. You are much better to go to a pawn shop in your area, but you also could try here to find a loan based on this collateral. Also, to increas your chances, post pictures and all the details of the goods.

If you ignore this, you will be red tagged because, in your first post, in your own words "As a colletaral I could offer you profit sharing.. of course with a written contract". Future income is not collateral so you violated "The rule of "No Collateral, No Loan" means that in order to get a loan you must give collateral that is equal, or preferably higher to the amount you are being loaned." As a newbie, with just one post, you are not allowed to do this.

I hope that I cleared some things for you, in order to proceed with this in the proper way.

Good luck.
jackg
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August 10, 2018, 06:19:02 PM
 #5

I see. How I said, I found this section coincidentally and I just posted. As I saw on your link for example domain names could be colletaral. I've some nice top level domains but how can this be a colletaral? Could you explain this? Also things like iPhones, Macbooks etc. would be possible. How I said I've no idea how this works, that's why I wrote I'm open minded for proposals.
None of these are valid (to me). Domain names can be transferred between people but they can also have their transfer compromised with some social engineering.
Iphones and macbooks and other appliances worth more than 0.75BTC are worthwhile taking them to a pawnbrokers or you would have to post your location and find someone nearby to you.
You could also do with making up some sort of inventory on a spreadsheet and see the total value of what your stuff is worth.

May I ask why my account would be tagged?
You haven't offered valid collateral yet

As I said it multiple times I'm willing to offer a colletaral and paying back the whole amount inclusive some interest. Isn't that a loan? An investment it would be if I would ask for money without paying it back or did I missunderstood something?  I understand that it was my failure don't reading the rules etc. but why would my account be tagged? Just because I wrote thaht the people who are interested should made a proposal for a colletaral or what?
A loan or an investment are the same thing. If you give someone a loan you are investing in them.
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