How crypto-to-fiat actually works without the frictionIf you've ever tried converting crypto into something you can spend at a grocery store, you know the usual drill: move funds to an exchange, sell, wait for withdrawal, transfer to your bank, wait again. Two to five business days if you're lucky.
We built Quppy specifically to compress that pipeline into one step. The core of it is a European IBAN account connected directly to your crypto holdings. Here's what that means in practice:
- You hold BTC, ETH, USDT, or other supported assets in the app
- When you need euros, you swap crypto to fiat internally — no external exchange needed
- The euros land in your IBAN, which supports SEPA and SEPA Instant transfers
- You can also top up via any bank card at 0% fee (minimum €5)
SEPA Instant settles in under 10 seconds, 24/7 — including weekends and holidays. That's not a marketing claim, that's how the SEPA Instant protocol works, and Quppy supports it natively.
The whole setup runs under EU VASP licensing (Digital Lamp sp. z o.o., Poland) and MiCA compliance. KYC takes about 5 minutes in the app.
For those of you managing crypto portfolios and needing regular fiat off-ramps — this is essentially what Quppy was designed for. One app, both sides of the bridge.
quppy.comHas anyone here tried combining IBAN accounts with crypto wallets in a single app? Curious how others handle the fiat conversion workflow.