Are loans - part of debts?

[Wittycoin]

I'm unable to find a precise classification and/or similarity between the two words - debt and loan. Should we consider debts (where people are helped financially or in a way they want that help - and they need to pay it off either in instalments or at a go, be it through paper money or by any other means according to the agreement) as loans OR Is there anything that could help us classify both these terms and show some dissimilarities and differences between them?

They are both liabilities and payable. I think ofcourse loans are also a debt. Do not confuse yourself too much, so many problems needed to be solved.

[Dreamchaser21]

I'm unable to find a precise classification and/or similarity between the two words - debt and loan. Should we consider debts (where people are helped financially or in a way they want that help - and they need to pay it off either in instalments or at a go, be it through paper money or by any other means according to the agreement) as loans OR Is there anything that could help us classify both these terms and show some dissimilarities and differences between them?

They are both liabilities and payable. I think ofcourse loans are also a debt. Do not confuse yourself too much, so many problems needed to be solved.

Yeah, in a accounting its a Liabilities that you really need to pay. There is no big difference between, the thing that makes it different is that the way you treat it. Some loans or debts is good especially when you are doing this to fund your business or to buy something that you need to make good money. For now, don't make too much time thinking about this too, just focus on buying good coins now.  

[cryptolandlords]

Loan and dept are almost means the same thing. In my own definition loan is sometimes associated with paying of interest either on monthly basis or on yearly basis.

[virendarnagpal]

I'm unable to find a precise classification and/or similarity between the two words - debt and loan. Should we consider debts (where people are helped financially or in a way they want that help - and they need to pay it off either in instalments or at a go, be it through paper money or by any other means according to the agreement) as loans OR Is there anything that could help us classify both these terms and show some dissimilarities and differences between them?

Suppose one person needs $10k from a Bank and the fund is granted to the person by the bank.  This will be the loan given to the person.
Second term used by you is Debt; it is the total amount the loan granted +  interest applied there on. 
So debt means Loan granted + amount of interest.
Also when the repayment starts then Loan granted + amount of interest - (minus) the installments repaid by the person (availing loan from the bank) to the Bank (the financier).

[cescudero95]

I'm unable to find a precise classification and/or similarity between the two words - debt and loan. Should we consider debts (where people are helped financially or in a way they want that help - and they need to pay it off either in instalments or at a go, be it through paper money or by any other means according to the agreement) as loans OR Is there anything that could help us classify both these terms and show some dissimilarities and differences between them?

A loan is a form of debt.  A debt is anything you owe to someone else.  It can be used financially or in a social context, such as 'I am in your debt', which implies you owe the person a favor. 

A loan is specifically the lending of money, and the borrower's obligation to repay the loan is therefore a debt.

[enogheghase123]

well it depends on the magnitude and time frsme of the loan, there is what we call bad debt in account, this is a loan that is long overdue for repayment, but due to unforseen circumstances, the loan can no longer be retrieved hence becomes a bad debt.

[MULTIK888]

In General, any case where you have someone at least some money makes sense to call the Debt! The only difference is that there are several types of debt and everything else is just their names.
1 Loan money from a friend, relative-a loan of a small amount of money for an indefinite period with the obligation to return "as I can".
2. Loan money from your Bank for a short period (a month, two) without interest using credit cards. Return within a month or two months is mandatory.
3. The loan of a large amount of money (mortgage, car loan, business) - is also a debt but paid gradually and for the use of this debt has to pay additional % to the Bank.

I'm unable to find a precise classification and/or similarity between the two words - debt and loan.

Well, in particular in Your case, I can only say that the word Credit - is that the loan without overdue payments to the Bank where you regularly pay and use the service provided to you.
And Debt-this in most cases overdue payment which you had to pay but could not in view of a number of circumstances whether it is debt for a utility fee , loan or mortgage.

[ahmad21]

I'm unable to find a precise classification and/or similarity between the two words - debt and loan. Should we consider debts (where people are helped financially or in a way they want that help - and they need to pay it off either in instalments or at a go, be it through paper money or by any other means according to the agreement) as loans OR Is there anything that could help us classify both these terms and show some dissimilarities and differences between them?

Generally, there is no difference between the two and even these two terms can be used interchangeably. Both loans and debts are liabilities that need to be paid off. From a business or accounting point of view I can state some difference. When a company lends money from banks or private lenders, it is considered as loans but if money is raised through issuance of shares and bonds, it is called debt of the company.

[NotoriousHodler]

I usually see and hear people use term debt in a bad sense; loan, on the other hand is the "business" term, without real negative impact. But in the nature of things, loans ARE debts, no matter how you look at it, or wiggle around it.

[Theb]

I am not an Accounting graduate but debts and loans can be classified as liabilities both of which can be paid under accounts payable as well as loans payable, these two are both put in the credit side of your accounting sheet as both of them is a deduction in your money. The only difference I see is debts can be paid in full and one time payment while loans is paid within a fixed term as well as fixed price, the only time debts can be loans payable is when it will be paid in several fixed payments. I hope you understand my explanation about it.

[sulendra12]

They are the same thing and you need to pay it before the deadline. Otherwise, your collateral will be default and the owner will move to the giver of that loan. Something that you ask and then you need to pay equal to that thing before the deadline to pay the loan you asked before is the definition of debt. So, loans are debts.

[qwerty12]

Practically there is not much difference between loans and debt. Loans are money borrowed from someone. Debt is money paid to someone. Loans are part of debt. Debt can be in addition to loans as well.

[aoluain]

Debt and loan are not the same thing, well technically not anyway.
One is created from the other like coal and heat.
When a money is borrowed by one person it is loaned by the other.
What is created is the debt.

[Sarastiche]

A loan is anything that is borrowed, and it is expected to be paid back with INTEREST, While a Debt is mostly a  sum of money own someone or an organization with or without interest, A debt can also be term as a loan.

[BagzMM]

I think yes, because when you lean a money with interest it is a debts. It needs to be paid before the due date.

[Lorin]

Loans and debt taken together are considered as liability of the company.In the case of a company, money borrowed from banks is treated as loans and money raised by issuance of bonds to public is referred to as debt of the company.

[serjent05]

In my opinion debt and loan are the same, both needs to be paid back but debt is a broader term where you owe not only money but can also be in kind but loan is like smaller term reduced to monetary used. Whichever both need to be paid with or without interest.

[Harrisonimo]

I'm unable to find a precise classification and/or similarity between the two words - debt and loan. Should we consider debts (where people are helped financially or in a way they want that help - and they need to pay it off either in instalments or at a go, be it through paper money or by any other means according to the agreement) as loans OR Is there anything that could help us classify both these terms and show some dissimilarities and differences between them?

One thing I have learned overtime is to see this from different perspective; but in simple terms, I do see it as a debt! Now depending on what you are using the cash to do and not using it on frivolous spendings. Your view as seeing the loan as debt will make you eager to want to pay it back/off soonest.

[mel1978]

I'm unable to find a precise classification and/or similarity between the two words - debt and loan. Should we consider debts (where people are helped financially or in a way they want that help - and they need to pay it off either in instalments or at a go, be it through paper money or by any other means according to the agreement) as loans OR Is there anything that could help us classify both these terms and show some dissimilarities and differences between them?

I guess both are the same as we need to pay them both. Loans are good if you have this because you have business to build and it is more useful if that business are progressive. Debts do the same you have debts because you used that money for a business capital and this is a good debts and it will be a bad debts if you are asking money for debt just to buy the things you want. This is only in my own opinion.

[Supercrypt]

It is more like "all thumbs are fingers but not all fingers are thumbs".

If you are a company that took out a loan then that is your debt but not all your debt is loans, for example you could basically order something and use it to make something and sell it, for example apple orders silicon and electronics and all that in order to make their phones.

Now they have a debt to pay those silicons and electronics and all that but they pay it when they sell the phone, however they get more of that in order to make more phones and so forth, they have a "debt" but they are in constant payment state as well. Maybe apple doesn't do that, maybe apple has enough cash to buy it out right but you understand the example.

Any business that combines couple ingredients and make one new thing basically pays for the resource overtime and order more of it while still selling the last ones they made, that creates a "debt" which is not a loan. There could be thousands of different examples of how a debt works without actually taking out a loan. However loans are considered debt too.