The need for "Crypto–freelance platform"

It's amazing how media professionals and freelancers, in particular, are being preyed upon and you still hear people regard blockchain technology and virtual currency as just been bullish. I saw this article "payday loans are coming for everyone".
For some minute I was perplexed, the question that struck my mind was. How can this possibly come to pass in this 21st century? where we have Blockchain technology oh no! it can be. After reading through — the article I was made to understand that freelancers are charge what is called early payment discounts which are 8%, by the popular third-party payment service –WorkMarket– through something called –FastFund. Now tell me if this is what the situation in the freelancing industry is. What stops giving the chance to a platform like linkchain, hirefreelancerz, bakkt, and many others that want to leverage blockchain to outcast this problem encountered in the media profession. A lot like – the risk of handing over all of your sensitive banking information to an unknown person could be resolve while also eradicating third-party service (payment portal) with outrageous charges.

My big question "Is the time ripe for blockchain technology"? Your opinion, please.