Does the world have electronic money banks?

[Thai19]

please tell me the name of some electronic banks!
If it is your national currency can deposit your money into the bank in the country you are living in and it can be profitable monthly for you.
But electronic money has a bank yet?
When depositing your e-money into electronic money banks, is it profitable and safe enough?

[Rhegar011]

i dont recall any such crypto bank yet, but i have seen some australian ICO aiming to do that/ for now you can do lending on bittrex or poloniex

[mk4]

What do you mean by "electronic banks"? Most if not all banks has majority of their funds digitally; does that fall under "electronic" banks?

Also, if you're looking for any kind of profitability, then banks should automatically be out of the list. You store your funds to the bank, you don't invest your money in banks. The yearly interest you earn from banks are too small and irrelevant due to the inflation rate(that's usually significantly bigger in percentage).

[HeRetiK]

please tell me the name of some electronic banks!
If it is your national currency can deposit your money into the bank in the country you are living in and it can be profitable monthly for you.
But electronic money has a bank yet?
When depositing your e-money into electronic money banks, is it profitable and safe enough?

There are crypto exchanges where you can deposit and withdraw both cryptocurrencies and governmental fiat currencies. Some of which also offer lending functionality, allowing you to earn interest similar to classical banking.

While you can store money long term in a crypto exchange (I guess what you would call an electronic money bank), you definitely shouldn't. Trusted exchanges have failed in the past and trusted exchanges will fail in the future. So unless one wants plans on actively trading, the risk of keeping money on an exchange is not really worth it.

[Alone055]

You can consider wallets to be electronic banks as they are used to store digital currencies like Bitcoin which don't have any existence outside Internet. The only differences that a wallet has from a bank is that a wallet is decentralized while a bank isn't, and they don't generate profit in the name of interest for you.

[bhadz]

Likewise, I'm confused with electronic bank. I'm using a bank app and my bank account is linked to it and I can do transactions with it online/electronically. Is that considered as electronic bank transaction that you are asking? Kindly be more specific with e-money too, I'm guessing you are describing this as cryptocurrency?