Decades from now, do you think we will have complete democracy over banks?

With the ever growing population of people and institutions who are slowly joining the cryptocurrencies, it somehow gives us hope that it will become the currency of the future. Fast forward to maybe 20 to 30 years, technology is expected to evolve even further. AIs may be used by blockchains to ensure security and safety of the cryptos. More people could have gained a lot from investing to it by then. More countries will become cashless like China is now. More people would see the importance of digital currencies in their daily lives as everything becomes digital by then.

That said, if that happens, do you think that we will have complete democracy, transparency and control over the actions of governments and banks? What are your thoughts about it?