I think BAKKT has a very good development, being a part of the platform to pay for a coffee from Starbucks is a good thing.
so, I predict that BAKKT will have many features to serve every customer's needs, and open every business partnership.
its nt just going to be to pay for coffee.. thats just an example
thats like saying applepay is just used to pay for itunes(facepalm)
sorry but starbucks involvement would become like a 'coffeepay' or 'starpay' where you can use it elsewhere too.. like applepay does
same goes for microsoft. it wont be used just for microsoft products
though starbucks/microsoft will first use/test it on their own marketplaces first before expanding to general retailers (like apple did)
you mean a centralized database and an account on their platform instead of using bitcoin directly? something like coinbase? if so then it is going to make a lot of noise but i don't see it becoming popular at all because of its centralization. if people wanted to use centralized money transfers they would have used fiat and banks and credit cards and never bothered with a highly volatile currency like bitcoin!