Imagine I'm the average Joe. Sell me on the following.

[coinwizard_]

Banks are bad because they used your money in risky investors and needed tax money to bail them out. It can't happen with bitcoin, it is decentralised, this prevents economic crashes that causes job losses

[1715017971]

1715017971

[Frideric]

There is no need to divide the question into three parts, perhaps Bitcoin advertising is not particularly successful, but if you interview most of the traders who are on the stock exchanges, they will all tell you in one voice how successfully they raised their capital with this famous coin. Yes, many have lost, especially when they bought Bitcoin for 18 thousand dollars, and now they have a huge minus, but this is a mistake of everyone who did it, and it is a big passion and probably greed. I would not say that banks and Fiat are bad, especially since many banks will connect Bitcoin to their system.

[nutildah]

seems your trying too hard to justify all the variations of "dollar" value

Its not hard at all. Different places have different costs of living even within the same country. Nearly every country that's big enough experiences this.

you win no awards defending the dollar.

I'm not defending anything. I'm simply telling you. Its the least volatile of all currencies because it is the most widely traded. This isn't an opinion.

https://admiralmarkets.com/education/articles/forex-basics/what-are-the-best-currency-pairs-to-trade

Not surprisingly, the most dominant and strongest currency, as well as the most widely traded, is the US dollar. The reason for this is simply the sheer size of the US economy, which is the world's largest. The US dollar is the preferred reference in most currency exchange transactions worldwide. It is the dominant reserve currency of the world.

and if you think the pound is to blame for why dollars value against it changes.
then you have to explain the changes of the other 100+ countries

oh wait. its all the other countries faults. i get it you love and adore the dollar and you want to wrap the dollar in cotton wool and protect it.
good luck

OK look, there's no point in trying to help you understand the point I'm making because you seem intent on belittling me. It has nothing to do with "fault", it has to do with the fact that the dollar-based currency pairings are the most liquid on the planet.

https://www.investopedia.com/articles/forex/11/popular-currencies-and-why-theyre-traded.asp

First and foremost is the U.S. dollar, which is easily the most traded currency on the planet. The USD can be found in a pair with all the other major currencies and often acts as the intermediary in triangular currency transactions. This is all because the USD acts as the unofficial global reserve currency, held by nearly every central bank and institutional investment entity in the world.


In addition, due to the U.S. dollar's global acceptance, it is used by some countries as an official currency, in lieu of a local currency, a practice known as dollarization. The U.S. dollar also may be widely accepted in other nations, acting as an informal alternative form of payment, while those nations maintain their official local currency.

The dollar is an important factor, too, in the foreign exchange rate market for other currencies, where it may act as a benchmark or target rate for countries that choose to fix or peg their currencies to the USD's value. China, for instance, has long had its currency, the yuan or renminbi, pegged to the dollar, much to the disagreement of many economists and central bankers. Quite often countries will fix their exchange rates to the USD to stabilize their exchange rate, rather than allowing the free (forex) markets to fluctuate its relative value.

[Wind_FURY]

As far as Utilities goes
FIAT  [|||]
PoW  [|||]
PoS   [|||]

I only see 3 bars for each
1. Make a Payment
2. Receive payment
3. Hold (Hoping the price of Fiat/PoW/PoS increases verses the object/service desired to be purchased)

steep learning curve ahead of you

Doubt it,  

franky1 might be right, but I welcome you to your journey. There will be a lot for you to learn, but listen to the right people. Who they may be, would be on you. I have no right to judge or persecute anyone, for I am the stupid one, also on my own journey like you. Haha.

[kryptqnick]

So first: why are the banks/fiat bad?

Second: How does Bitcoin fix this?

Third: What would make the average consumer care?

The first two are ten times easier than the third in my opinion
it's the small business owner, the person who shops online and the person with a savings account

Cheers.

1. Banks can legally spend around 90% of the money you give them on their firther investments. They just rely on the fact that usually people keep their money in the bank and don't bother to suddenly withdraw all of it. When they do, it's a catastrophy, bankrupcy and losses of many people. Another thing is banks know your identity, so they can keep track of what you spend your money on. Moreover, they keep charging you for all sorts of things like balance updates, cash withdrawals, account support etc.
2. You store bitcoin in a wallet that belongs to you, so nobody will use your money ever for their own needs, and in the event of instability when people decide to use their money in panic, you have 100% of what you had in btc. The wallet is not connected to your name, so while people can track the transactions, they don't know who you are. This gives you some privacy, at least. Moreover, you only have to pay for tranfers of money from one wallet to another which is usually cheaper if you consider all those payments associated with the bank account.
3. If the first two points didn't provide enough evidence for you to care, then probably rational arguments just don't convince you. However, I think that these people don't have to be convinced! It's the big companies, chains of supermarkets, the most famous online shops etc. that have to be convinced. And I am pretty sure they care about cutting the expenses and enjoying bigger profits. The small ones will follow once they see that the customers of the big ones are already used to cryptos.
So why has it not happened yet? Well, because the market has to recover and stop being that volatile to be taken seriously. Apart from that, bitcoin is probably not even suited for mass adoption, because it cannot handle enough transactions per second. Other cryptos can, though, and bitcoin could still be used in some areas.

[bitfocus]

So first: why are the banks/fiat bad?
Second: How does Bitcoin fix this?
Third: What would make the average consumer care?

1. they aren't.
2. it doesn't.
3. he wouldn't.

Honestly, those are all valid and true answers, but I guess you're missing the point here.
Bitcoin offers an alternative and/or complement to the traditional technological finance paradigm, which is basically a continuation of methods developed in early renaissance Italy, ca. 1400-1600.
How and wether Bitcoin's new paradigm will work for consumers and/or against traditional institutions' established business models, is an unanswered question, and part of a large-scale experiment that started on January 3. 2009.

We'll see.

in a nutshell, those are your answers.