Currently the lightning network is in beta anyway, it is not intended to be used with money you don't want to lose.
Who in their right mind wants to lose any money, especially BTC, which has a limited supply? Also, are people really still losing money on the lightning network?
I wouldn't consider a program that still has major issues causing people to lose money in the beta stage. Appears to still be in alpha stage to me.
@OP If you want to play around with the Lightning Network, I advise that you try it out on the testnet only. At least you won't lose anything of real value, except your time.