Inkdatar
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October 15, 2019, 11:28:47 PM |
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I couldn't say that life without banks would be better because banks still play a vital role in our community. However, I'm the kind of person who doesn't mind about it since I'm not a bank dependant. I believe that it will be easy for me to cope up with life even without banks. There will be more convenience while earning enough profit at the same time.
You have a point, the same banks still played a significant function in our country. Though, in a bank, we can earn a small interest if we put up our money. Like in crypto we can have financial freedom whereas we can earn money the way wanted without being questionable by the government. Actually both has a good usage wherein we can comprehend.
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Abiky (OP)
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October 19, 2019, 01:48:06 AM |
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Well, I feel so happy and relax. This time I will never trust bank also I won't save money on them. If you save your money on banks you are just helping them become richer. They only give small interest in our saving then they use it and offer loans to people with a higher interest rate. Bitcoin is the answer to all my problems. But we should always know how risky it is and also we should know the buying point at all times.
You have a point there, mate. But I believe that Banks serve to be a better option than crypto for most people, because they provide ease-of-use and tightened security. Being backed by governments worldwide, gives Banks an advantage over crypto itself. With these financial institutions, the risk is lower than with crypto. However, the reward will be extremely low, greatly diminishing your chances of profiting within the long term. The best thing you could do is to combine both crypto and Banks to your own advantage. You can diversify risks by investing into various prominent cryptocurrencies on the market, while cashing out a portion of your earnings into a Bank of your choice. Before you know it, you'll be able to maintain a steady financial life for years to come. As you've said earlier, Bitcoin and other cryptocurrencies are risky. This is due to their volatile prices across the market. But be aware, that this same volatility makes it a perfect opportunity for profiting massively within a short time frame. If you play your cards right, you'll be able to succeed no matter what. You can live only with a Bank, but you cannot live off crypto because of the aforementioned risks. Additionally, crypto is not widely accepted as Fiat currency is worldwide. With a greater degree of mainstream adoption, you'll expect crypto to be used as much as Fiat is nowadays. Until then, we'll be stuck with the likes of Banks and Fiat for years to come. Just my thoughts ![Grin](https://bitcointalk.org/Smileys/default/grin.gif)
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Aying
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https://raiser.network
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October 19, 2019, 02:30:33 AM |
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Based on my own experience, i think i never tried living without banks when i am using crypto because when i started to earn good profit from my investments and my signature campaigns, i go to banks so i could convert it into fiat and used it for my neccesities. But i don't use banks to store my funds, i rather choose to store all of my funds in my crypto wallet for better investments.
I'd experience the same thing. banks to me are just nothing because I already ended using crypto currency wherever I am.. in trading my crypto to fiat I use remittances so I can change it easily and faster than banks. if banks use crypto and they priority crypto users maybe I change my mind to trust them with my funds and use banks even further.
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Watch out for this SPACE!
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dillpicklechips
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October 29, 2019, 04:33:35 PM |
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Maybe we can say that living on crypto instead of banks is quite less hassle than we are currently having now, the system of the bank is centralized on the crypto world its always you, its you who decide and apparently it is a currency a crypto currency that are decentralized. It will be a lot easier than before, mostly in the aspect of buying things for instance is grocery, technology, and so on and so forth. We can really say that it is easy since we can buy while we are watching or on the house with just a click of a hand. And I think it will somehow diminished the crime rate of the country since it's anonymous but then again it has disadvantage, people become crazy and lots of illegal market will sprout and AI may occur in time of this era.
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poldanmig
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October 29, 2019, 05:49:02 PM |
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It is the same in life that cannot be separated from the bank because when I want to withdraw money I need a bank. although indeed in developed countries there are already those who can make payments using bitcoin and they feel life with crypto. but in my country still does not support payments using bitcoin or altcoin because the government prohibits using other than the applicable currency
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teosanru
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October 29, 2019, 05:54:23 PM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) Once the Incomes are being earned in Cryptocurrencies this would mean that even the retail expenses will also be done in Cryptocurrencies and only then we can imagine a life without banks otherwise as of now there is certainly no way this is happening because purchasing Cryptocurrencies itself involved buying it from transfers of Bank.
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agentx44
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October 29, 2019, 05:57:41 PM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) I think we will have a better living if that occured. We all know how different cryptocurrencies are from the banks. Banks are under the regulation of the government whilst cryptocurrencies are not, it can already show that corruption and power tripping does not happen in crypto. In terms of volatility, the money in the banks are fiat, it has very low volatility and it depends on the economy whether the value increases or falls down. In crypto, it has a high volatility which helps investors gain extra profit whenever the price grows up.
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Duzter
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October 29, 2019, 06:34:32 PM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) Once the Incomes are being earned in Cryptocurrencies this would mean that even the retail expenses will also be done in Cryptocurrencies and only then we can imagine a life without banks otherwise as of now there is certainly no way this is happening because purchasing Cryptocurrencies itself involved buying it from transfers of Bank. Yes, the cryptocurrency is much dependent on the banking. This means without fiat the term bitcoin goes valueless, because till date we value bitcoin equalling with certain number of USD. This will change only when the direct usage of cryptocurrency increases, we can't expect this to happen in a short, we need to support and have patience to experience the good of crypto alone world.
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█▀▀▀▀▀ █ █ █ █ █ █ █ █ █ █ █ █▄▄▄▄▄ | | . Stake.com | | ▀▀▀▀▀█ █ █ █ █ █ █ █ █ █ █ █ ▄▄▄▄▄█ | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | █▀▀▀▀▀ █ █ █ █ █ █ █ █ █ █ █ █▄▄▄▄▄ | | . PLAY NOW | | ▀▀▀▀▀█ █ █ █ █ █ █ █ █ █ █ █ ▄▄▄▄▄█ |
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sulendra12
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October 29, 2019, 07:46:01 PM |
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Once the Incomes are being earned in Cryptocurrencies this would mean that even the retail expenses will also be done in Cryptocurrencies and only then we can imagine a life without banks otherwise as of now there is certainly no way this is happening because purchasing Cryptocurrencies itself involved buying it from transfers of Bank.
You can't just get rid of banks like that. Just imagine if there were no bank in this world, you couldn't send money thorough the world or even got income from cryptocurrency because it's involved with Bank. Just face the fact guys, that we can't live without banks.
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ene1980
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October 29, 2019, 08:12:01 PM |
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It is the same in life that cannot be separated from the bank because when I want to withdraw money I need a bank. although indeed in developed countries there are already those who can make payments using bitcoin and they feel life with crypto. but in my country still does not support payments using bitcoin or altcoin because the government prohibits using other than the applicable currency
Yes i can understand your concerns and not every store is accepting bitcoin and i am of the opinion that we need a combination of the banking structure as well as the crypto market, government banning bitcoin is one thing and i bet you will be still trading bitcoin as no government can completely ban a decentralized currency like bitcoin and so is the reason developed countries are yet to take any drastic steps.
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toast
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October 29, 2019, 11:00:40 PM |
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I couldn't say that life without banks would be better because banks still play a vital role in our community. However, I'm the kind of person who doesn't mind about it since I'm not a bank dependant. I believe that it will be easy for me to cope up with life even without banks. There will be more convenience while earning enough profit at the same time.
banks were created, of course, to regulate the circulation of state funds and deposits in a safe way, and for the circulation of currencies that have been broken into new banks will require a country in economic development and I'm sure one day there is a crypto currency bank
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Xxmodded
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October 30, 2019, 01:09:06 AM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) It would be good, yet still nothing more than a dream. I still need to convert Bitcoin or Ether to fiat on a daily basis with my Wirex or Fedor cards to cover my expenses and pay everywhere. People doesn't changes and this is the main reason why crypto will not be widely adopted in next 5-10 years. Like it or not, we will depend on exchanges, not necessary banks. Good dreaming if we can save money in the bank using bitcoin or crypto, our money saving not only safety but we can increase by bitcoin and altcoin have higher price at the future, many bank wan to adopt bitcoin and altcoin as their saving method but just waiting when government allowed and legal using bitcoin and altcoin, several years later I think bank and bitcoin become greatest partner and we can save money using bitcoin and altcoin in the bank.
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barabarian1
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October 30, 2019, 02:13:55 AM |
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I think we will still need a bank even though cryptocurrency has started to be adopted. because the bank has existed for a long time in our lives and also has many members. there's no way the bank will suddenly disappear. and will still be needed by the community as a place to borrow money. because relying on crypto for loans in my opinion is not good because the value is very volatile.
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Xxmodded
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October 30, 2019, 05:20:21 AM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) We can't live without depending with bank and crypto only is not enough for using transaction although crypto have become interested and popular transaction at the future, many people still need bank as transaction payment because bank can give us easy way to cash out money, bitcoin need bank to cash out and we need money for using as transaction with bitcoin still illegal transaction payment.
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koura_cc
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October 30, 2019, 09:08:25 AM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) Mass adoption of cryptocurrency is a matter of time, a question of when not if. The defining factor it’s the project. With the right project, achieving the right licensing, but more important, with the right ecosystem and digital asset can surely make that a reality. The pros of such a vision implies accessibility for everyone and a lack of regulatory or governing bodies for a lot of parts of the banking process due to blockchain’s automation. This is something we’ll move towards organically and there will be an acclimation period (maybe over the course of a decade). The cons are the potential job losses that the automation process could produce. But progress is unstoppable and if the pros outweighs the cons for the majority, it’ll eventually become implemented. Sooner than later actually.
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coin-investor
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October 31, 2019, 01:07:55 PM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) I cannot apply that in the location I'm in, although I convert my earnings coming from Crypto to fiat I will find it really hard to use Crypto alone and no fiat to buy my daily needs because there's hardly a store or groceries that accept Bitcoin and Ethereum as a mode of payment, I still need to convert my Crypto to fiat maybe in the next five years things will be different, in this part of the world.
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mitchr4
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October 31, 2019, 01:33:27 PM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) I cannot apply that in the location I'm in, although I convert my earnings coming from Crypto to fiat I will find it really hard to use Crypto alone and no fiat to buy my daily needs because there's hardly a store or groceries that accept Bitcoin and Ethereum as a mode of payment, I still need to convert my Crypto to fiat maybe in the next five years things will be different, in this part of the world. Crypto implementation in my daily life is still lacking. In my country, there are only a few online merchants that accept Crypto as payment and that is limited. The use of banks still dominates my daily activities, if want to use Crypto I am the same as you, I have to convert it first to fiat money.
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Wintersoldier
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October 31, 2019, 02:17:38 PM |
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Crypto implementation in my daily life is still lacking. In my country, there are only a few online merchants that accept Crypto as payment and that is limited. The use of banks still dominates my daily activities, if want to use Crypto I am the same as you, I have to convert it first to fiat money.
What I we lack at the moment that I can see is the application of bitcoin and cryptocurrency. Even if it is accepted by our government and people, we don't use it to buy goods, spend to services and such. What we need is to start by ourselves to focus on creating business where utilization of cryptocurrency will be the main focus. If people will see how well it goes, they might adopt our system and start their own as a domino effect. Eventually, we can all benefit when crypto, being the national currency will be implemented.
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Suslived
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October 31, 2019, 02:34:59 PM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) I don't think anyone is really living the crypto life without banks unless for those who are truly rich and can afford to do so. But atm, I believe it is more expensive to be living off crypto because you still have to go through intermediary institutions if the service/product you are looking for doesn't yet accept bitcoin. One thing I believe banks have an edge over crypto (temporarily) tho is stable interest rates. While it's true that crypto earns much more than a 7% annual return from banks, there are times when the timing of losses makes it difficult to live with.
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smyslov
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October 31, 2019, 04:16:06 PM |
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Imagine living your life without depending on Banks ever again. Using only cryptocurrencies such as Bitcoin or Ethereum, you can make your own income stream and use the coins earned to buy stuff from merchants who accept them. Every day, cryptocurrencies have been going closer towards full mainstream adoption. However, there are still some things which prevent crypto from being used over traditional payment systems we've been accustomed to for a long time. Nonetheless, what's it like to live only on crypto instead central-bank issued fiat money? ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) It is till depends on the society where you live, if they fully adopted Cryptocurrency and they have thousands of various stores that accept Crypto currency, I'd love to live in a country or society where you can use your coins to all your needs but so far no country on our list that has that, we still need fiat, and I think fiat will never become obsolete.
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