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Question: What would you use more if available? A NFC mobile wallet or a NFC card? - Crypto to fiat so merchant always gets local currency
NFC Mobile wallet - 1 (100%)
NFC Card - 0 (0%)
Total Voters: 1

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Author Topic: Mobile or card ?  (Read 676 times)
Lw2017 (OP)
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February 25, 2019, 02:46:29 PM
 #1

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.

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February 25, 2019, 02:50:42 PM
 #2

And will people spend crypto or fiat?
I mean, is it a card like the ones already available where people convert from the app Bitcoin/crypto into fiat and the fiat will top up the actual pre-paid card?

I think that the NFC debit card will be more used, since not everybody have NFC at the phone, or prefer not to use phone's NFC.
But it also depends on the price of the actual plastic card ( + delivery ).

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Lw2017 (OP)
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February 25, 2019, 03:01:49 PM
 #3

And will people spend crypto or fiat?
I mean, is it a card like the ones already available where people convert from the app Bitcoin/crypto into fiat and the fiat will top up the actual pre-paid card?

I think that the NFC debit card will be more used, since not everybody have NFC at the phone, or prefer not to use phone's NFC.
But it also depends on the price of the actual plastic card ( + delivery ).

So for our mobile wallet and card it will automatically take the crypto and convert it to say USD, and there are a few routes that can be taken for this, the most reliable and cost effective way will win. Also its just an OTA update (PoS machine connected to network 24/7) ... same as a plugin/addon, no need of having to pitch individual merchants into "signing up" or creating a wallet for them, or needing them to purchase a proprietary additional PoS merchant system like some in development are doing.







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Proof Of Stake (POS), Proof Of Work (POW), Masternodes, 50 Million max supply and almost instant wallet to wallet transactions.
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February 25, 2019, 03:48:51 PM
 #4

And will people spend crypto or fiat?
I mean, is it a card like the ones already available where people convert from the app Bitcoin/crypto into fiat and the fiat will top up the actual pre-paid card?

I think that the NFC debit card will be more used, since not everybody have NFC at the phone, or prefer not to use phone's NFC.
But it also depends on the price of the actual plastic card ( + delivery ).

So for our mobile wallet and card it will automatically take the crypto and convert it to say USD, and there are a few routes that can be taken for this, the most reliable and cost effective way will win. Also its just an OTA update (PoS machine connected to network 24/7) ... same as a plugin/addon, no need of having to pitch individual merchants into "signing up" or creating a wallet for them, or needing them to purchase a proprietary additional PoS merchant system like some in development are doing.







And then that will be the role of your token? if you are saying that you are creating POS token and that means if will there a loyalty program in the future? Or something like dividend or staking in the network.

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Lw2017 (OP)
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February 25, 2019, 09:48:44 PM
Last edit: February 26, 2019, 10:32:38 AM by Lw2017
 #5

And will people spend crypto or fiat?
I mean, is it a card like the ones already available where people convert from the app Bitcoin/crypto into fiat and the fiat will top up the actual pre-paid card?

I think that the NFC debit card will be more used, since not everybody have NFC at the phone, or prefer not to use phone's NFC.
But it also depends on the price of the actual plastic card ( + delivery ).

So for our mobile wallet and card it will automatically take the crypto and convert it to say USD, and there are a few routes that can be taken for this, the most reliable and cost effective way will win. Also its just an OTA update (PoS machine connected to network 24/7) ... same as a plugin/addon, no need of having to pitch individual merchants into "signing up" or creating a wallet for them, or needing them to purchase a proprietary additional PoS merchant system like some in development are doing.






And then that will be the role of your token? if you are saying that you are creating POS token and that means if will there a loyalty program in the future? Or something like dividend or staking in the network.


So we are not a ICO , we self fund our project, we have been live from june 2018 and have accomplished quite alot in that time, our mobile wallet will be ready end Q1





We will have ACID protocol we will implement (Adoption and Convergence Incentivized Distribution protocol) more info on that can be found here https://medium.com/@bankymoon/euno-coins-acid-protocol-adoption-and-convergence-incentivized-distribution-1946fdb93fb1

2018 all completed



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February 25, 2019, 09:59:11 PM
 #6

And will people spend crypto or fiat?
I mean, is it a card like the ones already available where people convert from the app Bitcoin/crypto into fiat and the fiat will top up the actual pre-paid card?

I think that the NFC debit card will be more used, since not everybody have NFC at the phone, or prefer not to use phone's NFC.
But it also depends on the price of the actual plastic card ( + delivery ).

I am very interested in how it will work and how the security of the cryptocurrency will be ensured. I have no idea yet, but I really want to know!
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February 25, 2019, 10:04:08 PM
 #7

I think that the NFC debit card will be more used, since not everybody have NFC at the phone, or prefer not to use phone's NFC.
Actually pretty much everyone has a NFC on their phone because it exist since 2006 on phoes(back then it was added on a Nokia phone) and side 2012 on smartphones. Even though some companies have stopped adding NFC to the latest phones I still think over 90% of smartphone users have a NFC option on their phone.
Why would someone use a card when they can use their phone? I mean, you carry your phone everywhere you go so why would you also carry your card if you don't need it? In my opinion more people will use smartphone to pay with NFC then cards.
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February 25, 2019, 10:28:47 PM
 #8

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
NFC debit card will be much easier to use and  will also protect unnecessary expose of your mobile phone to the outside world
Our phones carry another of info nowadays, I will prefer the use of card than mobile nfc
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February 25, 2019, 10:38:37 PM
 #9

How would you prefer to spend your crypto,
NFC mobile wallet or NFC Debit Card?

NFC debit card is much more likable

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February 26, 2019, 02:33:37 AM
 #10

I prefer NFC debit card because it's easy to use, just like our credit card, the other reason is not all the people own a smartphone that support NFC function, include me, iPhone 5s don't support NFC  Cry, anyway with a cryptocurrency debit card, we can now walk into a store, cafe or restaurant and pay with our crypto assets, look good.
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February 26, 2019, 02:52:18 AM
 #11

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
If me i will prefer both, because some mobile phone don't have NFC feature. And if want product to be used to a lot of people, we must reach all people no matter his condition. So for that 2 things, good to develop because all people can use it.

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February 26, 2019, 04:03:54 AM
 #12

I personally prefer mobile phone to do things so I'd go with mobile+nfc, that way you do not have to pay for debit card charges as well (I think).

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February 26, 2019, 04:27:38 AM
 #13

Both will be great for the user as we know that right now, almost all people have a mobile phone and they can access the internet easily. But I prefer to use a mobile phone because when it could integrate with the mobile phone, it will help me to pay directly with my phone.

But I don't think that most people in out there will prefer to use a mobile phone as they only recognize a card to make a payment and not much of them has used a mobile phone for making transaction.

I am sure if you can introduce your project to the public, they will be interested because some of the people are aware of technologies and they are following the development of the technology itself. So I think they will learn about your project and if they found that your project will give them benefit, I am sure that they will use mobile and card too.

It's all about how the function of the technology can make it easier and simply our life so we could take the benefits to get a better life.
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February 26, 2019, 04:40:14 AM
 #14

With the choice you have given, I'll use both. Depending on what's more convenient to use, I'll use it more often. There are places that are limited to use your mobile wallets and in my place, few of them are doing it.

While having, debit cards you can simply withdraw it whenever you want to take cash as payment. There's more need for the establishments to adopt accept payments through mobile transfers because majority still prefer to have it through cash.

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February 26, 2019, 05:12:58 AM
 #15

honestly so far I have been more interested in debit cards, not many of the ico projects that have successfully launched debit cards and the ones I like the most are monaco and fuzex.

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Amalker
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February 26, 2019, 05:20:37 AM
 #16

Debit Card with NFC is more handy and safe for me. Smartphone might be hacked or have a technical problems, when you need to pay quick for something.
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February 26, 2019, 07:09:52 AM
 #17

I think that the NFC debit card will be more used, since not everybody have NFC at the phone, or prefer not to use phone's NFC.
I still think over 90% of smartphone users have a NFC option on their phone.
Why would someone use a card when they can use their phone? I mean, you carry your phone everywhere you go so why would you also carry your card if you don't need it? In my opinion more people will use smartphone to pay with NFC then cards.

Although it's bigger than I expected, the percent is less than 90%. They hope to reach 85% by 2020.
My phone has no NFC. In my previous phone NFC was always off to avoid draining the battery for nothing. I expect nowadays people still keep NFC off to squeeze more battery time.
However, again, the usage percents are higher than I expected.

Why carry the card when not needed? Really? How you pay when your phone is out of battery? How you pay if your phone got stolen (which in my country happens WAY more often than stealing the wallet)?

I don't deny the convenience of paying with phone. But we are not there yet. Not worldwide.

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Eugenar
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February 26, 2019, 05:04:06 PM
 #18

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
Most of us want the things that is easier and less hassle just like NFC Debit card I mean there will be some conflicts on using mobile wallet but it would be amazing to use both because sometimes it depends on the situation.
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February 26, 2019, 05:51:14 PM
 #19

I like the debit card more. But the mobile wallet is much more convenient. So I give my vote for a mobile wallet.
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February 26, 2019, 06:48:04 PM
 #20

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
Since you are asking about spending of crypto, I think I will go for the Debit card because it is more easier to make use of in any country then using just the mobile wallet. Crypto is not used in all countries to make purchase so even if you have the wallet, you will need to find a way to convert those funds to fiat in other to spend, but when making use of the card, you can just go to anywhere of your choice and make payment for purchase without converting to fiat.

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