(Solved and Repaid) Marcotheminer didnt repay me yet

[LoyceV]

You could give a bit more time.The borrower wouldn't participate in that thread if he wouldn't care about his account

Maybe. Or maybe he's planning a bigger exit scam:

~I'm building that up over time and soon will only ask for serious 0.1+BTC loans (IF I need), with collateral or without).

[TECSHARE]

Everyone please stop pretending you care about the borrower. You care about getting your little dopamine hit after leaving a red rating. There is no reason it can't be done later. It is always the same scorched Earth policy around here with very little thought given to the results or effects on the lender.

[suchmoon]

Everyone please stop pretending you care about the borrower. You care about getting your little dopamine hit after leaving a red rating. There is no reason it can't be done later. It is always the same scorched Earth policy around here with very little thought given to the results or effects on the lender.

When "later"? How about the effects on the next lender marco fucks over? This is a classic case of your "standards" being applied - bunch of neutrals as warnings first, then reds upon a clear violation of a contract - and you're still bitching...

[marcotheminer]

I posted https://bitcointalk.org/index.php?topic=5118210.0 before this scam. And many people went against me. But finally, I am right. Though the community becomes save for that post. No one gave any loan to marco. If I didn't make that post then marco could be able to scam more money. I knew according to his behavior (increase loan amount), he must scam today or tomorrow.

"Finally, I am are right".

No, not really - sorry to burst your bubble and don't confirm your scammer-finding-skills, shasan . You didn't do anything apart from bring more attention to me and my loan-taking, that's it.

[The Sceptical Chymist]

Conspiracies are fun, but no - not in any exit-scam planning or will I ever consider it.

Yeah, yeah, words are nice.  The real question you should answer is whether you're going to pay this loan back or keep stringing him along.  People can criticize anyone giving you a neg for this, but the truth is that you deserve it and people need to be warned about what you're doing.  Stop stringing OP along and just pay him, eh?  Then everyone can worry about how your feedback should be.

[shasan]

Everyone please stop pretending you care about the borrower. You care about getting your little dopamine hit after leaving a red rating. There is no reason it can't be done later. It is always the same scorched Earth policy around here with very little thought given to the results or effects on the lender.

A scammer is always a scammer and a trustworthy man can stay trustworthy. A scammer can be proved by a single minute that s/he is a scammer and to proof, trustworthy may take a long time.
So, when there is a suspicious activity people should give neutral and if highly suspension or proved scammer then must tag negatively.

"Finally, I am are right".

No, not really - sorry to burst your bubble and don't confirm your scammer-finding-skills, shasan . You didn't do anything apart from bring more attention to me and my loan-taking, that's it.

Last time you told I am responsible for negative trust or I only wanted to destroy your account. This time I have not posted before your being tagged.

Conspiracies are fun, but no - not in any exit-scam planning or will I ever consider it.

You have already taken much time, several DT checked how you were delaying. One question: you are a legendary member and don't you know that creating multiple posts on the same row is policy violation?

I'm not defaulted. "Your loan becomes delinquent the first day after you miss a payment."

You took too many times and latter no update on the forum so, all people can think you have defaulted the loan.

[Thule]

Are people who struggles ontime payment all instantly scammers or maybe just people who have difficulty in a good finance management ?

[shasan]

Are people who struggles ontime payment all instantly scammers or maybe just people who have difficulty in a good finance management ?

how can anyone know either the borrower struggling to repay on time?
If you want to mention "marco" then check his last loan request if cant repays this small amount then how s/he could repay 0.33BTC. And on online if you can't repay on time why you will take from here? Why you are not taking from your known person? For a non-collateral loan, you should pay on time at least repay the interest and ask for an extension before getting a warning.

[The Sceptical Chymist]

Are people who struggles ontime payment all instantly scammers or maybe just people who have difficulty in a good finance management ?

The fact is that nobody has any idea, based on what marcotheminer wrote here, what his intentions are.  I've seen scammers string their victims along just like this--in fact, I don't have to look any further for examples than the time I got scammed for 0.3BTC.  TimSweat said many of the same things to me, and in the end he just took off with the bitcoin and completely scammed me.  If marcotheminer does intend to pay OP back, he should be setting hard deadlines for doing so, and stick to those deadlines.  Instead he's just making vague promises and not paying anything back.

There's no way to know anybody's intentions.  The only thing we can see is someone's actions.  That's what we have to work with, and I've seen enough scamming on bitcointalk to view behaviors like this with extreme skepticism.  This is what everyone should be doing, IMO.  It's also why lenders should always get collateral from borrowers and not rely on someone's trust score or reputation.

how can anyone know either the borrower struggling to repay on time?

Exactly.  But I think Thule is just trolling, as usual.

[LoyceV]

You could give a bit more time.The borrower wouldn't participate in that thread if he wouldn't care about his account

Maybe. Or maybe he's planning a bigger exit scam:

~I'm building that up over time and soon will only ask for serious 0.1+BTC loans (IF I need), with collateral or without).

Conspiracies are fun, but no - not in any exit-scam planning or will I ever consider it.

I really hope you'll prove me wrong!

[BitcoinGirl.Club]

@marcotheminer
I thought you would repay the loan of Roman1974 in time. I was waiting to change my feedback to positive one but after this, it's hard for me to stay in the thought I was.

I really hope you are trying your best to repay. Please repay the loan amount and take a step to restore the lost reputation. I am assuming you are going true hard time in your real life. If you do, then you need to learn how to balance things. And also don't take anything that you find hard to give back.

[shasan]

@marcotheminer
I thought you would repay the loan of Roman1974 in time. I was waiting to change my feedback to positive one but after this, it's hard for me to stay in the thought I was.

I really hope you are trying your best to repay. Please repay the loan amount and take a step to restore the lost reputation. I am assuming you are going true hard time in your real life. If you do, then you need to learn how to balance things. And also don't take anything that you find hard to give back.

You may give any type of feedback. But base on the current situation giving positive will help to scam nothing else. Where did you see his/her good reputation? See his/her feedback there is no positive feedback for the transaction. Those positive feedback for running a campaign and I think those feedback sent by the people when they weren't DT. See DT's current feedback they usually do not give positive feedback to the manager. Giving payment to the participant and make good transaction aren't the same. There is a lot of difference. See the trust rating of zapo and many more. Probably zapo got negative trust when s/he asked a loan. Before asking the loan s/he has not received any negative trust and that person was giving payment on time. So, by this example, I think it is clear to you that sending payment to the participants and making good transaction can't be the same.
Also, you are aware that marco tried to take another loan of 0.33BTC while there were two active non-collateral loans. Think of yourself what could happen if the loan could be filled.

[BitcoinGirl.Club]

There is a lot of difference.

I am well aware of what I am doing. It's hard to justify people and draw a boarder line. No one knows anyone here in personal life.

[shasan]

No one knows anyone here in personal life.

You are absolutely right. But in virtual life, we should consider anyone's behavior. How s/he is acting? After a long time Marco came back and from the time of his coming back his/her activity is very much suspicious, all of his activity is matching with scammers especially loan defaulters.

[Roman1974]

He repaid me with very good %, he repaid 0.05 btcs

[marcotheminer]

Conspiracies are fun, but no - not in any exit-scam planning or will I ever consider it.

Yeah, yeah, words are nice.  The real question you should answer is whether you're going to pay this loan back or keep stringing him along.  People can criticize anyone giving you a neg for this, but the truth is that you deserve it and people need to be warned about what you're doing.  Stop stringing OP along and just pay him, eh?  Then everyone can worry about how your feedback should be.

Repaid.

[mikeywith]

I am transparent to the loaner. He made this thread regardless of any extension (I have until end of today). That's normal, it's not a sign of anything including that I "didn't communicate" with him, etc.

what happened to this ?  

I don't know much about lending, but to me you are rather untrustworthy , repaying too late isn't much better than not paying at all , at least how i look at it, and given the fact this is not your first time, i am having a hard time believing that you are not planning for something bigger next time. and since most people do not read neutral feedback, i think one negative should at least stay there , so others know before hand when dealing with you.

i still would still want to hear other member's opinion on this case.

[Vod]

At the end of the day, all of this was between Roman and I. Any other comments were just opinions from the sidelines. I'm glad you stuck through with me.

I'll be chilling with the loans, to everyone's delight (I imagine). I've made enough in the past week to self-sustain and hopefully grow a nice fund from here on.

Typical scammer motto "I don't care what anyone thinks - I took care of my needs."

[Thule]

repaying too late isn't much better than not paying at all

Maybe you should ask OP if it makes a diffrence.

[suchmoon]

one negative should at least stay there

I'm not a big fan of third chances so yeah.