Well it appears that you have now pushed the envelope. I was going to let you slide with the 1st request, but not now. This formula is not going to work for you. Please do skedaddle and don't return with another throwaway account. This really is wasting everyone's time.
Edit:Reducing the request to 50.00 bucks from 150.00 bucks isn't going to work either.
Trust needs to start somewhere I guess..
Suggestions for collateral would be helpful.
In general the amount lenders will be looking for is collateral equal to 110%-120% of the amount you are being loaned. Why is this? Well, first, they want to discourage you from running off with the funds. Collateral also needs to be something that can easily be sold, which brings me to my second point - your $500 worth of ink isn't going to cut it as collateral. Normally lenders will want things such as Altcoins or precious metals, although things that can be sent electronically are preferred.
A common question is why don't I just sell my collateral? Well the reasoning behind collateral is that you think it's going to appreciate in price or do not want to sell it, encouraging you to pay back the loan to have your collateral returned.
However, you must also watch out for collateral scammers. These guys take your collateral and run, without sending you the loan. Avoid this by using escrow.
This applies to lenders too - for your own sake, please follow this rule, both for your wallet and to discourage scammers from coming here.