Why should I? though I'm not really a person that take loans but if you can answer why should people take loans on your platform, you might give some ideas and interesting thoughts that people shouldn't missed your platform.
I guess there should be something different than a collateral to get a loan. I have no idea what this might be. Becuase, why should I get loan, if I have enough money as a collateral?
That's just another type of loan, with collateral, the other is no collateral and the risk will be taken by the lender.