Buy the DIP, and HODL!

[Jewan420]

That is true, I think one of the most efficient way of buying bitcoin should be on a weekly basis, which is why I try every possible means to figure out my cashflow and try to adjust to my weekly expenses and to ensure that I’m able to buy and and maintain my consistency of buying on a weekly basis, and also I think focusing on regular buying of bitcoin is just more efficient instead of waiting for an unprecedented dip that would make us mix out on opportunities.

You are wrong, you are referring to DCA strategy. But DCA strategy does not work like that. DCA strategy is best for investing, but whether you do weekly DCA or monthly DCA depends on your personal situation or the timing of your salary. If you get paid monthly and you are comfortable with monthly DCA then monthly DCA is best for you. If you get paid on a weekly basis and you are comfortable with weekly DCA then weekly DCA is best for you. Basically it depends on your preference. There is no need to separate weekly DCA for you, focus on your preference in DCA.

[RockBell]

That is true, I think one of the most efficient way of buying bitcoin should be on a weekly basis, which is why I try every possible means to figure out my cashflow and try to adjust to my weekly expenses and to ensure that I’m able to buy and and maintain my consistency of buying on a weekly basis, and also I think focusing on regular buying of bitcoin is just more efficient instead of waiting for an unprecedented dip that would make us mix out on opportunities.

You are wrong, you are referring to DCA strategy. But DCA strategy does not work like that. DCA strategy is best for investing, but whether you do weekly DCA or monthly DCA depends on your personal situation or the timing of your salary. If you get paid monthly and you are comfortable with monthly DCA then monthly DCA is best for you. If you get paid on a weekly basis and you are comfortable with weekly DCA then weekly DCA is best for you. Basically it depends on your preference. There is no need to separate weekly DCA for you, focus on your preference in DCA.

Bitcoin is always available to buy no matter the timing and for does who are earning monthly will want to buy during the end of the month or week depending on when their payroll is due so DCA depending on how the investor wants it that is like the most important thing is to accomplish whatever they are planning to accomplish because it is more difficult to bring out money to invest it takes a lot of discipline for people to be able to manage DCA because a lot of people have the  this mindset that DCA is easy but it takes a lot of commitment and discipline to be able to archive the desired goal.

All of this depends on how seriously they choose to take bitcoin investing. Those who do not take it seriously are unaware of the opportunity they are passing up, as many people have made significant sums of money simply because they wanted to, and the opportunity is available to anyone every day.

[ejikeme24]

I get your point, but I don’t fully agree. Overaccumulation isn’t really a fixed stage, because everyone’s financial situation and risk tolerance are different.

You're right when you said that overaccumulation is not fixed, for me I think overaccumulation is when you get to a point where you feel that the amount of bitcoin you have accumulated is More than enough for you but not just after making the purchase for few months and start claiming that you have reach the status of overaccumulation rather the accumulation journey need to last for like 4-5 years or more. this way, we can be easily convinced that a guy have stack enough bitcoin in his portfolio . Because we can't possibly say that owning 1 bitcoin is what qualifies you when we know that the value is not always stable, the more you're targeting to reach 1btc that's the More the price will keep moving. Moreover our investing capacity differs.

Some people might take profit earlier without it meaning they’re traders, it could just be part of their personal strategy.

Taking a profit when you have not reach your investment goal does not make you an investor especially during the early stage of your  accumulation journey, if you start selling early it means that you're not into Long term investment maybe you have not yet figured out the difference between a trader and investor. As an investor you're supposed to maintain the ongoing buying of bitcoin for like 4-5 years or more that's Depending on your weekly or monthly bitcoin purchase but Investing for like 7 to 8 months or 1 year and start attempting to sell seems like a play and not a strategy.

[Abbatty]

That is true, I think one of the most efficient way of buying bitcoin should be on a weekly basis, which is why I try every possible means to figure out my cashflow and try to adjust to my weekly expenses and to ensure that I’m able to buy and and maintain my consistency of buying on a weekly basis, and also I think focusing on regular buying of bitcoin is just more efficient instead of waiting for an unprecedented dip that would make us mix out on opportunities.

Yeah DCA strategy is the most suitable and convenient strategy to accumulate and invest in Bitcoin but what I don't agree with is when you're saying Buying on a weekly basis is the most suitable DCA investment method. I don't think it really matter whether you buy weekly, daily or monthly what really matters is buying at your own convenience and sticking to your plan to achieve your goal. One of the major reasons of DCA strategy is to try and reduce the effect of market flunctuations so whether weekly, daily or monthly your will achieve the same purpose.
Also we all have different paydays so you will set your DCA plan to the one that suits your payment time to avoid inconvenience which may affect your plan.

[Showlove01]

That is true, I think one of the most efficient way of buying bitcoin should be on a weekly basis, which is why I try every possible means to figure out my cashflow and try to adjust to my weekly expenses and to ensure that I’m able to buy and and maintain my consistency of buying on a weekly basis, and also I think focusing on regular buying of bitcoin is just more efficient instead of waiting for an unprecedented dip that would make us mix out on opportunities.

Yeah DCA strategy is the most suitable and convenient strategy to accumulate and invest in Bitcoin but what I don't agree with is when you're saying Buying on a weekly basis is the most suitable DCA investment method. I don't think it really matter whether you buy weekly, daily or monthly what really matters is buying at your own convenience and sticking to your plan to achieve your goal. One of the major reasons of DCA strategy is to try and reduce the effect of market flunctuations so whether weekly, daily or monthly your will achieve the same purpose.
Also we all have different paydays so you will set your DCA plan to the one that suits your payment time to avoid inconvenience which may affect your plan.

The dude is not totally wrong neither is the dude totally correct, DCAing weekly will make an investor grow their portfolio faster than someone that is investing monthly but the things is that it depends on the amount these investors are using to invest so if someone is using DCA method for weekly and they are not consistent or they are not using a good amount to invest someone that is investing monthly will grow their portfolio more if they are using a good amount than someone who is investing weekly. But whether investing with good amount or not the most important is to just start.

[Bigjoe33]

for me I think overaccumulation is when you get to a point where you feel that the amount of bitcoin you have accumulated is More than enough for you but not just after making the purchase for few months and start claiming that you have reach the status of overaccumulation rather the accumulation journey need to last for like 4-5 years or more. this way, we can be easily convinced that a guy have stack enough bitcoin in his portfolio .

If I get you right, do you mean that a person whose accumulation period lasts for 4-5 years or more have/would have reached over accumulation stage? I won't possibly agree with that because our rate of accumulation differs, yea. Don't also forget that 4 years is just a single circle of accumulation, and may not really be enough to accumulate so great a number of Bitcoin considering the fact that so many investors accumulate using the DCA strategy in bits weekly, while some even monthly depending on when they pay comes in. Even if you have saved up some funds to buy the dip, you wouldn't even predict when it will come, so you might end up waiting so long for the dip and waste away precious time without actually accumulating anything. Or you go with the lump sum strategy, how much of Bitcoin would you buy at a go, and how often would you repeat such buys?

So, an investor might go on for 2 circles(8years) and yet have not even closed the over accumulation stage based on personal plan and/or set target. Some might also last 3 circles(12years) or even more. Since our discretionary differs, so also our accumulation rate and/or power is different, and this affects when we can reach out over accumulation stage individually. This, it could be difficult to rightfully ascertain when one or another can or would reach his over accumulation stage.

[Lembo69]

The best way to make sure you don't spend your Bitcoin investment which is selling premature is to have or create a strong emergency funds in case of emergency. Emergency funds plays a very vital role in our Bitcoin investment and it is very necessary after you might have started your Bitcoin investment.

The importance of an emergency fund is immense to avoid premature sale of investments.

You need to create an emergency fund to manage your investments in a disciplined and risk-free manner. Every person who is motivated to invest should know that you should create an emergency fund equivalent to 3-6 months of your salary.

Also, invest from such money that even if lost, it will not affect your life. Maintain sufficient liquidity in yourself.

Even if you do not have to sell your investments prematurely, in addition to creating an emergency fund, allocate some money and be mentally prepared. When the market price drops, buy. Do not think about selling. Then the investment will be sustainable and strong. Try to buy as much as possible and invest for the long term. Hopefully, you will get a profitable return from the investment. Which will be 2× or 4× more than the amount you invested.

[philipma1957]

So we moved up.

Still doing dca with my mining..

I did do dip at 108.8 109.3 109.5 and 110.1

So dip is resting but will kick in at 110.5
Dca mining is doing 0.0095
Spare cash is sitting.


Numbers look good today.

[Barrykbest]

People form emergency funds when they see that a bad situation will arise. Because in the present time, people do not want to expose their investments to any danger, so they give the most importance to prudent income and emergency funds and follow the DCA method every week. As a result of regular Bitcoin purchases, they are ready to earn more financially so that they can make more money with Bitcoin investments. An investor never neglects his investment, because Bitcoin investment is long-term, so it is most important to form an emergency fund to manage it.

Speaking of emergency funds, what's the best way to make sure I don't spend my Bitcoin prematurely?

​My idea is to diversify my savings. I shouldn't invest all my money into Bitcoin. I can put some funds into other profitable investments that aren't as strictly a "hold" as BTC. If I use this strategy, I might not need a dedicated emergency fund because I'll have other readily available assets. This means I can use these other funds instead of touching my Bitcoin.

I get where you’re coming from about diversifying, but from my own experience in 2025 that still doesn’t replace a real emergency fund. Other ‘profitable’ assets can also drop or get locked up right when you need them most. I keep a small cash emergency fund separate so I’m never forced to sell my Bitcoin at a bad time. It’s boring, but it works.

[JayJuanGee]

People form emergency funds when they see that a bad situation will arise. Because in the present time, people do not want to expose their investments to any danger, so they give the most importance to prudent income and emergency funds and follow the DCA method every week. As a result of regular Bitcoin purchases, they are ready to earn more financially so that they can make more money with Bitcoin investments. An investor never neglects his investment, because Bitcoin investment is long-term, so it is most important to form an emergency fund to manage it.

Speaking of emergency funds, what's the best way to make sure I don't spend my Bitcoin prematurely?

​My idea is to diversify my savings. I shouldn't invest all my money into Bitcoin. I can put some funds into other profitable investments that aren't as strictly a "hold" as BTC. If I use this strategy, I might not need a dedicated emergency fund because I'll have other readily available assets. This means I can use these other funds instead of touching my Bitcoin.

Many people think about back up funds in terms of liquidity and volatility.. so you could have troubles if you keep back up funds (such as emergency funds) in other assets.. but sure the choice is yours regarding how to deal with matters that might come up, since surely bitcoin is very liquid and if you have some situation where you really need money quickly are you going to be sufficiently prepared or have to sell some of your bitcoin at a time that is not of your own choosing. 

One more point is that when you choose to diversify rather than focusing on bitcoin and cash, you are diluting your emphasis on bitcoin, and sure, it is your choice in regards to how much to prioritize bitcoin and/or how aggressive you choose to be in regards to bitcoin as compared with putting your money in various inferior assets for the mere sake of it (perhaps your lack of focus?  - another member (liasbaa) mentioned that you failed to specify your diversification, and so it is quite likely you are thinking about shitcoins as a way to diversify, which may well be close to retarded, if you are thinking like that... but hey whatever, you can do whatever you like, even dumb shit.

Frequently there are needs to not get too smart for your own good, even though of course, you are in the best position to assess your particulars.

edited out]

I think whatever that we wouldn’t understand is that we would definitely require a lot of time to keep buying and investing into bitcoin, sometimes some guys and folks would think that one circle is enough for them, but they will realize that one circle isn’t enough for them and they will really like to continue with 2 circle before they can have a chance of having enough profit, depending how much we are able to invest into bitcoin in this duration of time that would determine how much we have been able to accumulate and stack into our Bitcoin portfolio.

Even if a person were able to organize his income and expenses in such a way that he was able to invest 25% of his income for more than 4 years, he still might need 2-3 cycles before he is able to accumulate enough bitcoin.  It would not be easy to be able to invest 25% of a person's income on a regular basis.  If he is able to put 1 years of his income every 4 years, then after a couple of cycles he would have had put a couple of years of his income into bitcoin, and so at hat point, whether he had reached enough or more than enough might well partly depend upon bitcoin's performance in that time, or even after the time that he had mostly invested into it.

[LonelyEcho]

The best way to make sure you don't spend your Bitcoin investment which is selling premature is to have or create a strong emergency funds in case of emergency. Emergency funds plays a very vital role in our Bitcoin investment and it is very necessary after you might have started your Bitcoin investment.

When the market price drops, buy. Do not think about selling.

I don't think your point is correct, that you should buy when the market falls. Look, I'm trying to learn about new Bitcoin here. But I have understood this much that waiting for DIP means wasting your valuable time. No one knows when DIP will actually come. Sometimes the price can drop and go even lower. Then the one who bought earlier may suffer a loss. Or you will lose the opportunity to enter the market quickly by waiting for DIP. I shared a thing on our local board that, suppose I waited 6 months to buy DIP. Then the price increased to 175k. If it drops again to 125k and if it is considered DIP. Then the price has become higher than today, there is more loss. So as a newbie, I think DCA reduces the risk for us.

However, buying DIP can be a kind of strategy.  If you keep the DCA method active and the time comes for DIP, you can buy more if you want. However, before buying when the market falls, you should consider your financial situation, long-term goals, and risk-taking ability. If you invest emergency funds or necessary money thinking of buying DIP, you may be forced to sell at a loss when necessary.

[gracreavix]

Part of the reason that I frequently suggest that guys figure out ways to be able to buy bitcoin every week is so that they can be actively engaged with buying, including if there might be dips.. so yeah, overall it seems a good idea to just focus on regular buying rather than getting too worked up about trying to figure out when dips might  or might not happen.

That is true, I think one of the most efficient way of buying bitcoin should be on a weekly basis, which is why I try every possible means to figure out my cashflow and try to adjust to my weekly expenses and to ensure that I’m able to buy and and maintain my consistency of buying on a weekly basis, and also I think focusing on regular buying of bitcoin is just more efficient instead of waiting for an unprecedented dip that would make us mix out on opportunities.

As a low coiner or a pleb, who desperately wants to stack enough bitcoin I would like a situation were I have to buy bitcoin on a weekly basis, and it will be good for my fellow plebs to do as such, and also try to figure out how to buy bitcoin on a weekly basis if the opportunity is available.

TBH, I really like the fact that you are intentional about being consistent bro, because i have learnt that it is actually the most important part when it comes to stacking Bitcoin..  A lot of people just talk about it but never follow through, so I respect the way you are already planning and making effort to keep up..  That kind of mindset will surely pay us off in the long run..

That being said, I would not fully agree that buying weekly is the most efficient way like you put it. Truth is, there is no one size fits all pattern for DCA..  It should always be based on someone’s financial strength and comfort level. For some people weekly might work, for others monthly feels better, and for some even daily small buys is fine. What matters is that it doesn’t put unnecessary pressure on your other responsibilities like emergency funds or basic expenses..  So i think even with your consistency, I would still say the best DCA method is the one that suits you personally, not just trying to force a weekly schedule if it doesn’t align with your cashflow...

[Pandorak]

The best way to make sure you don't spend your Bitcoin investment which is selling premature is to have or create a strong emergency funds in case of emergency. Emergency funds plays a very vital role in our Bitcoin investment and it is very necessary after you might have started your Bitcoin investment.

The importance of an emergency fund is immense to avoid premature sale of investments.

You need to create an emergency fund to manage your investments in a disciplined and risk-free manner. Every person who is motivated to invest should know that you should create an emergency fund equivalent to 3-6 months of your salary.

Also, invest from such money that even if lost, it will not affect your life. Maintain sufficient liquidity in yourself.

This is also important. We can imagine that in the process of building a Bitcoin investment, we may encounter unexpected circumstances, such as health problems that force us to go to the hospital, job problems that force us to be laid off, or other urgent needs. Of course, in these situations, we need money to overcome them. By having emergency funds equivalent to 3-6 months salary., we can get through difficult times without having to sacrifice our investment portfolio. Poor people, in particular, need to be more organized, unlike rich people who may already have thousands of dollars in the bank in case of a shortage of funds, or who can easily get a loan from the bank or from family if they really experience an urgent problem. Meanwhile, the poor do not have many such options. Therefore, emergency funds serve as part of our investment security, because when an emergency arises, we still have a defense, rather than having to sell our Bitcoin assets to address the problem.

Even if you do not have to sell your investments prematurely, in addition to creating an emergency fund, allocate some money and be mentally prepared. When the market price drops, buy. Do not think about selling. Then the investment will be sustainable and strong. Try to buy as much as possible and invest for the long term. Hopefully, you will get a profitable return from the investment. Which will be 2× or 4× more than the amount you invested.

The most painful thing about waiting for prices to fall is that you will lose momentum. Let's say the price falls as you expected, then you buy with the amount of money you have prepared, but it turns out that the price continues to fall, while your money has been used up to buy at the previous price, you will definitely regret it, because in reality we cannot accurately know the lowest point of the Bitcoin price. On the other hand, if the price of Bitcoin continues to rise, you will not buy because you are still waiting for the price to fall, which means that you will inevitably buy at a higher price than the current one. So, instead of waiting for the price of Bitcoin to fall or correct, it is better to focus on buying in the long term, focusing on the Dollar Cost Averaging (DCA) method. Buy as soon as your discretionary income is available. After that, you only need consistency in maintaining your Bitcoin investment. You will miss out on opportunities if you decide to wait, you must act quickly if you don't want to fall behind and regret it later.

[Tamaperdana]

People form emergency funds when they see that a bad situation will arise. Because in the present time, people do not want to expose their investments to any danger, so they give the most importance to prudent income and emergency funds and follow the DCA method every week. As a result of regular Bitcoin purchases, they are ready to earn more financially so that they can make more money with Bitcoin investments. An investor never neglects his investment, because Bitcoin investment is long-term, so it is most important to form an emergency fund to manage it.

Speaking of emergency funds, what's the best way to make sure I don't spend my Bitcoin prematurely?

​My idea is to diversify my savings. I shouldn't invest all my money into Bitcoin. I can put some funds into other profitable investments that aren't as strictly a "hold" as BTC. If I use this strategy, I might not need a dedicated emergency fund because I'll have other readily available assets. This means I can use these other funds instead of touching my Bitcoin.

I get where you’re coming from about diversifying, but from my own experience in 2025 that still doesn’t replace a real emergency fund. Other ‘profitable’ assets can also drop or get locked up right when you need them most. I keep a small cash emergency fund separate so I’m never forced to sell my Bitcoin at a bad time. It’s boring, but it works.

Emergency funds are indeed better if they are in cash and not invested in any assets. Investing emergency funds in certain assets does have the potential to generate profits. However, doing so is still very risky. So, the bottom line is that emergency funds remain emergency funds and should not be used for any other assets or for anything else. Emergency funds are used when we are experiencing an emergency. So, the point is, don't play around with emergency funds, even if it's for positive purposes, such as investing. Let emergency funds settle, and if possible, we should continue to increase them little by little to cover the value eroded by inflation. It's undeniable that inflation will continue to eat away at our money. Therefore, we must continue to increase our emergency funds to prevent their value from decreasing.

[Tungbulu]

People form emergency funds when they see that a bad situation will arise. Because in the present time, people do not want to expose their investments to any danger, so they give the most importance to prudent income and emergency funds and follow the DCA method every week. As a result of regular Bitcoin purchases, they are ready to earn more financially so that they can make more money with Bitcoin investments. An investor never neglects his investment, because Bitcoin investment is long-term, so it is most important to form an emergency fund to manage it.

Speaking of emergency funds, what's the best way to make sure I don't spend my Bitcoin prematurely?

​My idea is to diversify my savings. I shouldn't invest all my money into Bitcoin. I can put some funds into other profitable investments that aren't as strictly a "hold" as BTC. If I use this strategy, I might not need a dedicated emergency fund because I'll have other readily available assets. This means I can use these other funds instead of touching my Bitcoin.

Many people think about back up funds in terms of liquidity and volatility.. so you could have troubles if you keep back up funds (such as emergency funds) in other assets.. but sure the choice is yours regarding how to deal with matters that might come up, since surely bitcoin is very liquid and if you have some situation where you really need money quickly are you going to be sufficiently prepared or have to sell some of your bitcoin at a time that is not of your own choosing. 

One more point is that when you choose to diversify rather than focusing on bitcoin and cash, you are diluting your emphasis on bitcoin, and sure, it is your choice in regards to how much to prioritize bitcoin and/or how aggressive you choose to be in regards to bitcoin as compared with putting your money in various inferior assets for the mere sake of it (perhaps your lack of focus?  - another member (liasbaa) mentioned that you failed to specify your diversification, and so it is quite likely you are thinking about shitcoins as a way to diversify, which may well be close to retarded, if you are thinking like that... but hey whatever, you can do whatever you like, even dumb shit.

Frequently there are needs to not get too smart for your own good, even though of course, you are in the best position to assess your particulars.

You’re spot on Sir JayJuanGee. A backup fund is specifically for security and so should be pretty much accessible at all time, not for growth, and this is the main reason why most people prefer to use fiat cash or a more stable and liquid asset that’s not very volatile. And it’s not really because they love having a bunch of cash lying around, but because in the face of an actual emergency like paying a hospital bill, job loss etc, they can easily access their backup funds and not be in the mercy of the volatile market. Let’s say you decide to leave your emergency funds in BTC with hopes that it will grow for you, and maybe you happen to need cash when Bitcoin has dropped by 20% or 30%, that emergency will definitely cost you way more.

Now coming down to diversification, I really don’t see it as a distraction or lack of focus as long as the investor has a good risk management strategy and is not relatively new in his accumulation journey, perhaps must’ve experienced at least 2 to 3 cycles. Inasmuch as Having all one’s funds in Bitcoin might feel like conviction, it kinda also narrows down your risk in a particular volatile asset, which isn’t 100% smart. But this still isn’t a green light that one on the course of attempting to diversify their investment should fill their bag with all sorts of shitcoin, that’s even way worse. I fact that’s more of gambling than diversification. My own definition of diversification would be balancing Bitcoin with cash, maybe a some traditional assets, depending on the investor’s comfort level.

I completely agree with you on the part that people sometimes over complicate things by attempting to get too smart or clever, it’s crucial to just keep things very simple. Bitcoin as your long term investment and cash or stablecoins as your backup funds, this way you won’t be forced to sell your bitcoin in time of emergency in order to sort it out.

[Wind_FURY]

Speaking of emergency funds, what's the best way to make sure I don't spend my Bitcoin prematurely?

​My idea is to diversify my savings. I shouldn't invest all my money into Bitcoin. I can put some funds into other profitable investments that aren't as strictly a "hold" as BTC. If I use this strategy, I might not need a dedicated emergency fund because I'll have other readily available assets. This means I can use these other funds instead of touching my Bitcoin.

Any type of investment is risky. You said that if you invest in another sector without keeping an emergency fund and in an emergency situation you will solve the problem by taking money from there, you will not have to sell Bitcoin. But I think that no matter what type of investment you make, you should always keep a back-up fund. Now you have decided to invest in Bitcoin for many years. But without keeping an emergency fund, you invested in another sector with that. But the problem will be if the sector you have invested in starts to lose for some reason and at the same time you need a lot of money for some urgent need, then you will not be able to take money from your alternative investment because it has already lost. And since you have no back-up fund, you will be forced to sell Bitcoin. And if at that time the price of Bitcoin has fallen and stopped, you will face a lot of losses. Therefore, it is very important to establish an emergency fund and reserve fund in Bitcoin investment.

Personally, you should keep enough money that could pay your bills/monthly expenses, then the rest you invest and HODL in Bitcoin without stress.

But IF the price DIPs under or near the 200-Weekly SMA, and IF you don't have any responsibilities except to look out for yourself, THEN you probably should buy Bitcoin with 90% of what's in your savings account.

[Cossyblack]

The dude is not totally wrong neither is the dude totally correct, DCAing weekly will make an investor grow their portfolio faster than someone that is investing monthly but the things is that it depends on the amount these investors are using to invest so if someone is using DCA method for weekly and they are not consistent or they are not using a good amount to invest someone that is investing monthly will grow their portfolio more if they are using a good amount than someone who is investing weekly. But whether investing with good amount or not the most important is to just start.

DCA buying of Bitcoin can be done weekly or monthly, depends on the Cash flow of the investor. There are investors that received salaries pay every weekend while some investors will have to wait until month ending before receiving salary. The time duration here doesn't matter, rather the key thing is for them to be able to figure out a discretional income from their weekly or monthly salary to be able buy Bitcoin weekly or monthly. what you should also understand is that, an investor that is DCAng weekly and an Investor that DCA monthly doesn't have the same accumulation targets,their goals may be the same but their accumulation targets will always differs and cannot be the same. My points is ,an investor that's accumulating bitcoin consistent monthly may reached his Over-accumulation target faster than an investor that buys bitcoin weekly because of differences in accumulation targets. 

[rat03gopoh]

Then the one who bought earlier may suffer a loss.

Buy again the next DIPs, and HODL!

suppose I waited 6 months to buy DIP. Then the price increased to 175k. If it drops again to 125k and if it is considered DIP.

Bro, your considerations need to be refined like institutional investors, determine a more reasonable percentage dump as DIP. You deal with bitcoin, not those bullshits.

[MainIbem]

...

DCA buying of Bitcoin can be done weekly or monthly, depends on the Cash flow of the investor. There are investors that received salaries pay every weekend while some investors will have to wait until month ending before receiving salary. The time duration here doesn't matter, rather the key thing is for them to be able to figure out a discretional income from their weekly or monthly salary to be able buy Bitcoin weekly or monthly. what you should also understand is that, an investor that is DCAng weekly and an Investor that DCA monthly doesn't have the same accumulation targets,their goals may be the same but their accumulation targets will always differs and cannot be the same. My points is ,an investor that's accumulating bitcoin consistent monthly may reached his Over-accumulation target faster than an investor that buys bitcoin weekly because of differences in accumulation targets. 

Just like everyone's goals in life differs, same implies to Bitcoin investment, every investor can't have same target cause the amount they can generate for discretionary can't be same, for instance the target of a middle class salary earner and big whales like Blackrock or Saylor can never be same cause the amount those whales generate for discretionary is far more greater than what the middle class investor would generate. With that being said, every investor should invest according the amount of discretionary they can generate, yes the time duration for generating discretionary doesn't matter be it weekly or monthly so far the investor can be consistent regardless of time frame the discretionary is generated, the investor is good to go.

[POPOLUV]

People form emergency funds when they see that a bad situation will arise. Because in the present time, people do not want to expose their investments to any danger, so they give the most importance to prudent income and emergency funds and follow the DCA method every week. As a result of regular Bitcoin purchases, they are ready to earn more financially so that they can make more money with Bitcoin investments. An investor never neglects his investment, because Bitcoin investment is long-term, so it is most important to form an emergency fund to manage it.

Speaking of emergency funds, what's the best way to make sure I don't spend my Bitcoin prematurely?

​My idea is to diversify my savings. I shouldn't invest all my money into Bitcoin. I can put some funds into other profitable investments that aren't as strictly a "hold" as BTC. If I use this strategy, I might not need a dedicated emergency fund because I'll have other readily available assets. This means I can use these other funds instead of touching my Bitcoin.

I get where you’re coming from about diversifying, but from my own experience in 2025 that still doesn’t replace a real emergency fund. Other ‘profitable’ assets can also drop or get locked up right when you need them most. I keep a small cash emergency fund separate so I’m never forced to sell my Bitcoin at a bad time. It’s boring, but it works.

Emergency funds are indeed better if they are in cash and not invested in any assets. Investing emergency funds in certain assets does have the potential to generate profits. However, doing so is still very risky. So, the bottom line is that emergency funds remain emergency funds and should not be used for any other assets or for anything else. Emergency funds are used when we are experiencing an emergency. So, the point is, don't play around with emergency funds, even if it's for positive purposes, such as investing. Let emergency funds settle, and if possible, we should continue to increase them little by little to cover the value eroded by inflation. It's undeniable that inflation will continue to eat away at our money. Therefore, we must continue to increase our emergency funds to prevent their value from decreasing.

Investing with your emergency fund is not a total bad idea at all because after you have might paid all your bills and the money remaining becomes your discretionary income and inside that your discretionary income you can still generate out your emergency fund and started investing in the last 6 months and think you to invest using your emergency fund so that it multiple more income since you are not using it at the main time, you can invest with the emergency fund and tage it emergency fund which means it can be pull out if incase of unforeseen circumstances that might happen, so the reason why we should invest emergency fund is to back your really investment incase of anything, so you can decide on what to do with your emergency fund as per dividual convenient or best know to you, if actually you needed your emergency to in cash but left with me, i will say that once you progress with your Bitcoin portfolio that there are always a need to invest to have emergency fund.