[LIST] Bitcointalk's Lending Services [LIST]

[DireWolfM14]

Bitcointalk.org's List of Lenders:

Lender	|| Collateral	|| Interest Rate	|| Daily Std IR	|| Inception Date	|| Lending Thread Title
irfan_pak10	|| Optional	|| 0% / 30 Days	||	|| 8-MAR-2015	|| Offering Micro Loan
zazarb	|| Required	||	||	|| 24-AUG-2015	|| zazarb's Loans
condoras	|| Optional	|| 7.5% / 7 Days	|| 1.071% / Day	|| 25-AUG-2016	|| CONDORAS SERVICE
Csmiami	|| Required	||	||	|| 4-MAR-2018	|| Csmiami's Loan service
DarkStar_	|| Optional	|| 0.117% / Day	|| 0.117% / Day	|| 2-APR-2018	|| DarkStar's Loans
tracyspacy	|| Required	|| 25% / 29+ Days	|| 0.862% / Day	|| 18-JUL-2018	|| Tracyspacy BITCOIN LOANS
shasan	|| Optional	||	||	|| 16-SEP-2018	|| Shasan Lending Service
Parodium	|| Required	|| 5% / Month	|| 0.167% / Day	|| 14-MAR-2019	|| Parodium's Large Loan Service
Lassie	|| Optional	||	||	|| 21-MAR-2019	|| Lassie's Lending Service
LimLims	|| Optional	|| 0.5% / Day	|| 0.5% / Day	|| 29-MAR-2019	|| LimLims Lending Service
ChrisPop	|| Required	|| 0.075% / Day	|| 0.075% / Day	|| 22-APR-2019	|| Pop's Short Term Loans
jbdee	|| Required	|| 3% / 30 Days	|| 0.1% / Day	|| 22-MAY-2019	|| Lending Service
LoyceV	|| Not Required	|| 1% / 7 Days	|| 0.143% / Day	|| 2-JUN-2019	|| Little Lightning Loans
Timelord2067	|| Not Required	|| 0% / 24 Hours	||	|| 12-SEP-2019	|| Timely Test Lightning Loans
jackg	|| Not Required	|| 0% / 7 Days	||	|| 22-SEP-2019	|| Free lightning tests
Royse777	|| Optional	||	||	|| 12-OCT-2019	|| Greedy Bitcoiner Lending Service
magneto	|| Optional	||	||	|| 29-JAN-2020	|| magneto's lending service
Bitcoinsummoner	|| Not Required	||	||	|| 24-APR-2020	|| No Interest small loan service

Disclaimer:

• This is not an endorsement, and the OP assumes no responsibility for any deal made with the lenders listed herein.
• Ensuring the safety of the borrower is the sole responsibility of the borrower.
• By using this list the borrower assumes all risk inherent in requesting a loan.
• Requesting a loan does not guaranty approval.
• The lowest advertised daily interest rate listed herein may not represent the rate for which you qualify.
• The list is organized by the age of the lender's thread, oldest first.

Inclusion:

To be included in this list you must be Member rank or higher, and have neutral or positive trust.  I will not include Newbies, Jr. Members, or any member who has a negative DT trust rating.  If you would like to be included in this list please create a lending thread, include some terms and conditions of your services, and post a link to that thread here.  If I missed your lending thread and you meet the above criteria, it was merely an oversight on my part, and I extend my apologies.

If you wish to be excluded from this list please let me know by posting here or send a PM.

If any of the above information is inaccurate please post here with any corrections you would like me to make, or send me a PM.

Resources:

Education:
[EDU] EXERCISE CAUTION WHEN LENDING TO USERS!
[EDU] The Rule of "No Collateral, No Loan" - IGNORE AT YOUR OWN RISK!
What is considered collateral?

Escrow Providers:
Escrow Providers

Other Resources:
How to sign a message?!
Stake your Bitcoin address here

[nydiacaskey01]

Can you add a column that says when they started their lending service or giving out loans? This way it would help those who plans to borrow to determine knows who are in this business and if they plan to borrow they are confident that their collateral (if they will use one) will be safe. I wouldn't send any collateral to those who are new and without any trade history.

[DireWolfM14]

Can you add a column that says when they started their lending service or giving out loans? This way it would help those who plans to borrow to determine knows who are in this business and if they plan to borrow they are confident that their collateral (if they will use one) will be safe. I wouldn't send any collateral to those who are new and without any trade history.

I'll work on that, but note the list is organized with the oldest services listed first.  I'm using excel to create the table, and it wants to post dates as a numeric value.  Frustrating, but I have a work around.  I'll implement it when I have time.

[nydiacaskey01]

I guess you missed to add this guy, he only started April 19 unless you only place a lender who already gave a loan to a user here. This guy has none yet as of this moment.

teck28

|| Required

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|| New Lending Service

[DireWolfM14]

I guess you missed to add this guy, he only started April 19 unless you only place a lender who already gave a loan to a user here. This guy has none yet as of this moment.

teck28

|| Required

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|| New Lending Service

I didn't miss him, I just don't want to include newbies or Jr. members in the list.  Even though I've clearly said that it's not an endorsement, I don't want to leave people vulnerable.  If he's a legitimate lender, he'll likely rank up in no time and I'll add him then.

[shasan]

I guess you missed to add this guy, he only started April 19 unless you only place a lender who already gave a loan to a user here. This guy has none yet as of this moment.

teck28

|| Required

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|| New Lending Service

Hey man you ahve missed something or you have not read the OP. On Op it is mentioned that to be included must be member and higher and also will not be included if it has any negative trust.

[DireWolfM14]

~
and also will not be included if it has any negative trust.

I noticed zazarb received a negative review from Lauda a couple of months ago, but his overall rating is ???: -1 / +23, which officially is a neutral rating.  I don't think he's a risky lender, so I think he deserves to be left on.

Having said that, this thread isn't a dictatorship.  If you folks want to see changes to the list, data added or removed, lenders added or removed, changes to the inclusion policy, whatever, please speak up.

[shasan]

~
and also will not be included if it has any negative trust.

I noticed zazarb received a negative review from Lauda a couple of months ago, but his overall rating is : -1 / +23, which officially is a neutral rating.  I don't think he's a risky lender, so I think he deserves to be left on.

Having said that, this thread isn't a dictatorship.  If you folks want to see changes to the list, data added or removed, please speak up.

Who told you zazarb is a risky lender? And the point you quoted is not for zazarb or someone who received negative trust but not showing "trade with extreme caution". I tried to make a correction that person whom post I quoted. And I think your list has no error.

[DireWolfM14]

~
and also will not be included if it has any negative trust.

I noticed zazarb received a negative review from Lauda a couple of months ago, but his overall rating is : -1 / +23, which officially is a neutral rating.  I don't think he's a risky lender, so I think he deserves to be left on.

Having said that, this thread isn't a dictatorship.  If you folks want to see changes to the list, data added or removed, please speak up.

Who told you zazarb is a risky lender? And the point you quoted is not for zazarb or someone who received negative trust but not showing "trade with extreme caution". I tried to make a correction that person whom post I quoted. And I think your list has no error.

I wasn't implying that you had any thing to say about zazarb's rating.  I was just noting that my arbitrary policy is to exclude any one with a negative rating, not necessarily anyone with a negative review.  I just wanted to clarify that.

[feryjhie]

Bitcointalk.org's List of Lenders:

Lender	|| Collateral	|| Daily Interest	|| Inception Date	|| Lending Thread Title
Aengus	|| Optional	||	|| 24-DEC-2017	|| [Stake & Primedice Admin] Gambling Loan Service

i think you should remove Aengus from this list, because if you visit the thread and it says that we need to contact him through telegram @EdMiroslav
you will not found any account with that username, so i think it seems he already closed the service without announcing it in that thread

[shasan]

Bitcointalk.org's List of Lenders:

Lender	|| Collateral	|| Daily Interest	|| Inception Date	|| Lending Thread Title
Aengus	|| Optional	||	|| 24-DEC-2017	|| [Stake & Primedice Admin] Gambling Loan Service

i think you should remove Aengus from this list, because if you visit the thread and it says that we need to contact him through telegram @EdMiroslav
you will not found any account with that username, so i think it seems he already closed the service without announcing it in that thread

And that person's last login on bitcointalk more than 3 months ago. So, I think the person left the forum and also stopped lending business.

[r1s2g3]

Bitcointalk.org's List of Lenders:

Lender	|| Collateral	|| Daily Interest	|| Inception Date	|| Lending Thread Title
zazarb	|| Required	||	|| 24-AUG-2015	|| zazarb's Quick-Loans & Escrow
condoras	|| Required	|| 0.65%	|| 25-AUG-2016	|| LENDING - CONDORAS SERVICE - ESCROW
DarkStar_	|| Required	|| 0.11%	|| 2-APR-2018	|| DarkStar's ALTCOIN COLLATERAL REQUIRED Loans
tracyspacy	|| Required	|| 0.86%	|| 18-JUL-2018	|| BITCOIN LOANS  FROM 3.6% week with SIGNATURE
shasan	|| Optional	||	|| 16-SEP-2018	|| Lending Service Started!
Parodium	|| Required	|| 0.164%	|| 14-MAR-2019	|| Parodium's BTC/ETH/Altcoin Large Loan Service
Lassie	|| Optional	||	|| 21-MAR-2019	|| Lending Service - With/without Collateral
LimLims	|| Optional	|| 2%	|| 29-MAR-2019	|| LimLims Low Interest Lending Service
DireWolfM14	|| Optional	|| 0.14%	|| 16-APR-2019	|| DireWolfM14's Crypto Lending Service
ChrisPop	|| Required	|| 0.5%	|| 22-APR-2019	|| Pop's Lending Service

Disclaimer:

OP, Your daily interest value is wrong for couple of users.
Condoras charges 9%weekly so it come as 9/7 =1.28 % daily.
Tracaspacy OP specify the interest as in week basis, so daily interest is not valid.
Parodium is charging max of 5% monthly or 50 dollars, so daily interest does not make sense.
LimLims charges .5% daily and Chrispops charges 7.5 % for 1-7 days.

[nydiacaskey01]

OP, Your daily interest value is wrong for couple of users.
Condoras charges 9%weekly so it come as 9/7 =1.28 % daily.
Tracaspacy OP specify the interest as in week basis, so daily interest is not valid.
Parodium is charging max of 5% monthly or 50 dollars, so daily interest does not make sense.
LimLims charges .5% daily and Chrispops charges 7.5 % for 1-7 days.

I guess the interest varies and there are factors that lenders consider before they approve the loan. Example is a non-collateral loan from a Legendary member that is very active in this forum versus a non-collateral loan from a Legendary member that is not active (in replying and in discussions) but known in this forum. Maybe both loans will be approved but interest will be different because of the risk involve.

[DireWolfM14]

OP, Your daily interest value is wrong for couple of users.

I made some changes to the interest rate column to make it more representative of the lenders' actual policies.  Sorry, I have this habit of trying to get numbers represented in the same units, i.e. days in this case.

Disclaimer:

• The lowest advertised daily interest rate listed herein may not represent the rate for which you qualify.

I didn't want to include all interest rates made available, that would make the table too busy in my opinion.  So I only included the lowest possible rate.

Condoras charges 9%weekly so it come as 9/7 =1.28 % daily.

Condoras also offers 13% for 20 days, or 0.65%.

Tracaspacy OP specify the interest as in week basis, so daily interest is not valid.

Fixed.

Parodium is charging max of 5% monthly or 50 dollars, so daily interest does not make sense.

Fixed.

LimLims charges .5% daily and Chrispops charges 7.5 % for 1-7 days.

Both fixed.

[DarkStar_]

Technically I started January 24, 2016 and the new thread is because of a 'rebranding'. Not sure if that qualifies but it's worth mentioning. Also, I've lowered my lowest rate to 0.10%/day.

[shasan]

Technically I started January 24, 2016 and the new thread is because of a 'rebranding'. Not sure if that qualifies but it's worth mentioning. Also, I've lowered my lowest rate to 0.10%/day.

I think "Inception Date" should remain the same as op mentioned as the previous thread has been locked but interest rate should be updated according to DarkStar_'s (your) actual interest rate ( 0.10%/day).

[DireWolfM14]

Technically I started January 24, 2016 and the new thread is because of a 'rebranding'. Not sure if that qualifies but it's worth mentioning.

Noted.  For accuracy's sake I'd rather leave the inception date pertinent to your current thread.  I hope you're okay with that.

Also, I've lowered my lowest rate to 0.10%/day.

Fixed.

[DarkStar_]

Technically I started January 24, 2016 and the new thread is because of a 'rebranding'. Not sure if that qualifies but it's worth mentioning.

Noted.  For accuracy's sake I'd rather leave the inception date pertinent to your current thread.  I hope you're okay with that.

Fair enough. It's really interesting how there aren't any listed services with a thread from 2017. I wonder what happened to all the lenders from that period of time...

[DireWolfM14]

It's really interesting how there aren't any listed services with a thread from 2017. I wonder what happened to all the lenders from that period of time...

Maybe they cashed out ATH, and are sipping piña coladas in the Bahamas.  One would hope that's the case, anyway.

It's also fascinating how many services popped up in the last two months alone. 

[shasan]

Collateral should be not require.
Interest should be 0 instead of keeping it as blank.