When it comes to crypto, I'm trying not to rush with software updates. I think it would be better to wait few days after release of update to be sure that there are no vulnerabilities and big bugs in newest version. Until then it's nothing wrong to use old version of software.
I see no reason to rush for this version, unlike the previous ones where you would be left unable to connect to public Electrum servers. I also do not immediately jump when a new version comes out, for various reasons. Your thinking is the same i apply to all software (not just crypto related).
When enough people upgrade and report things are working ok, usually my parent distro (Arch) would have packaged a new version for me to update into. At this very moment its still on 3.3.4, but there is no need to rush things, I'll wait for the package maintainer AND forum user reports.