LENDING SECTION HERE (Mores Funds Available - Wanted Borrowers!

[Russlenat]

Good day mga Kabayan!

Naisip ko lang na parang kailangan natin ng lending board dahil marami sa ating mga pinoy ay umuutang sa labas.
Mas maganda siguro kung dito nalang para kung sino man ang may pera para mag finance kikita ang kapwa natin pinoy.

Ganito ang rules dito.

For borrowers, post ninyo lang using the format (format credit to  shasan)

Loan Amount:
Loan Purpose:
Loan Repay Amount:
Loan Repay Date:
Type of Collateral:
Escrow profile Link:
Bitcoin Address:  

Tapos kung sino gustong mag finance, pweding i PM yung borrower or i quote ang application post na gusto nilang i finance.
Wala tayong fixed interest dahil open naman lahat ito sa mga borrowers and lenders dito sa local natin, depende na sa inyo yun kung anong na agree ninyo.

For lenders, pwede kayung mag post dito kung magkano available funds ninyo to finance para madali kayong makita, pwedeng mag PM ang borrower sa lender pagkatapos mag post na may budget siya, pwede ring i update ninyo ang balance ninyo timely para malaman natin.


This section is strictly for Pinoy users only, bawal ang taga labas, otherwise ma defeat ang purpose natin.

[Russlenat]

Mga pointers galing sa lending board ng forum. (sticky thread)

[EDU] The Rule of "No Collateral, No Loan" - IGNORE AT YOUR OWN RISK!
EDU] How to spot a scammer (Read this before lending your coins!)
Lending Subforum Intro & Scam Trends
[EDU] EXERCISE CAUTION WHEN LENDING TO USERS!


https://bitcointalk.org/index.php?topic=5193294.0 (PH Lending History/Summary)

[Russlenat]

Let me start this :

May funds ako available - BTC0.0075

Kung sinong interested mag lend, pasok na kayo.. Pwede kahit walang collateral, micro loan lang muna tayo.

[cabalism13]

Loan Amount: 0.01
Loan Purpose: Additional Funds For Trading
Loan Repay Amount: 0.011
Loan Repay Date: 1month after Funding
Type of Collateral: None
Escrow profile Link: None
Bitcoin Address: 3LjVmpw2wDWawaPGa8Lj5JYjYciXDAePbW
1SLsUWYGcqmcKWQT3UdHb65D7KhMuSLzd

[crwth]

Loan Amount: 0.01
Loan Purpose: Additional Funds For Trading
Loan Repay Amount: 0.011
Loan Repay Date: 1month after Funding
Type of Collateral: None
Escrow profile Link: None
Bitcoin Address: 3LjVmpw2wDWawaPGa8Lj5JYjYciXDAePbW

I'll take this one, I will update this post pag na send ko na.

Mag post din ako after available funds.

[cabalism13]

Pwede kahit walang collateral, micro loan lang muna tayo.

Mate, its better na magkaroon ng certain rules about none collateral loans, maraming pwedeng umabuso nyan. Lagyan natin ng limit especially for newbies and juniors. Pero kung may Valid Collateral naman sila, pasok sila sa Lending.

I'll take this one, I will update this post pag na send ko na.

Mag post din ako after available funds.

Ok bro, wait ko na lang. Salamats, Confirm ko n lang din dito kapag nareceive ko na...Good Day!

Edit:
Funds from crwth has been received. Will get back at you soon Thanks for filling out my request.

[Russlenat]

Pwede kahit walang collateral, micro loan lang muna tayo.

Mate, its better na magkaroon ng certain rules about none collateral loans, maraming pwedeng umabuso nyan. Lagyan natin ng limit especially for newbies and juniors. Pero kung may Valid Collateral naman sila, pasok sila sa Lending.

Doon nalang tayo mag base sa pointers na binigay ko above.
Pag lender ka dapat alam mo ang risk at alam mo rin kung paano mag evaluate ng mga accounts.

Medyo complicated na sa akin, kasi sino pwede mag apply, kahit newbie or red tag members, depende nalang sa lender yun dahil siya naman ang mag approve. Gusto ko lang I emphasize that this is for everyone, parang lending market ito ng mga pinoy dahil wala pa tayo non.


Lastly, congtrats sa inyo ni crwth dahil kayo ang unang nagbigay buha sa thread na ito.


@crwth, di ba lugi sa transaction fee ngayon? Paanong technique para mababa ang fee?

@crwth - you can also post your amount available to lend so I can update the thread title, mas catchy kung makkita nila ang funds.

[crwth]

@crwth, di ba lugi sa transaction fee ngayon? Paanong technique para mababa ang fee?

Hindi pa ko ulit nakakapag transact eh, congested ba ngayon yung network? Sa tingin mo ba isama yung fee sa mismong transactions? Parang maganda yung ganun idea.

@crwth - you can also post your amount available to lend so I can update the thread title, mas catchy kung makkita nila ang funds.

I have extra 0.03 BTC, available balance is 0.02 BTC. Since lendan ko na si @cabalism13 yung 0.01BTC.

Final address to be sent for @cabalism13 1SLsUWYGcqmcKWQT3UdHb65D7KhMuSLzd

[cabalism13]

@crwth, di ba lugi sa transaction fee ngayon? Paanong technique para mababa ang fee?

Hindi pa ko ulit nakakapag transact eh, congested ba ngayon yung network? Sa tingin mo ba isama yung fee sa mismong transactions? Parang maganda yung ganun idea.

Just Tried Sending... Low Fee for transaction in coins.ph is 0.000045 below whatever the amount is... I don't know kung ganun din sa iba since exchange si coins.ph and not a wallet actually. Siguro mas mababa ang fees from external accounts.

Just let me know if you'll reject the offer 😂 or any suggestions for the interest. TIA.

[Russlenat]

@crwth, di ba lugi sa transaction fee ngayon? Paanong technique para mababa ang fee?

Hindi pa ko ulit nakakapag transact eh, congested ba ngayon yung network? Sa tingin mo ba isama yung fee sa mismong transactions? Parang maganda yung ganun idea.

Depende na siguro yan, nakalagay naman sa rules na ang terms depende sa lender.
Kung malaki ang fee, tingin dapat mo rin isama, electrum wallet kasi gamit ko kaya malaki, mga .50 cents to over 1 usd siguro ang fee kahit i adjust mo.
Mas maganda kung segwit wallet ang ka transact mo at segwit rin wallet mo, mura siguro ang fee.

@crwth - you can also post your amount available to lend so I can update the thread title, mas catchy kung makkita nila ang funds.

~snip~

Will update the thread title. Thanks.

[Sanitough]

I think since it's a risky loan which usually a non secured loan, interest should be higher.
10% could be the minimum interest here, regardless of the period, I might try to lend or maybe borrow here, depending on the circumstances.

[Lassie]

Suggestion lang para sa possible lenders na kung kaya naman ang network fee mas maganda na dadaan sa block hain ang transactions at hindi coins.ph to coins.ph ang transfer para maipost na din ang transaction ID for reference ng loan just incase meron hindi magbayad madali mapulahan

[cabalism13]

...hindi coins.ph to coins.ph ang transfer para maipost na din ang transaction ID for reference ng loan just incase meron hindi magbayad madali mapulahan

Actually kahit coins.ph to coins.ph makikita yun sa blockchain and maipopost din ang transaction ID... Once na posted na sya click mo lang yung transaction details then lalabas na dun ng TXID



And just in case na PESO to PESO... may reference ID din si coins.ph.
Just a Reminder: Makipagtransact lang po tayo dun sa Verified User ni Coins.ph...

[robelneo]

Hello mga kababayan gusto ko sana mag loan next month pa kasi mag malilist o makukuha yung iba coins na galing bounty
at need ko mag upgrade ng host ko



Loan Amount: 0.015
Loan Purpose: host upgrade and extension of my domains
Loan Repay Amount: additional 10%
Loan Repay Date: one month after funding
Type of Collateral: NONE
Escrow profile Link:
Bitcoin Address:  3Bz5ZCeJYcjRkr78DjmEPFY64zaounjRSR

note verified coins.ph user

[crwth]

Loan Amount: 0.01
Loan Purpose: Additional Funds For Trading
Loan Repay Amount: 0.011
Loan Repay Date: 1month after Funding
Type of Collateral: None
Escrow profile Link: None
Bitcoin Address: 3LjVmpw2wDWawaPGa8Lj5JYjYciXDAePbW
1SLsUWYGcqmcKWQT3UdHb65D7KhMuSLzd

Fund sent tx id: bff5c38f026276f9b7dd56dfbd5905f237dc99e3c5040150f6119e1c3e4138c6

Please pay 0.011 on or before June 17

Repayment address: 34nsogp3Nrtt6jYjW97QXwLAm8qis9AaG7

[Russlenat]

Hello mga kababayan gusto ko sana mag loan next month pa kasi mag malilist o makukuha yung iba coins na galing bounty
at need ko mag upgrade ng host ko



Loan Amount: 0.015
Loan Purpose: host upgrade and extension of my domains
Loan Repay Amount: additional 10%
Loan Repay Date: one month after funding
Type of Collateral: my CCN token to be received  end of the month
Escrow profile Link:
Bitcoin Address:  3Bz5ZCeJYcjRkr78DjmEPFY64zaounjRSR

note verified coins.ph user

This loan is considered non collateral loan, hindi mo pweding gawing collateral yung hindi mo pa hawak.

I can grant you this non collateral loan up to BTC0.005 only, with 11% interest rate, malaki kasi ang fee ngayon.
Sa iba nalang ang kulang Baka may mag fund , let me know kung okay sa iyo.

[robelneo]

Hello mga kababayan gusto ko sana mag loan next month pa kasi mag malilist o makukuha yung iba coins na galing bounty
at need ko mag upgrade ng host ko



Loan Amount: 0.015
Loan Purpose: host upgrade and extension of my domains
Loan Repay Amount: additional 10%
Loan Repay Date: one month after funding
Type of Collateral: my CCN token to be received  end of the month
Escrow profile Link:
Bitcoin Address:  3Bz5ZCeJYcjRkr78DjmEPFY64zaounjRSR

note verified coins.ph user

This loan is considered non collateral loan, hindi mo pweding gawing collateral yung hindi mo pa hawak.

I can grant you this non collateral loan up to BTC0.005 only, with 11% interest rate, malaki kasi ang fee ngayon.
Sa iba nalang ang kulang Baka may mag fund , let me know kung okay sa iyo.

Salamat bro iniedit ko na rin and collateral, 0.015 ang need ko at hintayin ko muna kung may mag fund sa akin tutal sa 25 ko pa naman need na mag updrade ng host at mag renew ng domain maghintay na lang ako ng mag funfund sa loan ko

[LogitechMouse]

Gusto ko ito dahil ito ang first time na nakakita ako ng thread regarding Lending dito sa section natin.

Just an advice. Since mataas ang transaction fees ng Bitcoin sa ngaun, sana mag open din kau ng ibang crypto na pwedeng i lend like Ethereum or even Bitcoin Cash since mabababa ang mga tx fees ng mga un.

[mirakal]

Gusto ko ito dahil ito ang first time na nakakita ako ng thread regarding Lending dito sa section natin.

Just an advice. Since mataas ang transaction fees ng Bitcoin sa ngaun, sana mag open din kau ng ibang crypto na pwedeng i lend like Ethereum or even Bitcoin Cash since mabababa ang mga tx fees ng mga un.

Maganda yang suggestion mo, I would prefer ETH as good alternative dahil mas sikat ito at pwede rin nating i store sa MEW.
Bitcoin transaction late is increasing, if you will transact from exchanges, they will charge you from 0.0005 to 0.0015.
Sana may malaking financer dito, dahil baka dito na rin ako mag loan, currently, active ako kay zazarb dahil mura lang ang rate niya pwede kahit 6% a month.

I tried coins.ph di, malaki na rin transaction fee. Yung pinaka mabili, yung high 0.0028 and medium 0.0015.

Laki di ba?

[Question123]

Gusto ko ito dahil ito ang first time na nakakita ako ng thread regarding Lending dito sa section natin.

Just an advice. Since mataas ang transaction fees ng Bitcoin sa ngaun, sana mag open din kau ng ibang crypto na pwedeng i lend like Ethereum or even Bitcoin Cash since mabababa ang mga tx fees ng mga un.

Pwede rin yang Idea mo dahil mas malaki nga ang matitipid nila if gagamit sila ng ibang coins dahil kung ikukumpara natin mas maliit nga ang fee ng ibanh coin. Ang maganda dito may sarili ng lending ang mga pinoy at tanging Filipino lamang ang pwedeng umutang at kahit sino ay pwede basta pasok sa requirements at kung may magpapautang sa kanila.