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I'm so happy when I read that there are users around here who are not falling for the same blockchain is better than anything, including stracciatella ice cream, and will replace everything, in the future we will even have our babies on the blockchain non-sense.
Speaking of living under a rock, in some countries at least in the EU, banks have evolved a lot in the last few years.
Zero atm fees, 1 euro a month account maintenance and app access, instant transactions for an account in the same bank, 24/7, less than one our interbank transfers in the same country, automatic payments for your bills at zero costs and much much more.
Bitcoin is money, banks are service, it's such a big difference and people tend to forget what each of them does.
You will NEVER have a credit card with the help of Bitcoin alone, you will still need a third party and even if that will be Bitpay or Coinbase or anything else they will still act like Banks and be Banks.
Crypto will destroy the banking industry
Crypto will destroy *****
Exactly the clueless thing we were talking about.