Wirex OR Atronocom OR Revolut OR Trastra?

[ActAshton]

I've been in the market for a new crypto debit card since I moved out of the US. I use to use the BTCitPay card based in Atlanta but I didn't like how I can only purchase fiat with Bitcoin vs buying Bitcoin with the fiat I had. Plus, you don't have the opportunity to send fiat directly to the card.

I'm stuck between 4 different options on the market:

Wirex
Atronocom
Revolut
Trastra

Each has its own benefits but I've seen Wirex in the news the most (probably because they've been around for longer than most businesses). I personally don't like that card because not only is the UI ugly, it's really hard to navigate through the app and website. It's slow, they have too many assets, and the fees are incredibly high. The only pro I can see from them is being able to swap from crypto2fiat and vice versa. This one is probably last on my list.

Atronocom is my next option. I like the idea they have- they're giving you full custody and ultimately the opportunity to be your own bank. Problem 1: they haven't gone live with their card but judging by their current progress, it's going to be good. They support mobile staking, have an investment portfolio for your trading needs, OTC desk for higher conversions, and a mobile messaging app. You can join communities, securely messages back and forth and send $ through the messenger instantly. I like that idea as it makes it more user-friendly and it can be a one-stop shop. This might be my top choice when the launch happens.

Revolut has a very interesting concept but are facing some ugly accusations and potential lawsuits- I don't want to lose access to my card/funds if something bad happens. The cool thing about this wallet/card is that it caters to a larger audience than just crypto; you can manage and purchase stocks on the platform, have insurance options, and a cold storage vault for your digital assets. To top it off, I think their UI/UX is extremely impressive. This card would be a good stop but I don't know how trustworthy they will be in the future.

Finally, Trastra... This guy is cool. The former CTO of Wirex is the founder and apparently, he left to create something much better... And it shows. This card isn't mentioned inside this article but I believe is a qualified contender. They support two fiat pairs off the launch, the UI/UX is extremely easy to use, they've issued cards already, you only have the main assets onboarded (BTC, LTC, ETH), and there are 0 FEES on conversions! If they stick with the whole concept of true digital banking and don't get greedy, I think they have a chance of being one of the best. I've ordered this one and a Wirex card so far to test the differences as I will only be using BTC for both, so I will review them both together once I receive them both. Let's see who comes first!

Out of the 4 I've mentioned (OR mAYbe NEw ONeS tHaT YOU THiNk aRe AwEsOmE), which would you prefer? There are benefits to all of them but some will have to base this off of user experience. I would like to see who races to distribute cards in Asia first- that would be a huge step in the payments sector of this industry. Post your opinions below and let's discuss.

Insightful info: https://globalcoinreport.com/three-of-the-best-crypto-friendly-currency-accounts-for-2019/

[Trillenium]

Trastra is very interesting if it works

it is time to solve this card problem :-)

cu

Trillenium


PS: this Card is not supported for Swiss Customer 

[NeuroticFish]

and there are 0 FEES on conversions

I've never heard of Trastra and you've got my interest for a minute. So I've checked their website for fees and:
They have the monthly fee, like Wirex.
They have 1% card load fee.
They have 2% fx fee (min 1 EUR!), if I understand that right.

I don't know what exchange rate they use for Bitcoin, but I'm already disappointed. It doesn't look better than Wirex.

[ActAshton]

and there are 0 FEES on conversions

I've never heard of Trastra and you've got my interest for a minute. So I've checked their website for fees and:
They have the monthly fee, like Wirex.
They have 1% card load fee.
They have 2% fx fee (min 1 EUR!), if I understand that right.

I don't know what exchange rate they use for Bitcoin, but I'm already disappointed. It doesn't look better than Wirex.

It could be aggregated like Wirex. I wish you could use something like Mycelium and pick the exchange rate you want to go with

[ActAshton]

Trastra is very interesting if it works

it is time to solve this card problem :-)

cu

Trillenium


PS: this Card is not supported for Swiss Customer 

I don't think any cards support the swiss franc. All members of the EU are eligible but back in 2016 Switzerland rejected the membership plea

[ActAshton]

I don't know what exchange rate they use for Bitcoin, but I'm already disappointed. It doesn't look better than Wirex.

What do you think of the UI/UX?

[NeuroticFish]

I don't know what exchange rate they use for Bitcoin, but I'm already disappointed. It doesn't look better than Wirex.

What do you think of the UI/UX?

I was talking about the fees. I didn't make account, I didn't install the app.
So all I can tell about UI/UX is that Wirex had a not-so-great UI, then upgraded it to something even worse and Revolut has a great UI (but I'm also scared about the news that they close accounts rather randomly).


Edit: since you started comparing, what you know about 2gether, do they worth the attention?

[ActAshton]

I don't know what exchange rate they use for Bitcoin, but I'm already disappointed. It doesn't look better than Wirex.

What do you think of the UI/UX?

I was talking about the fees. I didn't make account, I didn't install the app.
So all I can tell about UI/UX is that Wirex had a not-so-great UI, then upgraded it to something even worse and Revolut has a great UI (but I'm also scared about the news that they close accounts rather randomly).


Edit: since you started comparing, what you know about 2gether, do they worth the attention?

I liked Wirex before they upgraded their UI. All I know is their CTO Roman left Wirex quite some time ago to build a better product directed solely for the user. I personally like the UI/UX on desktop and mobile but I have yet to use the card as it hasn't come yet. The fiat to crypto and vice versa is instant and at a solid market price. I'll see how well the card and IBAN operate as I will be traveling throughout Europe and then to Asia over the next few months. Revolut had a lot of great features but are falling into quite a few discrepancies. Really wish they could pull it together

[NeuroticFish]

and at a solid market price. I'll see how well the card and IBAN operate as I will be traveling throughout Europe and then to Asia over the next few months.

This sounds a bit better. Keep up updated as soon as you have news.
Normally the card should be similar to Wirex, it's the same issuer (Contis). And I find the fees pretty similar too; they add up to something similar to Wirex.
Let us know how it'll go when the FX fee kicks in, especially at small amount (since I think that's taking a minimum 1 EUR no matter what)