Johnzky
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June 03, 2019, 10:08:42 AM |
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Lucky that this never happened to me though in my place the usage of bitcoin is limited for some billing payments and another lucky thing is my wife never forget about to remind me of when to pay the due so we never skipped the billing
But you are correct on how bitcoin is more advantageous against banking ,I believe this is what the world need to know.the benefits of cryptocurrency compared to all the payment areas in this world
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XCANA
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June 03, 2019, 10:18:24 AM |
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We all had at a time something related to OP experienced but where able to control the situation compare to his/her state. In a country with a bad network provider cannot avoid what had happened to OP, and the best option for the client (or the person is using Bitcoin for transaction) only if it's allow in that country.
We all love Bitcoin, except Bitcoin haters who vow to it.
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yusupjatigumilar
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June 03, 2019, 10:27:48 AM |
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This is one reason why we need bitcoin as a means of payment, payment using the bitcoin system will not take long just a few seconds to get a confirmation block, this means it is more efficient compared to conventional bank transfers that still have the possibility of error because maybe some technical reasons from the bank's servers that we rarely know but are very detrimental to us as customers.
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Crypto5060
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June 03, 2019, 11:09:53 AM |
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I'm currently having a similar bank transfer issues, tra sfer I've been trying to make for over 30mins keep saying processing error. Bitcoin or any other payment cryptocurrency can help one overcome this scenarios.
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izanagi narukami
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June 03, 2019, 11:25:21 AM |
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It should have some reminder if you late made the payment ( notice on email for example ) When some company want to accept bitcoin ,they must follow government's policy or other risk / regulation.
Yes, crypto is something that we are need for legal transaction but it still require some time for it !
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omone1
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June 03, 2019, 11:40:00 AM |
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Bank payment can even fail and be hanging. I have severally had a failed bank transactions, and the cash actually left my account but merchant didn't receive it, prompting me to do a series of mails to my bank, because they have other customers complain to attend to, I had to place on the waiting line, well before it can eventually be resolved some do take many days, forcing me to make an alternative with the hope that my merchant was going to make a refund to me. In all these bank charges are nonrefundable.
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PodMiners
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June 03, 2019, 11:40:50 AM |
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I think the government now should regulate the bitcoin as a currency. There are many existing drawbacks which will be recovered with this.
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CBANX Ltd.
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June 03, 2019, 12:02:57 PM |
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Anytime ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) I love Bitcoin because I don't need to carry it everywhere or it is permissioned in its original format without facing any currency exchange issue.
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airdagon
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June 03, 2019, 12:48:57 PM |
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Yes, this is a weakness of the bank system, and the existence of blockchain technology will improve all this, hopefully the government will immediately apply blockchain technology to the banking system, so that cases like this do not happen again
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Lucius
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June 03, 2019, 12:58:17 PM |
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Banks have some limitations when it comes to paying, but this is how the financial / banks system works. If I send payments from my bank account to other user of same bank, the payment will be visible almost instantaneously or within minutes. This will not be the case if it is a different banks, this process lasts longer because of all the possible checks which both banks have to make.
Bitcoin could be solution for OP problems, but only if he pay an adequate fee for confirming the transaction in the next block. If fee is too low, sometimes it take days to get first confirmation, so bitcoin is pefect solution only if you know how to use it.
If some of service you use does not accept bitcoin, the only thing you can do is to ask them to think about that, and if merchants received more such requests they will maybe consider such an option.
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ethereumhunter
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June 03, 2019, 12:58:30 PM |
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I have the same experience as you, and that makes me angry with them. I tell them that I already paid the services, but they said that it needs to be verified by their accountant so they can release the access. Almost one day I wait for the access, and I called them in many times, and I am sure that they are very angry too with me, but I don't care ![Grin](https://bitcointalk.org/Smileys/default/grin.gif) We hope that we can pay with bitcoin for subscribing in any services so we don't have to wait for a long time to get verification and even I think the system will automate the process so we can get the access the payment gets 1 confirmation for the transaction.
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1Referee
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June 03, 2019, 01:17:55 PM |
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It's known that bank transfers take long, which is why you should automate the billing process. All my bills are automated and I never have to worry about being too late with payments.
If there are trust issues in the way that you may get double billed, there should be an option within your banking portal to set some restrictions such as only one payment per whatever time frame, and only X amount as max that can be debited from your account. If that isn't an option in your region, then perhaps we just have superior banking here in Europe, hmmm.
Since it's automated there really isn't much of an advantage using Bitcoin over a traditional bank in this specific case.
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bitbunnny
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June 03, 2019, 01:41:54 PM |
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It's useless to hate banks, we still can't fully rely on.cryptocurrencies (and probably we never will) so their services are still needed. The fact is that their business is limited with very strong regulations that often don't suit us but that can't be changes. Still you can choose the scope of services and products they offer that suits you the most and other you can try to compesate with cryptocurrencies. So, combine the best of both.
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muratsink
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June 03, 2019, 01:56:14 PM |
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bank service does not make us satisfied. the reality of the system created by the bank only gives us a loss. I like if everyone takes all their assets and then transfers them to BTC. I believe. the bank will disappear and will be replaced by gold or bitcoin.
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dmty.0809
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June 03, 2019, 03:35:17 PM |
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Not all offline and online media accept payments with bitcoin. Because there are still many government restrictions on this digital currency. Even though with bitcoin everything becomes simpler and faster
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Slow death
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June 03, 2019, 04:05:54 PM |
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imagine people from poor countries like mine? when I pay TV and Internet via ATM it usually takes between 30 minutes to hours, and it constantly causes me headaches. Even the POS services in my country are not so reliable because they have many problems and maybe in many years my government will think about accepting bitcoin as a means of payment. By this I mean that at least you have better options
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XinXan
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June 03, 2019, 04:43:29 PM |
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imagine people from poor countries like mine? when I pay TV and Internet via ATM it usually takes between 30 minutes to hours, and it constantly causes me headaches. Even the POS services in my country are not so reliable because they have many problems and maybe in many years my government will think about accepting bitcoin as a means of payment. By this I mean that at least you have better options
Wouldn't bitcoin take just as much or even more? Sometimes it could even take days to send bitcoin and you have 0 safety when it comes to bitcoin payments, you would have to rely on the company to be safe and if they scam you, you are fucked, who is going to give you the money back? At least with banks, if you get scammed for small amounts of money you can easily cancel the payments.
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Vinalians
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June 03, 2019, 06:12:33 PM |
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That is why many of the modern people especially those who are technology literate people who's wanted an easy and fast transaction like me. I am sorry that you experienced that kind of situation for sure it is very annoying, I hope that in the future bitcoin will be available to all providers or all products that it can be an alternative way of paying instead of cash or through bank.
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FitzgeraldZ
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June 03, 2019, 06:28:43 PM |
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Similarly as another contraption, for example, a cell phone. At first, individuals will in general scorn the new innovation in the devices. This isn't on the grounds that they don't care for it, but since it's new, confused, and might overuse it.
For this situation, a few bankers / investors have no clue on how this new innovation functions. Tragically the individuals who get it, loathe it.
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Adriano2010
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June 03, 2019, 06:51:16 PM |
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This is why i like bitcoin and ussually coins or payment who are sent instant, i also pay for my tv service, but not with bitcoin because is not possible, i pay with card and ussually on 5 minutes the payment appears as processed, but yes bitcoin and crypto solve the problem of bank transfer, i mean we can use crypto instead of bank transfer.
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