Urgently wanted loan to pay Education Fees

[susila_bai]

Request For a No Collateral Loan

Required BTC Amount: 0.05btc
Reason: Education Loan
Estimated Loan Duration: 15 days
BTC Address: 1Jx7LFDLnehLiZKux1wHEhgWDdtAEzmE2q

Signed Message:

---Address---
1Jx7LFDLnehLiZKux1wHEhgWDdtAEzmE2q

---Message---
This is susila_bai from bitcointalk, applying for a 0.05 BTC loan.Today is 18th of June 2019

---Signature---
IHFZpBvZgleeByCAR6zo5t9EHa4SpkMDVUEcFSU+VT4Ie1T9UrKzlgzLSfvAib93iX/U60UrD31TlOmAveBlGBQ=

[condoras]

Request For a No Collateral Loan

Required BTC Amount: 0.05btc
Reason: Education Loan
Estimated Loan Duration: 15 days
BTC Address: 1Jx7LFDLnehLiZKux1wHEhgWDdtAEzmE2q

Signed Message:

---Address---
1Jx7LFDLnehLiZKux1wHEhgWDdtAEzmE2q

---Message---
This is susila_bai from bitcointalk, applying for a 0.05 BTC loan.Today is 18th of June 2019

---Signature---
IHFZpBvZgleeByCAR6zo5t9EHa4SpkMDVUEcFSU+VT4Ie1T9UrKzlgzLSfvAib93iX/U60UrD31TlOmAveBlGBQ=

And your Collateral is...?

EDIT: Sorry, just saw that is a "Non Collateral" loan.

[DarkDays]

Request For a No Collateral Loan

Required BTC Amount: 0.05btc
Reason: Education Loan
Estimated Loan Duration: 15 days
BTC Address: 1Jx7LFDLnehLiZKux1wHEhgWDdtAEzmE2q

Signed Message:

---Address---
1Jx7LFDLnehLiZKux1wHEhgWDdtAEzmE2q

---Message---
This is susila_bai from bitcointalk, applying for a 0.05 BTC loan.Today is 18th of June 2019

---Signature---
IHFZpBvZgleeByCAR6zo5t9EHa4SpkMDVUEcFSU+VT4Ie1T9UrKzlgzLSfvAib93iX/U60UrD31TlOmAveBlGBQ=

No trust, signature spammer with no collateral.

What could go wrong?

[LFC_Bitcoin]

I don’t care if it’s a Hero Member, I’m tagging it. If anything it’s more likely somebody will loan him the money because he’s a Hero so as DT1 I owe it to the community to make them aware.

No collateral loan request = Scam potential.

[susila_bai]

This is not fair I just decently asking loan and nothing and I am getting negative tag.

Is their any rule that if any one is asking no collateral loan should get  negative tag

[Csmiami]

This is not fair I just decently asking loan and nothing and I am getting negative tag.

Is their any rule that if any one is asking no collateral loan should get  negative tag

If there was a rule, you could be reported to a moderator and your post deleted/your account banned.

Since there is not a rule, we use the trust system to tag some behaviours (like begging). You, as a Hero Member should know how the trust system works 

[susila_bai]

This is not fair I just decently asking loan and nothing and I am getting negative tag.

Is their any rule that if any one is asking no collateral loan should get  negative tag

If there was a rule, you could be reported to a moderator and your post deleted/your account banned.

Since there is not a rule, we use the trust system to tag some behaviours (like begging). You, as a Hero Member should know how the trust system works  

But this is not begging I am just decently asking loan and if no one wants to give its OK but for that tagging means openly you are misusing the trust system. I am also hero member and knows the rule. Their are so many loan request in other loan thread without collateral but they are not getting negative tag. But I got why.

[DarkDays]

This is not fair I just decently asking loan and nothing and I am getting negative tag.

Is their any rule that if any one is asking no collateral loan should get  negative tag

If there was a rule, you could be reported to a moderator and your post deleted/your account banned.

Since there is not a rule, we use the trust system to tag some behaviours (like begging). You, as a Hero Member should know how the trust system works  

But this is not begging I am just decently asking loan and if no one wants to give its OK but for that tagging means openly you are misusing the trust system. I am also hero member and knows the rule. Their are so many loan request in other loan thread without collateral but they are not getting negative tag. But I got why.

Suspicious users who are likely to default on their loan are often smacked down with a negative tag.

While it is true that the majority of these are given to newbies and Jr. members, I think higher rank users who should know better should be equally liable to receive the same.

[Csmiami]

But this is not begging I am just decently asking loan and if no one wants to five OK but for that tagging means openly you are misusing the trust system.

Not at all, flags have recently added precisely for that. Anyway, if you want to get that neg removed you should PM the one who sent it.

Their are so many loan request in other loan thread without collateral but they are not getting negative tag.

Meh, some of them are way too obvious to even bother to send a neg. There are cases of no-collateral loans, but that is up to the lendor, and is not the usual stuff around

[susila_bai]

This is not fair I just decently asking loan and nothing and I am getting negative tag.

Is their any rule that if any one is asking no collateral loan should get  negative tag

If there was a rule, you could be reported to a moderator and your post deleted/your account banned.

Since there is not a rule, we use the trust system to tag some behaviours (like begging). You, as a Hero Member should know how the trust system works  

But this is not begging I am just decently asking loan and if no one wants to give its OK but for that tagging means openly you are misusing the trust system. I am also hero member and knows the rule. Their are so many loan request in other loan thread without collateral but they are not getting negative tag. But I got why.

Suspicious users who are likely to default on their loan are often smacked down with a negative tag.

While it is true that the majority of these are given to newbies and Jr. members, I think higher rank users who should know better should be equally liable to receive the same.

Then the other users who are also asking loan should be negative tag like me , why are they spared.
Then it means their is no respect for higher rank members. And DT member whatever they think can do with anyone in this forum misusing their powers and negative tag to anyone they want in the name of protecting the forum from spammers

[unibitcoinist]

This is where I think trust system is broken although it has been fixed a little.

[ThatRandom8543]

This is not fair I just decently asking loan and nothing and I am getting negative tag.

Is their any rule that if any one is asking no collateral loan should get  negative tag

If there was a rule, you could be reported to a moderator and your post deleted/your account banned.

Since there is not a rule, we use the trust system to tag some behaviours (like begging). You, as a Hero Member should know how the trust system works  

But this is not begging I am just decently asking loan and if no one wants to give its OK but for that tagging means openly you are misusing the trust system. I am also hero member and knows the rule. Their are so many loan request in other loan thread without collateral but they are not getting negative tag. But I got why.

Suspicious users who are likely to default on their loan are often smacked down with a negative tag.

While it is true that the majority of these are given to newbies and Jr. members, I think higher rank users who should know better should be equally liable to receive the same.

Then the other users who are also asking loan should be negative tag like me , why are they spared.
Then it means their is no respect for higher rank members. And DT member whatever they think can do with anyone in this forum misusing their powers and negative tag to anyone they want in the name of protecting the forum from spammers

Can you stop with the rank bs. Before the merit system was implemented, ive seen accounts shoot up to hero and above. Does that mean they should be "respected" or trustworthy? Nope.

The fact is you ask for a no collateral loan with no trust (with only "trust" you gotten was from '17 by someone who himself got flagged for spreading software with malware on it), no positive trading history, and done very little to contribute to the forum, and showing red flags that you will default on such a loan. So, with that said, it is the choice of any user, DT or not, to give you a negative feedback to warn others to take caution when dealing with you. Much like if you done something positive, any member can give you a positive feedback. While the "trust" system have been abused before, doesnt mean this is another case of abuse or misuse. Of course you can lock this thread, wait awhile and do something meaningful on the forum and maybe the DT who gave you a negative feedback would remove it or change it to a neutral. You can also open a topic in the reputation section and make a discussion about it, but in my opinion, with you being here even longer than me, you should know no [valid] collateral, no loan.

Next time, I would suggest reading the sticky topic before asking for a no collateral loan.

[Quickseller]

I don’t care if it’s a Hero Member, I’m tagging it. If anything it’s more likely somebody will loan him the money because he’s a Hero so as DT1 I owe it to the community to make them aware.

No collateral loan request = Scam potential.

A loan request is not automatically a scam attempt. The scam attempts that are frequently seen here are those made by throwaway accounts.

It may or may not be a good idea to lend to the OP, that is up to potential lenders. There are plenty of people who have received no collateral loans recently.

Also, in general, people asking for loans that warrant a negative rating are typically given the opportunity to first close their thread or offer collateral, or provide a reason why they are not attempting to scam.

[Quickseller]

I don’t care if it’s a Hero Member, I’m tagging it. If anything it’s more likely somebody will loan him the money because he’s a Hero so as DT1 I owe it to the community to make them aware.

No collateral loan request = Scam potential.

A loan request is not automatically a scam attempt. The scam attempts that are frequently seen here are those made by throwaway accounts.

It may or may not be a good idea to lend to the OP, that is up to potential lenders. There are plenty of people who have received no collateral loans recently.

Also, in general, people asking for loans that warrant a negative rating are typically given the opportunity to first close their thread or offer collateral, or provide a reason why they are not attempting to scam.

I’ll change it to neutral if he locks the thread. He has no positive trust & it’s not a highly respected account so I fail to see why he thinks he can get a loan with no collateral.

Here is an example of someone receiving a loan with nearly zero trading history

Hi DireWolfM14!

Username: Asu
Loan Amount: 0.07 BTC
Purpose: Trading
Collateral: None
Repayment date: July 7, 2019
Repayment Amount: 0.075 BTC
Funding Address: 1Asu1mGNkLctuTmCebzwPpdRfMemZzobWA

change to my binance address: 1McxEqfUwGNXzLRhewqG96aqr5HzEYFknJ

Hi asu,
Thanks for the loan request, I just sent the funds to your binance address.  Thanks for signed message you sent via PM, that helps.  

Please send your payment to this address: 3MiRqZZ3y1dNqWqi4e1jkSYYPprTzns41b

TxId: 89199ebe401d8162bc2ddf6332eb5498d582a18b4f2a4f5afc04edbb5c063879

Received it!

Thank you DireWolfM14!

Paying my loan today!
As discussed via PM you granted me to have 1% interest if I paid today for a week loan.

Txid:
795daecfe5a20d64bd5961cea8abc57dc4dc72498f5efd523f467bf849cfc47c

Until my next loan again Dire! Thank yah

The loan was repaid. I wouldn’t personally have lent to either this person or the OP, but I am more conservative as to who I am willing to trust.

It would be insane to trust someone because they are “respected”.

Another example https://bitcointalk.org/index.php?topic=5132594.msg51454283#msg51454283

[LFC_Bitcoin]

Get back in your cave QS, default trust decisions don’t concern you any more.

[Quickseller]

Get back in your cave QS, default trust decisions don’t concern you any more.

here is another example from another lender
https://bitcointalk.org/index.php?topic=3243635.msg51396967#msg51396967

There are plenty of examples of people in similar situations as the OP repaying loans similar to what the OP is asking for.

This is in no way an appropriate use of the trust system. The changes to the trust system results in your abuse not having the same impact as before, but this is still abuse.

[Csmiami]

Get back in your cave QS, default trust decisions don’t concern you any more.

I'm gonna go with QS here, this is not about DT, but about a no collateral loan.

Get back in your cave QS, default trust decisions don’t concern you any more.

here is another example from another lender
https://bitcointalk.org/index.php?topic=3243635.msg51396967#msg51396967

There are plenty of examples of people in similar situations as the OP repaying loans similar to what the OP is asking for.

This is in no way an appropriate use of the trust system. The changes to the trust system results in your abuse not having the same impact as before, but this is still abuse.

And here I'm gonna go against QS.

Every lender has the right to put his/her/their terms. It's up to them if the no collateral loan is worth the risk of getting scammed, rather than trust-farming (what I believe you are suggesting here).

Please, leave the trust drama for other boards

[LFC_Bitcoin]

Get back in your cave QS, default trust decisions don’t concern you any more.

here is another example from another lender
https://bitcointalk.org/index.php?topic=3243635.msg51396967#msg51396967

There are plenty of examples of people in similar situations as the OP repaying loans similar to what the OP is asking for.

This is in no way an appropriate use of the trust system. The changes to the trust system results in your abuse not having the same impact as before, but this is still abuse.

Potential lenders can choose to ignore my neg. As a DT member it’s my job to warn others about potentially shady users. This loan request is imo untrustworthy.

I haven’t done a flag.

[Quickseller]

Every lender has the right to put his/her/their terms. It's up to them if the no collateral loan is worth the risk of getting scammed, rather than trust-farming (what I believe you are suggesting here).

Right, lenders have the right to lend on their own terms as they wish.

The point I was making is that the OPs loan request is not automatically a scam attempt on its face. If someone lends to him, the OP may not repay the loan. But it is not a foregone conclusion that he will run away with whatever money he receives.

[DarkStar_]

Potential lenders can choose to ignore my neg. As a DT member it’s my job to warn others about potentially shady users. This loan request is imo untrustworthy.

I haven’t done a flag.

No, it's your job to leave accurate trust ratings and add people with accurate trust ratings/good judgement onto your trust list.
I left a counter. I think negative trust should be used when the request is entirely unreasonable, and 0.05BTC is *maybe* borderline.