You could convert your fiat to bitcoin before you buy something. I do this. I don't enjoy PayPal or banking and I prefer the ease crypto brings. I have waited like 3 days for a bank transaction to clear. I use mycelium wallet and take a scan of the QR code. No need to do anything but that. The fee and amount and address is done automatically. The fee according to your own settings. It is almost instant and works very well.
Crypto is just better in every way and I only use fiat when I absolutely have to and when I need cash for going to certain events or markets where they only take cash.
Well I did, back in 2014 (I think) I bought hundreds for about $250 each and and then got an equal number of bitcoin cash for free when that came out.
A year and a half ago used it to buy a new farm house and barn on 40 acres of land (ten acres pasture and rest forest), new tractor, soapstone wood stove, (and 20 percent capital gains tax). Still have quite a number left.
There - someone used it.
Damn dude you lucky. Perfect timing.