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Author Topic: Is Investment better or saving?  (Read 711 times)
safelycrypto (OP)
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June 28, 2019, 09:10:54 AM
 #1

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

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June 28, 2019, 09:29:23 AM
Last edit: June 28, 2019, 06:18:29 PM by Sharon121212
 #2


Brief point you should no about comparing and contrasting investment and saving

1. Risky. Investment is Ricky saving is not(excerpt it got stolen)
2. Gains.  If you made the right investment the gains are high and there are little or no gains in saving(you rather enriching the banks)
3.Longevity that leads to greater expansion. a good investment can live long and give rise to an empire even be passed to your next generation but savings can only live long according to whole long you keep it
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June 28, 2019, 10:11:30 AM
 #3

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.



Actually, this is all about timing. At the right time, you can achieve better conditions as long as you can do the right thing. However, in the general economic development period, it may make more sense to prefer investment and saving during economic contraction periods. This is all my idea. You need to reach maturity to make your own decisions about your investments. Or you may need support from a licensed person.

Especially Bitcoin investment was a profitable from last summer. Because in long term, Bitcoin has a big potential still.
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June 28, 2019, 10:32:45 AM
 #4

Both are better. I think with investment, and you can have a chance to make a profit in one period while in saving you can get have money stay at the bank. Rich people will invest in many legit programs or project or anything in their real life because they know that there is a chance for them to increase their wealth. So if you can have the investment and the saving, then you can feel safe for passing your day, and you can make a better future.

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June 28, 2019, 10:42:20 AM
 #5

If you have a small capital, then you need to invest it correctly in order to try not only to save it, but also to increase it. If you have a lot of money, it is better to start your own business, because it is more reliable than investment. A person decides for himself what to do with the money, but if he has a large capital, then he needs to launch his own business, as well as invest correctly.

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June 28, 2019, 11:05:56 AM
 #6


As I have been doing, when you want to be rich, invest in others and when you invest, you have to consider very carefully what you invest, of course it is long term.

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June 28, 2019, 11:16:26 AM
 #7

I think there is no problem with saving that much. But if we want to improve the amount of money we have, we must take risk. And of course we must take risk with educational background. Investing in cryptocurrency such as altcoins have lower risk since it has a good project development behind it. And I doubt Ethereum will fall just like that.

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MadeinCoin
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June 28, 2019, 11:17:54 AM
 #8

Investment and saving have an important side, of course people will not invest all of their money and then some will be saved. Saving is not profitable but can meet daily needs, unlike investments you can take your money and profits after the contract ends.
But sometimes people equate investment with savings, they assume that investment is a future savings.
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June 28, 2019, 11:35:12 AM
 #9

Investment is definitely better than saving because if we save we will only get a little profit and more cuts in administrative costs while if we make an investment we will benefit if the commodity we choose has a positive price movement, but if you choose our investment commodity wrongly loss so I suggest that before you invest make sure you choose the right commodity so that you get a lot of profits.
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June 28, 2019, 11:45:06 AM
 #10

"saving" means that you save your money instead of spending it on things that are unnecessary. for example instead of wasting money you put it aside. you need to have some savings for emergencies. then what you do with the money that you saved up is when the investment comes in.
specially since most investments (like stocks,...) require a larger sum of money so you have to first save up to invest in them and for the investment to make sense.
so they are not mutually exclusive, thy come together and complete each other and you cant say one is better than the other.

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June 28, 2019, 11:49:46 AM
 #11

no one is better then the other , with investing you can lose money and also gain money , but it would realy suck if u invest for 20 years and made nice gains to lose it all right before you go into pension and that have happend to alot of people.
Investment is in no way safe.

Saving on the other hand might be boring but atleast you dont risk of losing all in one swoop.
I suggestion a combination of both thats the smart thing to do.
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June 28, 2019, 11:59:47 AM
 #12

Investment has its risk but people will pick it more than saving.

Saving is good if you can't afford to invest. Usually, people that can't afford to invest in assets or other things just save and use their money when they needed it or they want something but if you want to earn in the long run and you can afford it, you can just invest it in assets. I am saying "can't afford it" since some people invest in assets not knowing that investing is a risk and when they lose their money they will blame it on the asset they've invested in.
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June 28, 2019, 12:28:28 PM
 #13

I've been reading a lot of financial advisors point of view on how to manage wealth properly.  And most of them says almost the same thing about money and they are discouraging people to focus with saving only but they are advising to practice saving to invest.

Look on the richest people in the world, all of them are investors/entrepreneurs/businessmen.



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June 28, 2019, 03:24:04 PM
 #14

Investment and saving both are needed for Earning from crypto. Right time and right place investment is better than saving I think. But if you are   not more experienced  then you should saving instead of Investment.  Because to earn profit from investment you need to must experienced in trading. Thanks     

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June 28, 2019, 04:50:05 PM
 #15

Investing in low risk, low profit options is almost certainly going to yield better interest than your savings account.

Most countries only offer between 0.5-2% on savings accounts, and normally have maximum limits on balancess that earn interest.

Investing in blue chips will probably generate close to 5-7% per year, while much riskier options like cryptocurrencies can generate massively more.

Diversify and don't leave your money in the damn bank.
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June 28, 2019, 05:59:21 PM
 #16

Investment and savings both is different scheme. I don't think it could be compare. Saving is just save for future. I am not sure if you mean trading as a investment, but by potential investment you could increase your fund. Also there is chances for lose but we should try it as well. I would like to suggest for both scheme if you have enough fund.

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June 28, 2019, 06:24:22 PM
 #17

Investment is good if you choose the right one choice, and savings also was a good idea too which means both are giving good preparation for the future. Only thing is that We need to consider is be careful on which type of investment We are going to invest in.
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June 28, 2019, 07:12:52 PM
 #18

Investment and saving both are needed for Earning from crypto. Right time and right place investment is better than saving I think. But if you are   not more experienced  then you should saving instead of Investment.  Because to earn profit from investment you need to must experienced in trading. Thanks     
The risk takers hardly saved and most of them flip their funds from one investments opportunity to another. It is very clear that saving is for civil servants and the are the one that doesn't have time and mind for investing. The world system is built through our education for people to be afraid to take risk especially when it involved money and funding and only a few that best the odd of afraid of investing that we have now as the wealthy people on earth. Not investing is postponing the evil days because saving will not save you when you are old and cannot labor to keep your regular income. Investors always live great wealth for himself in old age also for his "children and children".
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June 28, 2019, 07:28:25 PM
 #19

savings (account) is saving money for short term purpose while getting low returns with close to no-risk 
investment is allocating your fund (usually long term), and exposing it to risk, for the purpose of getting high returns
which one is better? pick one that suits your financial needs
most people start with savings then continue with an investment plan when enough money is saved

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June 28, 2019, 07:31:38 PM
 #20

Investing and Saving  are both important, but investing is always better to saving because if you are saving your money to bank,  that will give a very less return, compare to investment that allows you to earn a higher return, but you take on the risk of loss.

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