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Author Topic: Differences between an investor and common man!  (Read 3835 times)
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September 07, 2020, 09:12:18 AM
 #221

No all common man like myself borrow to buy/build things. I noticed this normally happened to Civil servants where I live. I don't know if things has changed that much today. I suspect that majority of self employed people (which I think the majority of the working people in the country I reside in are) buy and build things for personal/family consumption without loans, and they are common people.
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September 11, 2020, 03:26:00 PM
 #222

An investor comes to the market only when he has money that he can afford to lose. In addition, a competent investor always strives to become better than others, for this he constantly studies, listens to lectures, reads books on the topic, looks through the business press. Real investments are always associated with great risks, labor and time costs. These are, in fact, all the main differences.
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September 11, 2020, 05:53:49 PM
 #223

I strongly believe that man can do whatever he wants too! What you need is to learn, practice, risk, be patient, work, endure... and all other characteristics needed for anyone to become successful in anything. So here we have a "difference between an investor and common man"! For me it's the same as a "difference between a plumber and common man"! One is common and don't have knowledge about specific field, other is "educated" on the same field with experience. Investor knows the market, it knows that market never sleeps, it's like a living thing, it grows and get sick, it's get better and make disaster, and after some time same things happen again. Investor knows the scams, it knows how they work, he recognizes the patterns, he has experience on that field, and he knows how it works, common man just think he knows, but usually he ends up scammed.
So difference is just in knowledge and experience! The same difference you can have between new investors and old investors!

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September 11, 2020, 06:08:46 PM
 #224

An investor is always looking for ways to get profits and so they think more and in busy than ordinary people.
Investors are hard working and wise. We value every cents of our income because we are aware how hard it is to earn. Earning while saving are the mindset of a usual investor.

However common man doesnt necessarily mean they are taking a loan just to satisfy themselves on what they want and in not really needed. I think it depends on each personality and mindset.

This is actually a good answer. A non-investor doesn't think about the outcome and just hopes for their profit to grow, they just invest and hope for it. An Investor would dedicate or predict the outcome of their investments and would calculate when is the right time to invest again. An investor probably did some research regarding on what they are investing on and would likely have a background on financial services or just enthusiastic about investments.

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September 21, 2020, 05:29:57 PM
 #225

The first difference is their stance. An ordinary person does not think of the way an investor thinks. Investors work on how to invest in everything, how to make a profit. But an ordinary person, but in most cases thinks of profit, does not understand the right strategy. After all, over time, they succeed.

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October 16, 2020, 04:13:34 PM
 #226

I think Investor always tries to put his capital and earn a lot on the other hand a common people frustrated if he makes a loss after investing his capital. However, you need to have experienced before invest otherwise you will see loss always. An investor always learns based on a project or business where he plans to invest. A common people make his money idle and one time he just lost his money to survive. Everyone needs to be an investor to rise yourself.




That's right, there is a massive chasm between investors and common people. There are also assorted discrepancies in the direction they live their lives. Everyone invests in something and many people imagine that the appetite for the daily is existing met. Regardless of those who are real investors, their scheme is unique.

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October 16, 2020, 10:53:26 PM
 #227

surely the mindset of an ordinary person and an investor is very different 180 °. if the investor gets a profit then what he does is use that profit to be reinvested, and so on. Not when getting profit is spent on satisfaction. but always try to spend money to get money

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October 16, 2020, 11:00:47 PM
 #228

"Investor saved for investment
Common man saved money for desires"

The mindset of the people reflects on what they have. If you only saved money to buy such thing as cellphone, laptops and other gadgets. You only add some liabilities to your life and yes! you are a common man. While if you save money to invest even in business, trading or other investment. You have the mindset of a millionaire. I just remember what Robert Kiyosaki told in his best seller book, Being rich is not define on the money you gained but to the money that you save. Its useless even you have 2K dollar monthly, if your bills and other expenses is 1900 dollars. Its better to have 500 bucks when can save almost half of it.

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October 16, 2020, 11:35:47 PM
 #229

Investors perspective is different, he/she will be doing smart work whereas a common man will be into hard work.

Investors looks for an earning in the passive means, just invest and get the rewards, whereas common man keeps
his focus on saving with some target.

Investors always look for profit whereas a common man always look for the security of his life and future.

Investments have got low liquidity whereas savings have got the high liquidity which helps in immediate needs.

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October 17, 2020, 03:23:26 AM
 #230

An investor believes that money must "work" and make more money.
A common man thinks that money must be spent.
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October 17, 2020, 07:55:28 AM
 #231

There are many differences between an investor and the average person investors usually think of investing and retaining. Ordinary people try to solve their own problems as well as spend money. Two important investment tools form an investor's portfolio at any given time. From a company’s perspective this means raising equity from the market. Both are bought and sold in the stock market and are important forms of investment for the common man. Also ordinary people are relatively safe but investments provide low income.
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October 21, 2020, 06:07:47 PM
 #232

An investor believes that money must "work" and make more money.
A common man thinks that money must be spent.

You're a bit right with what you believe about the difference between these two. I just want to add that investor was once a common man who earns money and buy his needs but as soon as he develop some thinking about earning more from his money through taking risks then he became an investor. A common man knows how to spend his money but not that well if we will compare it to an investor.
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October 22, 2020, 07:40:09 AM
 #233

This two can be differentiates according to their knowledge and status in life. An investor is a person with great courage, ambitious,  with positive outlook and brave enough to take the risk. While the common man is the one who is so coward/afraid to take the risk and go out from his comfort zone and explore, he only have a simple ambitions in life and that is to live simply with a little earning from work. In the end, the investor will really gain more profits and be financially stable while the common man remains in his stagnant situation.
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October 23, 2020, 05:59:44 AM
 #234

The main difference to me is; patience to endure losses, risk management and experiences in a particular field of investments. An ordinary man as you have classified cannot wake up and begin to trade Bitcoin or invest in gas and oil sector without having patience to learn the processes involved in the field. The other difference is mindset and availability of either natural resources or artificial resources to utilize in the investment.

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October 23, 2020, 06:54:23 AM
 #235

INVESTOR | COMMON MAN |
_________________ | _________________ |
Before investing the person will look for the track record which gives better learning whether to invest or not. | Common man depend on third party services, as finding the right investment of choice is a tedious task. |
Investors focus will be long term profit with regular capital investment. | Common man always give preference to trading, marking a difference between buying and selling termed as profit. Continuously tries this, as it gives the immediate results. |
Have their own financial discipline which helps in making strategies and finding the right stock for investing. | No proper financial discipline maintained. This is termed to be much important on investing. |

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October 23, 2020, 03:58:04 PM
 #236

Many professional investors seems loan as their enemy of invey. Investors always do some research before carry out their activities in the community to see what the day will give to them. Many investors have learned from other people experience in the area of trading that now make them professional.
While some common man don't know the risk of collecting a loan to feed their stomach that will not bring any profit to them. Purchasing your house or car with loan is not helping you to be out of hardship because within two years that car will be developing fault that will make you start looking for money to fix it back. Common man like eating quality food and drinks quality wine that can reach someone to start a good business and earning a good profit out of it.
Investors never tired of investing as long their are places to invest their money and make a good income while common man is after today today profit to flex all over the community without thinking of future profit. Common man see loan as an opportunity to them to enjoy and forget the interest involved in the loan.

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October 23, 2020, 04:17:07 PM
 #237

Taking loan cons and pros.

If you take your loan now and invest in something solid like you earn in more than when you save or the interest that is applied in your loan then that could not be a problem. Investing in real estate would be one solid investment as it usually grows its value over the period of time and I had been witnessing it the time I was not able to decide to get the rent to own scheme pre sale house ans lot. After some years that has passed where the are RFO ready for occupancy I tried to inquire again and it surprises me that the TCP Total Contracr Price of the house was being doubled.

Cons if you invested your loan like buying a car which depreciate value over the period of time then you will likely to lose more.

Saving money could be a great deal but risking and taking loans would be greater it will all depend on how serious you are in making money like doing investments.
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October 23, 2020, 04:48:41 PM
 #238

An investor is a common man but a common man isn't an investor. I said that because of a common man who feels and understands the importance of investment for his bright future or to be rich or something else. A common man earns and saves it for further use that can be an investment or borrow some assets. when he/she saves it and uses it for the gain asset then it is also a way of increasing profitability but it is not an investment. When a man uses his money to gain profit and there will be a risk, chances growth or fall that is an investment.

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October 30, 2020, 06:00:02 AM
 #239

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

A common man who doesn't have investment knowledge and surly spends their entire life with private jobs. At the same time, speculators do put resources so they can consume their time by sitting home.
In reality, an average person is consistently hesitant to lose their cash; they would prefer not to face challenges all he needs to save a monthly salary.
There's minimal distinction between the average person and a speculator. If you have embraced the measure of cash, you can contribute it

But that is the usual thing that happen in our life. If we will going to portray a number of working and number of investors may it be cryptocurrency or other forms of investment will surely get a higher percentage of people that are having jobs or earning through salary than people earning through their investments.

This is why these succeasful investors I often heard encourages anyone to invest, earn and enjoy life from its profit.
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October 30, 2020, 10:28:31 PM
 #240

The investor has a desire to improve his life, and ordinary workers, as a rule, live one day, and here it is not at all about loans. Loans can be a pretty useful tool for raising funds if there are no other ways. Why should I wait to buy something that will improve my life if I can get a loan and develop further.

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