richardstephens (OP)
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August 22, 2019, 03:53:39 AM Last edit: September 03, 2019, 10:15:35 AM by richardstephens |
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cipherhut
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August 22, 2019, 05:32:01 AM |
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Blockchain is a technology which can be adopted without cryptocurrency, as an individual, it can be used a security firewall for any industry and in the banking sector, it can turn as a savior.
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Kakmakr
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August 22, 2019, 06:42:06 AM |
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The Blockchain is just a decentralized ledger that can be used by anyone, so you do not have to have your own Blockchain to run your business. Banks might prefer to develop their own Blockchain based technology, because it gives them more control over the future developments and changes to the protocol. A lot of these companies see potential in already developed Blockchain technologies and they do not see the need to develop their own Blockchain technologies, so they just partner with the developers of these Alt coins to use their token.
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NeuroticFish
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August 22, 2019, 07:58:56 AM |
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A blockchain is just a special type of database. In the case of Bitcoin, a currency is necessary to (also) keep the miners interested. Various businesses can keep their blockchain safe without the need to pay 3rd party miners, or they can pay them directly in fiat. And this means that the blockchain can contain their useful data and no coins.
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kryptqnick
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August 22, 2019, 09:41:47 AM |
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The question is vague. You're asking whether a bank can make transactions on Blockchain without creating their own crypto. First of all, they can totally avoid making another token nobody cares about and use a well-known crypto instead. Ripple, for instance, is all about being a crypto for banks. If the question if whether there can be Blockchain without crypto, then the answer is also yes. After all, there are many use cases for this database, it doesn't necessarily have to be money. If we are talking about financial transactions, though, it seems to me that a coin is needed, but I am not sure.
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SirLancelot
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August 23, 2019, 05:23:00 PM |
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We all on blockchain is the future and every all institutions and every country is adopting Blockchain ! Today i wan to ask if Can a Banking Sector can run transactions on blockchain without creating their own Crypto Currency? ..
Of course they can, blockchain technology is a package on its own, and it’s much more than just cryptocurrency, cryptocurrency is a product of blockchain, and we have many products that can come out of blockchain technology. One thing that blockchain can do is to bring about full decentralization of a system, it creates transparency and even our government can use it during electoral processes if they really want to have a transparent election, then it can be used for data security an many more things that blockchain covers which is even beyond my own knowledge, so cryptocurrency is just the currency part of it that Satoshi Nakamoto decided to develop on, so we have much more than that and when you ask blockchain developers, they will really explain it better to you.
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figmentofmyass
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August 23, 2019, 05:53:21 PM |
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they can use bitcoin. i expect that retail banks will be rolling out bitcoin/cryptocurrency deposit accounts (and lending services) within the next 10-20 years, if not sooner.
they might create their own stablecoin-like "cryptocurrencies" for interbank settlement and investment platforms (JP morgan is working on one right now) but these have limited application.
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audaciousbeing
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August 23, 2019, 06:59:41 PM |
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We all on blockchain is the future and every all institutions and every country is adopting Blockchain ! Today i wan to ask if Can a Banking Sector can run transactions on blockchain without creating their own Crypto Currency? ..
Of course I have read about its implementation and not only in banking but also in shipping too, the same thing goes with database. Although, I don't understand the practicability because I am not a techie but its something that have been tested. Blockchain is a technology in my lay term to be regarded as a form of upgrade in other to make processes and systems operate in a more efficient and effective manner.
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dothebeats
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August 23, 2019, 09:17:15 PM |
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Yes, and some of them are planning to do it although I don't really see how much would be changing knowing full well that their services can work great even without the blockchain. It's just a decentralized private ledger after all and I don't even see how things would stack up from there. Perhaps some of their services would be faster and more users/customers would be taken care of but generally, services would still remain the same.
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drumamat
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August 23, 2019, 09:49:16 PM |
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Blockchain is a technology which can be adopted without cryptocurrency, as an individual, it can be used a security firewall for any industry and in the banking sector, it can turn as a savior.
Yeah a banking system can support financial support without bitcoin because bitcoin Is a virtual cryptocurrency and blockchain is technical platform.... That's why very often you can hear about the advantages of blockchain technology and not cryptocurrency.Although personally, my opinion is that the blockchain without cryptocurrency is meaningless.
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LTU_btc
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August 26, 2019, 08:04:50 PM |
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They not only can, but they are already starting to do that. Lot of banks around the world starting to adopt blockchain technology already. People need to learn one thing - cryptocurrencies and blockchain is two separate things. In simple words blockchain is technology and cryptocurrencies are "using" it. So, for example, all these news about banks or other companies adopting blockchain technology doesn't have any positive influence for cryptocurrencies.
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mazdafunsun
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August 26, 2019, 08:11:15 PM |
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Yes they can, the best example is Ripple , the have product for banking sector where banks use blockchain without using public cryto currencies - Ripple. Not only banks are working on those kind of solutions , visa and master-card is doing the same. They recognize the potential an sooner or later will use block chain.
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Chaki #diarize
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August 26, 2019, 11:37:25 PM |
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There's a yes and there's a no. Most merchant or bank need a basis for everything like a barter exchange, its like if you exchange a sack of rice with a wagon of vegetable how sure are you that you get the right value of that rice equally for that vegetable. For us or for some altcoin founder they base their altcoin by the value Bitcoin or ETH, so if a group of business man would put up a bank that will work with block chain, they have the right to make their own alt coin as a basis if they don't want to use Bitcoin directly. This is for the answer on the question. As for the title------ crypto runs though block chain and by the way do you note that Blockchain was invented because of Satoshi? Here you can read this link to understand more: https://en.wikipedia.org/wiki/Blockchain
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setialovers
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August 27, 2019, 07:46:19 AM |
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We all on blockchain is the future and every all institutions and every country is adopting Blockchain ! Today i wan to ask if Can a Banking Sector can run transactions on blockchain without creating their own Crypto Currency? ..
Blockchain is a technology separate from cryptocurrency so that the Bank or Government can use blockchain technology without having to make its own cryptocurrency. With blockchain technology, Bank or Government transaction data is safer and can be displayed transparently
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bitbunnny
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August 27, 2019, 08:08:49 AM |
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Of course they can. Blockchain is type of technology, kind of traceable data base that could be used in any industry, so financial too. And it's not necessary to use cryptocurrency. As far as I know some banks are already testing blockchain as well as some governmental institutions. In the future blockchain will be widely spread when all businesses and institutions realise its advantage.
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Darker45
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August 27, 2019, 08:13:22 AM |
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We all on blockchain is the future and every all institutions and every country is adopting Blockchain ! Today i wan to ask if Can a Banking Sector can run transactions on blockchain without creating their own Crypto Currency? ..
I believe there are certain use-cases of blockchain that do not necessarily need a corresponding cryptocurrency. And banks are already involved in it. Actually, there are already a good number of banks all over the world that is currently using the blockchain technology in one way or another. Running financial activities could be one of them. This article might be of help to you: https://medium.com/predict/comprehensive-list-of-banks-using-blockchain-technology-dc39ce5b6573. And then we have what is called private and public blockchain to elucidate more on the idea of using blockchain without a cryptocurrency. Basically, if a bank is using a private blockchain, it does not have to be using a cryptocurrency. More here: https://www.quora.com/Why-does-the-Blockchain-technology-need-a-coin-to-work#targetText=Not%20always%20need%20a%20coin,for%20paying%20smart%20contracts%20running.
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Herbert2020
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August 27, 2019, 09:37:08 AM |
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you are too caught up in the hype that the ICO scammers spread over the past 2 years with a lot of lies. blockchain isn't being used or adopted by countries, its only major usage still is remaining as what bitcoin is uses it like (for cryptocurrencies).
as for whether they can, the answer is yes but a better question would be if they should! blockchain is just a chain of "historical transfers" that were put inside a database using cryptography. so the question is, when the banking system is centralized and their books aren't public why would they want to use a blockchain?
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Weak hands have been complaining about missing out ever since bitcoin was $1 and never buy the dip. Whales are those who keep buying the dip.
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bitart
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August 28, 2019, 05:14:28 AM |
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... as for whether they can, the answer is yes but a better question would be if they should! blockchain is just a chain of "historical transfers" that were put inside a database using cryptography. so the question is, when the banking system is centralized and their books aren't public why would they want to use a blockchain?
Because blockchain technology helps the banks to employ less people, because blockchain is a kind of technology that needs fewer manual intervention in case of problem with a transaction or network or anything... So less employees means cost effectiveness and banks can really win with this on the market, because all the banks can give you nearly the same service, the price of the service is the key when most of the people choose a bank. So blockchain is not just a chain of historical transfers but a decentralized database that can correct itself is something goes wrong with one of the nodes in the network so it's less vulnerable for attacks and so on... So it's more secure for less cost, this is ideal for the banks...
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Herbert2020
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August 28, 2019, 05:44:59 AM |
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... as for whether they can, the answer is yes but a better question would be if they should! blockchain is just a chain of "historical transfers" that were put inside a database using cryptography. so the question is, when the banking system is centralized and their books aren't public why would they want to use a blockchain?
Because blockchain technology helps the banks to employ less people, because blockchain is a kind of technology that needs fewer manual intervention in case of problem with a transaction or network or anything... So less employees means cost effectiveness and banks can really win with this on the market, because all the banks can give you nearly the same service, the price of the service is the key when most of the people choose a bank. So blockchain is not just a chain of historical transfers but a decentralized database that can correct itself is something goes wrong with one of the nodes in the network so it's less vulnerable for attacks and so on... So it's more secure for less cost, this is ideal for the banks... blockchain and decentralization are two completely different subjects that are not at all related. blockchain as i said is just the chain of blocks. decentralization comes from when this chain is held and monitored by independent peers. in a bank, there is no independence, there is a central authority that decides the fate of the chain. so why call it "blockchain" in first place? all a bank needs is a database and automation of that database is much easier than using a blockchain.
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Weak hands have been complaining about missing out ever since bitcoin was $1 and never buy the dip. Whales are those who keep buying the dip.
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August 28, 2019, 09:45:02 AM |
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I'm not for anyone coming from the banking/traditional financial industry. But I think they can be given a chance if they come in peace with an 'empty cup'. The cups they carry with them have been filled with all these contamination all throughout the ages!
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