It's pretty much the same thing as coinb.in for Bitcoin but changed to work with SwiftCash.
https://coinbin.swiftcash.ccThe idea behind HODL Deposits and HODL Rewards is still in the making but here's the current draft:
HODL Deposits & HODL RewardsHODL deposits and rewards imitate term deposits in traditional banking. The idea is that users can lock their coins in the blockchain for a set period of time and be rewarded for doing so. The rewards come from future inflation also known as the budget. HODL rewards need approval from the community just like SwiftRewards. The proposed and accepted rate within the community is 2/3rd of the minimum inflation for a 1-year deposit. For 6-months, 3-months, and 1-month deposits, the annual rate is 25%, 50%, and 75% less than the best rate. Having said that, 20% of the maximum block rewards are set aside for HODL rewards.
HODL deposits are eligible for SwiftRewards too, as long as the owners make sure the address is not disqualified by turning into a zombie. This can be achieved by sending a small amount of SWIFT to the HODL address during each snapshot. HODL deposits cannot be used for staking or running a Masternode/SwiftNode. They are specifically designed for super-passive investors. HODL rewards are paid in advance upon approval and cannot be spent until maturity.
In case you don't know what SwiftRewards are, in short they are rewards paid to HODLers in bear markets.
You can read more here =>
https://swiftcash.cc/assets/whitepaper.pdf
