Future of digital money depends on smart phone technology and people's knowledge

[bitzizzix]

In my opinion most people have smartphones just for lifestyle to look luxurious and without realizing that smart phones can be used to use them as income in any case.
Knowledge and applying to be able to recognize or join cryptocurrency must be expanded, because most of them only know bitcoin or cryptocurrency but do not know how to use it and do not know the positive benefits of deeper cryptocurrency.
smart phones are more flexible to access cryptocurrency eyes in any condition, anywhere and in any position can still be used.

[Wintersoldier]

Actually it's happening now my phone functions like a bank I use a local wallet to buy and pay in malls. But there is a disadvantage in malls the mobile network signal is very slow sometimes causing a delay especially in a very close area. But it is not a bitcoin wallet I hope soon we will have that option in our country I've seen some video from japan paying in stores using bitcoin is quite amazing and inspiring.

In this regard, we need more infrastructure to support our day to day transactions in cryptocurrency. I've experience this, but not too bad, since what I just need to do is to check my balance on my blockchain wallet, what I've did is to try to connect outside. But if an infrastructure such as radio towers will be built across the nations coverage, there's no reason for us not to become a globally cryptocurrency adopters for characteristics of bitcoin and crypto is considerably much better than fiat or physucal currencies.

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[Oceat]

At our current state of smartphones, I don't bother to put some crypto related stuffs on it inside since it is more like your personal belongings which is prone to hacking or hijacking. That's why it would be better to remain it this way since it means less vulnerability of the said possible crime or one of the main target because scammers and other bad guys will try to take advantage of this advanced technology.

Unless of course you want to push some bill regarding of protecting the smartphones of the people as their own properties. And this would lead again to another problem and so on.

[dimastegar]

As time goes by, I'm sure people will inevitably adapt to the development of technology and the way they conduct transactions. Surely in the next few years there will be more adoption of crypto and we also play a role in sharing ways of using crypto currencies.

[blckhawk]

All of us - the people present on this forum all know Bitcoin and all coin famous.
But I think the future development of digital currencies to replace banknotes or banks depends greatly on one of the following factors:
1. Qualifications and knowledge of the people. Because the majority of people today do not fully understand block-chain and technology. So if you want to use cryptocurrency like paper money today, all people have to know how to use technology
2. Smart phones - Must be integrated with technology to make it convenient for people to use
3. Simplification of cryptocurrency developers. How can people easily use like paper money.

And what do you think about my opinion? 

The first thing for me to consider is global economic stability and elimination and mitigation of poverty especially in third-world countries. If corrupt practices are eliminated, with good governance, decrease in poverty would follow, and all would follow, from technology to education. After those only we can start building the real global adoption of digital currencies and bitcoin. But as of now, these modern modes of payment are still restricted to those who have the capabilities, first-world and some second-world countries.

[karanggatak]

As time goes by, I'm sure people will inevitably adapt to the development of technology and the way they conduct transactions. Surely in the next few years there will be more adoption of crypto and we also play a role in sharing ways of using crypto currencies.

digital payment already used by people recently. but we dont move to crypto because of adoption or regulation from government, it will be hold the party up to use that service

[Palider]

1. Qualifications and knowledge of the people. Because the majority of people today do not fully understand block-chain and technology. So if you want to use cryptocurrency like paper money today, all people have to know how to use technology

The problem is that poor people, beggars, and those who do not have enough education and many others can affect them to make it difficult to adopt this technology.

2. Smart phones - Must be integrated with technology to make it convenient for people to use

The smart phone will serve as our wallet in the near future. So it is also a requirement that all people have it.

3. Simplification of cryptocurrency developers. How can people easily use like paper money.

More development! which will provide ease of use.

[michellee]

As time goes by, I'm sure people will inevitably adapt to the development of technology and the way they conduct transactions. Surely in the next few years there will be more adoption of crypto and we also play a role in sharing ways of using crypto currencies.

digital payment already used by people recently. but we dont move to crypto because of adoption or regulation from government, it will be hold the party up to use that service

Yes, but only a few people who are using crypto until now. People in our there still don't know about crypto because they don't read the news about crypto itself, and they still busy with their jobs. The regulations from the government take part to prevent people from learning crypto, so that makes crypto can not grow fast. But soon, if cryptocurrency can rise back like in 2017, the mass people will be aware of crypto, and they will join in the crypto world.

[nasipadang]

Actually if we want to make an alternative payment for digital currency, we only need to educate about how to make transactions using the blockchain. Make everyone have to understand blockchain technology will be difficult, so in my opinion just tell the benefits provided when using digital technology as an alternative payment transaction.

[oktana]

some startups have started smoothly facilitating wallets in smartphone applications for electronic transactions to replace banks / alternatives.

although still non-blockchain, dev has educated something very similar to what happened in crypto, and this has been accepted by the wider community. an example is ovo. All comments still show obstacles from official regulations, but if the government opens the door one day, many people will have no trouble migrating to crypto because they already have experience.

[yulionoo]

yes I agree with you the three things that you mentioned earlier are the reasons why until now cryptocurrency has not been a mass adoption. because most people do not know and understand about cryptocurrency. secondly all millennial communities must have a smart phone but they do not use the smart phone to learn about cryptocurrrency. but now there are many applications that support cryptocurrency. they still like and are comfortable using fiat money.