loan Collateral > question

[regmann]

just some questions here

if i where to ask for a loan Collateral is needed right

but most forms of digital Collateral are volatile as fuck ( coins and stock options )

how would u protect against that :>  

seems like on most of the loans the person loneing is taking a dubble risk ( will he pay back if the Collateral dropped in value )

also who pay,s for the escrow service ( and is it possible to trance-fer crypto-stock share,s to sutch a service )  

and say those share,s generate divident would that devident also be returned to the person or will the escrow person hold on to that as exstra profit >? )

[KWH]

just some questions here

if i where to ask for a loan Collateral is needed right

but most forms of digital Collateral are volatile as fuck ( coins and stock options )

how would u protect against that :>  

seems like on most of the loans the person loneing is taking a dubble risk ( will he pay back if the Collateral dropped in value )

also who pay,s for the escrow service ( and is it possible to trance-fer crypto-stock share,s to sutch a service )  

and say those share,s generate divident would that devident also be returned to the person or will the escrow person hold on to that as exstra profit >? )

Set the price to fiat.

[GBattaglia]

but most forms of digital Collateral are volatile as fuck ( coins and stock options )

how would u protect against that :>  

seems like on most of the loans the person loneing is taking a dubble risk ( will he pay back if the Collateral dropped in value )

Many lenders also tend to have a strong preference towards LTC which is relatively stable.  To further ensure the lender against price fluctuations, a lender will also request collateral worth 10% or more of the original loan amount.

[E.exchanger]

Just keep the basic mantra in your head while lending

Collateral should be any physical item equals to or greater then the amount lending 

take maybe 120% or 150% more of the lending amount as collateral while accepting altcoins as collateral

Mostly its the person who's asking for the loan pays for the escrow service but there are few  heavily trusted members out here who do escrow for free as they only accepts tips !!