Hello, I'm new to bitcointalk but I have some rep on Paxful as a vendor. I accept Zelle as a payment making buyers giving me photos of them ho,ding their IDs and notes saying their making the purchase and its nonrefundable etc. I was wondering why Zelle is seen as an unsafe payment method, from my research people said zelle doesn't have a dispute system so that must surely make it safe right ? anyway what is it that makes it unsafe. or is it only unsafe when the zelle is not linked to a bank account. Is there a way to check the name of the zelle account owner and whether it's linked to a bank account ? Thanks in advance for your responses !
EDIT : I would also like to know if Skrill is safe, how safe, and how I can make it more safe for me or completely irreversable. And what about applepay should I consider taking this method or is it a complete no on ApplePay.
When two or more people chose not to trust a service, its time to begin to evaluate the deal of that platform. While it might not be out-rightly right that people are avoiding that platform because of trust, it might be that because a lot of people have not heard about it and when you have not heard of used the service, it becomes difficult to issue an opinion albeit negative one.
For the other alternatives that you might be considering, what you need to ask yourself is why their platform is not saturated with people transacting with crypto and the simple reason to that is because they are not exclusively accepting crypto transactions as they can lock out an account even with funds locked so my suggestion is to stick to your Paxful that have made the available an escrow system and a dispute resolution to resolve when it arises.
