Despite the centralised nature of ripple its one of the most useful coin in the cryptocurrency space, The team are very active in connecting to investors overseas and bringing positive outcome. I believe Ripple will become bigger in the next few year the projects growth is rapid and consistent.
What makes XRP the most useful coin in the crypto space? People holding the coin don't use it for anything but speculate about the price to sky rocket.... all it did in the last two years is hit lower lows.
Ethereum has much more usefulness and the people holding it actually use it because the acceptance is there, and there are a wide variety of DEFI applications that provide people an opportunity to earn trustless interest, which is insane.
There is a reason why XRP isn't moving forward depsite all the "good news".... the smart money isn't interested.