Aside from the "missing" funds, that all seems fairly normal... as you use each account, new receiving addresses will be used... as you spend, the change from your outgoing transactions ends up in "change" addresses.
we'll you see i'm trying to run a test here to see if my funds appear, I'll be using my ledger/accounts via electrum so I can sign from the address for a token airdrop, if it dosn't display my funds correctly I may not get credited the appropriate amount in the airdrop.
Sounds like it might be a "gap limit" issue... It's possible you've used a receiving address in Ledger Live that is actually out past the gap limit that Electrum is using (20 by default) so it's just not finding an inbound transaction or 2...
not sure what a gap limit issue is? i've noticed in the ledger some of the ins went to two addresses, one to a change address.
Are you missing the 0.2 BTC from one "account"? Or is it smaller amounts from each account that add up to 0.2 BTC?
when I add the total up of what I can see in my accounts via electrum its about .2 btc shy of where it should be.
its hard to see your balance on a blockexplorer, i've noticed amounts get split sometimes but when i look up 2 of my receiving addresses for two accounts on a blockexplorer the addresses are empty
but ledger live is displaying everything correctly...
also, I've only got 2 small outs on two accounts, everything else hasn't been touched since it landed there