One ting I know is that Fiat currencies are under threat and central banks know this. A lot happens between 2010 and now, so this coming decades is going to disrupt some Government positions. Another thing we need to understand is that millennial are getting into position of power and will help in shaping the coming future generation
This is a pretty loud statement. In fact, what we have now on the cryptocurrency market is whale market management.
So, bitcoin and the entire market will do what they want, which in turn makes cryptocurrency less capable of replacing the current financial system. So no matter what the banks say, it can just be chatter.