I don't understand why to put negative ones? nothing is lost for asking, everybody's started from the newbie
Your first post and immediately in the loan section, this is very strange.
Before you come here, normal people study the forum and their rules.
To get started, read the topics that are attached to the header.
For example, this
https://bitcointalk.org/index.php?topic=577765.0Therefore, suspicions immediately appear that you were registering headlong here to take money from someone, without any guarantee of return! And this is obvious.
I also created such a thread at one time, for which I personally received 3 negative reviews in my profile and a red trust, but I told myself that I would correct them and I did this.
The next time you become familiar with the rules of the branch, before participating in it.