The Tap app is the definition of modern Alt-banking - Crypto and Fiat all in one

[JessicaVL]

Our Tap app just launched, and it is taking people places. On the app you can access multiple exchanges when buying or selling fiat and cryptocurrencies. With only one KYC, you have instant access to the top exchanges, and better yet Tap will find you the best price while ensuring liquidity. Tap allows you to instantly convert cryptocurrencies, even if they do not have the same trading pairs on other exchanges, allowing you to buy and sell any major cryptocurrency seamlessly at the best possible rates.

Trade top cryptocurrencies like Bitcoin, Ethereum and Litecoin, as well as XTP, Tap’s native token. Staking XTP reduces transaction fees and is currently being traded on the highly acclaimed exchange, Bittrex.

The app also allows you to use the wallet feature, which stores your cryptocurrencies in cold storage, safe from any potential prying hands. With the touch of a button, you have immediate access to all your funds in one secure place. Within the app, you can buy and sell cryptocurrencies for fiat pairings and send funds directly to another person’s bank account or crypto wallet from the app directly.

On top of the app, Tap will also be launching a Tap Prepaid card ,allowing users to spend fiat and cryptocurrencies around the world! Accepted at any outlet around the world (in over 200 countries), with a touch on the app, you can spend globally. We’ll keep you updated on the official launch, coming soon!

Download the app from the App Store or Google Play and seamlessly trade crypto and fiat currencies today. Are you a part of next gen banking yet?

https://www.tap.global/the-tap-app

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[xZork]

Is this a joke, an application that can access multiple exchanges. If I understand correctly, are we going to log in to the accounts of the exchanges on this application?
Is anyone going to put their money into such an application?
I personally never.

[hugeblack]

How the application will deal with platforms that do not need KYC to certain limits, I think you can design an interface to avoid verification of identity.
How will you deal if a problem occurs with certain platforms? What is the difference between using the application or registering on many platforms? I mean, I can do that using trading bots.
Can I link my old accounts or will a new one be created? What will happen with platforms that prevent the creation of more than one account?

[OmegaStarScream]

Is this a joke, an application that can access multiple exchanges. If I understand correctly, are we going to log in to the accounts of the exchanges on this application?
Is anyone going to put their money into such an application?
I personally never.

I don't think that's what he meant. Of course, that's possible if they use your account's API but since he's claiming that you only have to go through KYC once, then he might be referring to platforms like ShapeShift or CoinSwitch where KYC is not required, or at least not when you're using them through a third party wallet/platform (Trezor, Exodus, and Coinomi are examples for that).

[shield132]

You think your idea is exciting but in reality it isn't. The idea of crypto is decentralization and what you offer is centralization at some point.
Before crypto there was fiat so let's learn from past experience. There is one project in Russia, WalletOne that offers you to move money on WebMoney, Yandex, Qiwi and other partner wallets, various deposit/withdraw possibilities and other online banking services except loans. It's almost analogue of what you mean OP and there are very serious people behind this project but somehow it's still not so popular, people prefer to use services separately.
When we talk about crypto, we have to consider that it's not bank and there are no money refunds, privacy is N1 priority. When major exchanges have some hacks and leaks, what do you think, will anyone really use all in one service? Or more likely possible all in one lose?

But I would love to see you launching Prepaid card, that will be much more popular and successful. But you know what people want? Result, not promises cause everyone gives promises but wishful results are rare. If I were you, I would launch Prepaid Card with some online banking features like currency exchange, some plans for cards usage (ATM fees, max daily spend, max withdraw and etc that changes according to paid plans), possibility to pay bills and etc via it.

Personally I wouldn't put much effort in AIO service but you know what you'll do, wish you success.