Juggy777 (OP)
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January 15, 2020, 08:07:23 AM |
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There’s a new regulation for gamblers who reside in UK i.e. from April 14th, 2020 you’ll can’t use your credit cards for online gambling. Now on paper this rule does seem harsh, but when I read their reasoning behind this decision I felt they have taken the right approach and it’ll help UK’s citizens. The key reason why I’m saying that this decision is correct because this move shall force people to gamble only with the money they have, but I’m sure many will not like this decision hence you’ll can post below and tell the community why you didn’t like this decision. Source: https://www.bbc.com/news/business-51103006
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Ucy
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January 15, 2020, 08:36:57 AM |
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Well, it is not a good idea to take big risk with borrowed money. The lenders are probably worried or protecting themselves knowing that the chances of the borrowers paying back on time or even atall is low. People could guarantee they'll pay back on time before borrowing. That guarantee could come in form of collateral. But who will take such a risk? If no one, why then take big risk with people's money?
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swogerino
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January 15, 2020, 08:53:19 AM |
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There’s a new regulation for gamblers who reside in UK i.e. from April 14th, 2020 you’ll can’t use your credit cards for online gambling. Now on paper this rule does seem harsh, but when I read their reasoning behind this decision I felt they have taken the right approach and it’ll help UK’s citizens. The key reason why I’m saying that this decision is correct because this move shall force people to gamble only with the money they have, but I’m sure many will not like this decision hence you’ll can post below and tell the community why you didn’t like this decision. Source: https://www.bbc.com/news/business-51103006A lot of gamblers will not like this decision at all.It heavily limits one person ability to add funds to his favorite gambling site.For people playing with bitcoin they don’t care much but I think most of UK residents play exactly with credit cards.This decision will make quite a few casinos change their way of accepting payments in a radical way.I hope that people can upload money to Skrill and pay with Skrill and hope this is not forbidden.
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Darker45
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January 15, 2020, 09:10:50 AM |
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I am not from the UK but it looks like this new policy is for the benefit of the UK gamblers themselves. If I were a UK citizen, I would be supporting this regulation, or perhaps a trimmed down version, one which is not going to be as harsh as this. How about putting a cap or a limit instead of disallowing it altogether? I actually would want the same regulation to be implemented in my country as well, not just in gambling but also in shopping. No pun intended! ![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
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CodyAlfaridzi
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January 15, 2020, 09:15:10 AM |
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I didn't know until now that most people gamble using credit cards. The ban is certainly a good thing. People who gamble using a loan are clearly addicted and should be prevented in doing so. I don't even know this was even a big thing duh. Why don't people use debit cards instead? Well, it is not a good idea to take big risk with borrowed money. The lenders are probably worried or protecting themselves knowing that the chances of the borrowers paying back on time or even atall is low. People could guarantee they'll pay back on time before borrowing. That guarantee could come in form of collateral. But who will take such a risk? If no one, why then take big risk with people's money?
On credit cards, the lenders are bank and I don't think they take any collateral. I guess people are doing it because they're so addicted to gambling and have easy access to money that they don't have in form of credit cards.
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o_e_l_e_o
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January 15, 2020, 09:18:42 AM |
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Someone from the UK can correct me if I'm wrong here, but didn't the UK ban people from buying cryptocurrencies with their credit cards a while ago, because they said it was too risky? It's a fairly easy progression from that to banning gambling on credit cards.
As much as I hate banks telling you what you can and can't spend your money on, and part of the reason we need a uncensorable currency like bitcoin, I actually don't have an issue with this, because credit cards are not your money. As the name suggests, they are a line of credit from the bank. You are spending the bank's money on gambling, and it's entirely reasonable for them to say no to that, since the risk of you defaulting on your repayments is very high. Further to that, if you lose when gambling on credit cards, then you are immediately in debt and that debt will rapidly increase with compound interest.
The article doesn't mention anything about PayPal though. Are they banning that too? Can people not just deposit to PayPal with their credit cards and then top up their gambling account that way?
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Mahanton
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January 15, 2020, 09:20:30 AM |
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I didn't know until now that most people gamble using credit cards. The ban is certainly a good thing. People who gamble using a loan are clearly addicted and should be prevented in doing so. I don't even know this was even a big thing duh. Why don't people use debit cards instead? Well, it is not a good idea to take big risk with borrowed money. The lenders are probably worried or protecting themselves knowing that the chances of the borrowers paying back on time or even atall is low. People could guarantee they'll pay back on time before borrowing. That guarantee could come in form of collateral. But who will take such a risk? If no one, why then take big risk with people's money?
On credit cards, the lenders are bank and I don't think they take any collateral. I guess people are doing it because they're so addicted to gambling and have easy access to money that they don't have in form of credit cards. Thats the danger of credit cards where you can spend out directly and even it do have limits but still a devastating thing. Its a good decision for UK government for them to stop out uncontrollable spending of gamblers online.Did they included Debit cards? And also this would be an opener for u gamblers to switch to crypto if they wont have any options left.
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kotajikikox
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January 15, 2020, 09:59:59 AM |
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There’s a new regulation for gamblers who reside in UK i.e. from April 14th, 2020 you’ll can’t use your credit cards for online gambling. Now on paper this rule does seem harsh, but when I read their reasoning behind this decision I felt they have taken the right approach and it’ll help UK’s citizens. The key reason why I’m saying that this decision is correct because this move shall force people to gamble only with the money they have, but I’m sure many will not like this decision hence you’ll can post below and tell the community why you didn’t like this decision. Source: https://www.bbc.com/news/business-51103006for me this is one perfect move to prevent people becoming Broke and deeply in credits because we knew how addicting gambling is and with our credit cards we are confident that everytime we run out of money then we can run using cards? this must be implemented worldwide for the benefits of every gambler,maybe this is not approve for others but in time they will realized how this can help.
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Ailmand
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January 15, 2020, 10:07:17 AM |
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Gambling with a borrowed money is not even a good habit. I guess this would limit people from Australia from going beyond their budget when gambling which is also limit them from gambling too much. I am sure some people will not be happy about it, but it is a good move from their government.
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Pmalek
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January 15, 2020, 10:15:07 AM |
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Many gambling providers allow deposits with Skrill and Neteller. Would that also apply to these payment options or will people be able to fund their Skrill/Neteller accounts with the credit cards and move that money to a gambling platform?
I know that with Neteller you have to tick if the deposited money will be used for gambling or not. If you tick that you wont use the money for gambling, you wont be able to deposit it with a sportsbook. Not sure if Skrill has that option as well.
When it comes to Paypal, many sites don't accept Paypal deposits or withdrawals at all.
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CodyAlfaridzi
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January 15, 2020, 10:20:31 AM |
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Many gambling providers allow deposits with Skrill and Neteller. Would that also apply to these payment options or will people be able to fund their Skrill/Neteller accounts with the credit cards and move that money to a gambling platform?
I know that with Neteller you have to tick if the deposited money will be used for gambling or not. If you tick that you wont use the money for gambling, you wont be able to deposit it with a sportsbook. Not sure if Skrill has that option as well.
Skrill does have that option as well. A few days ago I deposited to Skrill with Visa debit card and asked whether the deposited money will be used for online gambling or not. I think this requirement comes from the payment processor (Mastercard, Visa) so this applies to every legit digital wallet (Skrill, Neteller, Ecopayz, etc). So no, they would not be able to use their credit cards to fund Skrill/Neteller for gambling purposes.
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LFC_Bitcoin
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January 15, 2020, 11:58:29 AM |
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I wasn’t aware of this but it’s a good thing. It stops people messing up their finances & getting into debt gambling. It won’t stop every obsessive gambler because those kind of people always find a way but it’s a good start.
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Kasabus
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January 15, 2020, 12:21:19 PM |
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That seems to be a positive news as that could help reduce the gambling addiction.
There's a rule that's popular which is only gamble only what you can afford to use, and credit card could be a good weapon to break that simple rule. I am not saying everyone who gambles with credit card is bad, because I know credit card is also good for convenience but people who are prone to addiction might use their cc for gambling negatively.
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Ryker1
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January 15, 2020, 12:36:24 PM |
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Well, I think this is good news for the crypto enthusiasts and for sure it will give a boost to crypto price because of those gamblers who will be looking and find ways just to gamble. Of course, they will use crypto if they cant use their credit card to gamble. It is a piece of bad news for them if there is no gambling site that accepts crypto. But this is good news to those who addicted and those buried in debt will probably reduce.
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swogerino
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January 15, 2020, 02:37:17 PM |
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That seems to be a positive news as that could help reduce the gambling addiction.
There's a rule that's popular which is only gamble only what you can afford to use, and credit card could be a good weapon to break that simple rule. I am not saying everyone who gambles with credit card is bad, because I know credit card is also good for convenience but people who are prone to addiction might use their cc for gambling negatively.
That may be somewhat true but a credit card really in most cases is a relief.Whenever we run out of money we use that as a mean to buy goods and pay the debt every month to the bank.The fact that may impact someone in a negative way is not a convincing argument that this should be banned.In Europe most of the gamblers gamble exactly with that payment method and maybe other countries follow UK making difficult for many people to gamble.
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pakhitheboss
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January 15, 2020, 02:51:34 PM |
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Well, it is not a good idea to take big risk with borrowed money. The lenders are probably worried or protecting themselves knowing that the chances of the borrowers paying back on time or even atall is low. People could guarantee they'll pay back on time before borrowing. That guarantee could come in form of collateral. But who will take such a risk? If no one, why then take big risk with people's money?
They can easily use the overdraft on their account to play gambling, if there is anything left of it 😀. Borrowed money for gambling was always a bad idea, it increases your debt trap. It is always better to play with the spare funds or invest those in Bitcoin and play in a Bitcoin casino.
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Eclipse26
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January 15, 2020, 02:57:42 PM |
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It can help you to limit and prevent yourself to overspend money in gambling but what if gamblers decided to withdraw big amount of money before gambling and then they got robbed on their way there? I know this is such a wild imagination but what if? In addition, a casino with a lot of money can be more prone to theft. Even if the government just want to help the gamblers, there's always an other side or a negative side of things we implement.
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imstillthebest
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January 15, 2020, 03:13:30 PM |
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first of all thanks for posting this because i didnt even know that credit cards can also be used when playing gambling if you dont have a spare cash but that gambling are only for physical gambling/offline or it also works online on some site ? but i agree with you that this is a good idea to prevent people from playing gambling when they dont have a cash so that their credit bills wont get higher . there are still uses that a credit card can be use and they are more worth it .
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swogerino
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January 15, 2020, 03:15:19 PM |
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Well, it is not a good idea to take big risk with borrowed money. The lenders are probably worried or protecting themselves knowing that the chances of the borrowers paying back on time or even atall is low. People could guarantee they'll pay back on time before borrowing. That guarantee could come in form of collateral. But who will take such a risk? If no one, why then take big risk with people's money?
They can easily use the overdraft on their account to play gambling, if there is anything left of it 😀. Borrowed money for gambling was always a bad idea, it increases your debt trap. It is always better to play with the spare funds or invest those in Bitcoin and play in a Bitcoin casino. I agree with that but I also think from personal experience that whenever I need to top up my balance for gambling with a quick 10-20 Euros there is no better option than the credit card.A responsible person knows how to plan all of his spendings for a month.The only fact that it may impact someone negatively does not convince me at all for this law.
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beerlover
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January 15, 2020, 04:57:02 PM |
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I think this is a good decision, after all "credit card" means you may spend money you don't have on gambling as well which is probably the worst thing that could ever happen. UK gamblers could potentially still buy bitcoin with their credit card and gamble with bitcoin which is a sad situation I know but it could potentially still happen.
On the other hand, I would suggest all nations to follow directly, you should be able to gamble with the money you have, but never should gamble with money you don't have, we have heard so many people who go into big debts over gambling and screw their own life, that is not really something we could really support as a world, some people maybe addicted like drugs or drinking so we should try to help them as much as possible with laws.
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