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Question: Do you think ever there will be need of bitcoin bank?
Highly need - 2 (5.3%)
Need if possible - 2 (5.3%)
Neutral - 5 (13.2%)
Might not - 3 (7.9%)
Absolutely not - 26 (68.4%)
Total Voters: 38

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Author Topic: Bitcoin bank, Necessary?  (Read 791 times)
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January 24, 2020, 09:25:59 AM
 #1


Bitcoin can be the future bank all over the world. It might be similar value of World Bank.

Now a days there are so many big transactions are done with crypto currency. If people don’t want to tell globally about their transactions they may use crypto in big number of amount in a single transaction, and nobody else can recognize that why and what they do transfer.

If there any kind of illegal activities involved in that transaction then if there is bitcoin bank exist over there then some kind of transactions may be stop by the bank.

In that case all the government make bitcoin bank in future, they will ask for all account’s details and the person who access the account. If all holders gives them details then it will be it safe or not?
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January 24, 2020, 09:41:29 AM
 #2


Bitcoin can be the future bank all over the world. It might be similar value of World Bank.

Now a days there are so many big transactions are done with crypto currency. If people don’t want to tell globally about their transactions they may use crypto in big number of amount in a single transaction, and nobody else can recognize that why and what they do transfer.

If there any kind of illegal activities involved in that transaction then if there is bitcoin bank exist over there then some kind of transactions may be stop by the bank.

In that case all the government make bitcoin bank in future, they will ask for all account’s details and the person who access the account. If all holders gives them details then it will be it safe or not?
Do you really know what is the purpose why bitcoin was created and what is its function? If the government will build a bitcoin bank to control its users, then it will be useless to use bitcoin at all. It is decentralized and it gives freedom to its users. Bitcoin bank is unnecessary. It's just a waste having that in bitcoin.



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January 24, 2020, 10:07:02 AM
 #3

If all holders gives them details then it will be it safe or not?
Safe in what aspect? the banks always do collect the information of their clients whether you are a depositor, a borrower, they'll get the necessary details of their customers. Having our own wallets make us the bank itself. Although, I've heard that there's already some bitcoin banks but the duly purpose of it isn't being the bank itself but probably into business like lending bitcoin to their users or something like that. I'm still confused how they'll work.

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January 24, 2020, 10:08:12 AM
 #4

Nope! Not only is it not necessary; it is even absurd. Banks will have to go in the age of Bitcoin. With Bitcoin, you are not only the bank yourself, you are also carrying with you the entire banking system.

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January 24, 2020, 10:12:27 AM
 #5

no one also knows that this is a government project from several countries to replace banks and fiat currencies when they fall and fail, why don't they actually have planned bitcoin for a long time and invite people to make transactions anonymously and privately decentralized so that it is not centralized and controlled by any government, but there is someone who controls this for the next project, I'm still confused who bought bitcoin until now the price is high, hoping they print more fiat currencies to increase the price of bitcoin again, I'm neutral and don't talk much about bitcoin bank, lol  Grin

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January 24, 2020, 10:18:21 AM
 #6

Having a bitcoin bank will only give us the same experience we currently have right now with our fiat. Bitcoin was created to bypass everything that restricts us from using fiat. If bitcoin bank will be created and will fall in the hands of the government or any private institution, this will only remove our freedom of using bitcoin in any terms we want.
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January 24, 2020, 10:40:30 AM
 #7

Interesting thought. So there are already different tokens/ crypto companies that provide loans to users. Therefore you would not need a bank for loans BUT I think that a social interaction between humans is necessarry so those banks might have a chance

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January 24, 2020, 01:15:26 PM
 #8

First and foremost, do you really understand the word decentralization? If you do, then why are you asking whether bitcoin bank is necessary. Having a bitcoin bank simply means centralization is been introduced into the bitcoin ecosystem. Banks control the amount of funds you can send at a particular point or moment in time with ridiculous transaction fees. The bitcoin wallet is all that you need..
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January 24, 2020, 01:18:08 PM
 #9

So, what will be the purpose of having a bitcoin then?
Yeah, let us put in a bank and then give all our information. What is the difference with having fiat in a bank?

You made so much effort into buying bitcoin and all of a sudden you just want the same thing which is happening with fiat.
The same thing which banks do. Where is the change there? It is the same traditional bullshit banks will do and we are still the losers in the end.
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January 24, 2020, 01:34:02 PM
 #10

So you want to combine two concepts that are impossible to be with each other?
We all know banking is a centralized thing, someone needs to take over full control and view of a bank and bitcoin is a decentralized currency. Basically from what bitcoin is, we don't really need banks to manage funds. If we then want to push this through bitcoin will never be known as decentralized currency after that.

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January 24, 2020, 01:35:59 PM
 #11

I don't think it is necessary however the fact that mainstream zio-banks are not trying to persuade people in to crypto-services with them, is quite mysterious and in fact, suspicious to say the least. I think it could work reasonably good, definitely in favour of the clients, without doubt embracing banks with additional safety features. This must be the exact reason why they retain themself from going "full" crypto, they don't care about clients, their safety and convenience, all they need is to fracture the sh#t out of reserves they don't have and take unrightful control over as much real wealth, goods and land as possible.
Bitcoin prevents fracture reserve systems from emerging, it is incompatible although usury friendly even with it's limited cap.
There's just one problem, people would notice very fast, how usury is fraudulent in nature and banking position of power could be changed forever.

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January 24, 2020, 02:04:50 PM
 #12

Having a bitcoin bank will only give us the same experience we currently have right now with our fiat. Bitcoin was created to bypass everything that restricts us from using fiat. If bitcoin bank will be created and will fall in the hands of the government or any private institution, this will only remove our freedom of using bitcoin in any terms we want.

It will be difficult for us if there are bitcoin banks because most banks are managed directly by the government and that there is oversight, so the purpose of p2p bitcoin again in there is a bitcoin bank.
Many people will have a hard time if this really happens I hope bitcoin will continue to be recognized in various countries not controlled by the government it will be difficult in my opinion.

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January 24, 2020, 02:29:07 PM
 #13

A government Bitcoin bank would defeat the purpose of Bitcoin because the intent of it is to allow us to use and store our money without relying on any government or business.

However I could see a regular bank providing cryptocurrency services to customers as a way to make it more accessible to people that aren’t computer savvy.

 
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January 24, 2020, 02:30:22 PM
 #14

when steam engine was invented the stables (for horses) became obsolete and there wasn't any need for it. you can still build one and hold horses there but they won't be used for transportation.

with bitcoin, the need for banks no longer exists. you can create a bitcoin bank and get some fools in (like what Coinbase is doing) but it is only limited to those fools and has no other usages.

There is a FOMO brewing...
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January 24, 2020, 02:50:13 PM
 #15


If there any kind of illegal activities involved in that transaction then if there is bitcoin bank exist over there then some kind of transactions may be stop by the bank.
Do you have any knowledge about bitcoin? How bank will stop transactions?  Bank cannot do anything.Bitcoin is decentralised and open source. If you don’t have any idea then search what is decentralised and centralized.if after sending your bitcoin you can't do anything.               

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January 24, 2020, 02:57:07 PM
 #16

Even now people go to banks for withdrawal and deposits without using the deposit machines or the ATMs. This is all because of the lack of knowledge about banking process. Likewise there will be people around the world, when a bitcoin bank is started it'll benefit such people who wish to use and benefit out of bitcoin. This also serves as a promotion to the bitcoin, because it doesn't have any promotion particularly.

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January 24, 2020, 03:06:43 PM
 #17

There are already banking going around bitcoin. It has been used both as a currency and collateral. People are getting paid interest in bitcoin or being made pay in bitcoin for loans. As well bitcoin are used as collateral for USD or other loans. There are insurance of and in bitcoin. There are hedges that use bitcoin. Though we still need more banking options in bitcoin to increase its adoption.



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Rainbot
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January 24, 2020, 03:10:31 PM
 #18

It sounds like a useless idea. Cryptocurrency is free from banks and other regulations.
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January 24, 2020, 03:30:22 PM
 #19


Bitcoin can be the future bank all over the world. It might be similar value of World Bank.

Now a days there are so many big transactions are done with crypto currency. If people don’t want to tell globally about their transactions they may use crypto in big number of amount in a single transaction, and nobody else can recognize that why and what they do transfer.

If there any kind of illegal activities involved in that transaction then if there is bitcoin bank exist over there then some kind of transactions may be stop by the bank.

In that case all the government make bitcoin bank in future, they will ask for all account’s details and the person who access the account. If all holders gives them details then it will be it safe or not?
I do not think bitcoin banks are necessary. Bitcoins are a digital currency so how would banks help us in storing bitcoins. They would need large cold storages in order to store bitcoins of the peoples but it is not really necessary.
We peoples can use and store bitcoins so why do we need to rely on banks?
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January 24, 2020, 03:48:45 PM
 #20

No, we don't need another banking system. Otherwise, what's the point?
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