I thought you were wasting your money because you simply violated one of their terms of use.
3.6 A Monese Account is for personal use only, not for business use. If you use your Monese Account for business purposes we may close your Monese Account immediately.
As a general advice, if you are unable to create an account on your own and activate your identification documents plus all your personal data, you are exposing your account to be closed at any moment, especially with the new anti-money laundering laws.