I had purchased over 5000 world's best Tutorials of all types combined worth of which is over 10+Mn GBP, which is able to get me a loan of sorts if I give you direct access to them along with repayment of the loan with your set %?
Maybe useful to you but not so for a lender.
If there is no secondary market for the "collateral" then there is no meaning for the lender to accept it as collateral. Finding out a buyer for these tutorials would be a hectic job for the lender if (make that "when") you default your loan. Nobody is willing to take that burden.
Also I can share PayPal & LBC & Blockchain previously 50+ BTC txn.
Account impersonation is rampant.