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[sgenuine]

Defi some coins will just become worthless in coming months and may be handful may still exist, but its value would fallen a lot from its high. Now not sure if it can anytime in future cross its ATH price or no. So I am avoiding tis for now and once it has fallen drastically and reach its bottom then can think about its future and may considering buying it.

Nevertheless, DeFi will survive. The influx of new users who came to the crypto world thanks to DeFi will affect the development of other projects. This is at least indicated by the growth of the main sandbox of DeFi projects, Ethereum.

[Abiky]

Indeed, investors (specially newbies) are still investing in defi projects.
They are not done on this defi hype and I think it will only end if there's something new on crypto that makes people switch to another trend.

Though there are defi projects that is good as an investment, like the past ICO and IEO, scammers are also doing their best to scam the investors by creating a scam projects on defi hype.

The "De-Fi" hype will continue for quite some time until something new takes the crypto world by storm. Just as the ICO hype ended some time ago, the same will happen with "De-Fi". Only time will tell us which technologies and ideas will stay, and which will fall apart. If "De-Fi" delivers as promised without disruptions, it'll be able to last a lifetime. Personally, I'm not worried about "De-Fi" interest rates declining as long as the protocol works as intended. This is the normal behavior of "De-Fi" since it's backed by algorithms and crypto assets in the Blockchain space. The more borrowers there are, the higher the interest rates will be. But if most people are lending their tokens for profit, then interest rates will decline. What matters is not how much profit you'll make in the long run, but rather how useful "De-Fi" platforms are for decentralized banking. So far, major "De-Fi" platforms have done a great job in bringing "Banking to the Unbanked" with any disruptions whatsoever. We're going to have to wait for a couple of years to see if the industry matures in the mainstream world.

All in all, it seems to me that "De-Fi" is here to stay. While it has a higher risk than traditional banking, the fact that you can obtain loans or even lend your tokens for profit without middleman it's truly revolutionary. In a crypto-only economy, "De-Fi" may be all the unbanked people need to manage their finances without ever needing a bank. At least, that's the vision of "De-Fi". But knowing that banks are too big to fail and have long dominated the mainstream economy, it's nearly impossible to live only with crypto using "De-Fi" platforms. No matter how attractive "De-Fi" may seem to be, it'll only serve as an alternative to traditional banks than a replacement. Just my thoughts

[arufox]

I remember when Defi in hype situation, the Ethereum gas fee increase so high and I think the highest fee I meet is about 500-600gwei because a lot of people joining and make transactions in ETH blockchain, But now ethereum fee only 20gwei, so YES Defi hype is over we come back to normal ethereum fee and I'm so happy to see this

[ZEIIMAN]

Unfortunately, now DeFi is not suitable for ordinary users and scenarios for the type of loan to expand a business, buy a car or something like that. Loans in DeFi do not go beyond the world of cryptocurrencies, and are mostly made with the speculative goal of "making money quickly". And the cryptocurrencies themselves have not really received any official status yet. Laws are just being written for them. Therefore, it is still very, very, very early to talk about an alternative to banks.

In my humble opinion, the hype in 2020 under the brand "DeFi" is not over yet. To date, the ideas of decentralized Finance continue to excite fragile minds, setting new growth records and inflating the bubble. But if you look at it, there is nothing fundamentally new in Defi, most of the projects under today's label "DeFi" have existed since 2017-2018. But for some reason, in only 2020, they raised such a fuss that this is such a necessary, necessary thing today, and that tomorrow, well, the day after tomorrow, they will change the world, of course for the better.

[btc-facebook]

It's something bad happened to DeFi tokens. They ended in a very short time. Many investors have complained about DeFi. This removes the user's trust in DeFi tokens, and has a negative effect on Ethereum smart contracts as the largest token producer today.

Something built with hype won't last long, and investors should already know about this,
hype is just a momentary trend, when the trend weakens, the price will fall sooner or later,
maybe some people will be disappointed with the DeFi project, but some others will use this to buy DeFi coins that have good potential in the future,
because there were several prices falling, not because the project died, but sometimes because many holders were impatient and sold their assets at low prices.

[Swopon]

All summer, and especially August, the market was booming with news about the super growth of tokens. Yeald farming, stacking gave crazy interest. New tokens appeared every day, the number of assets involved in this area was steadily growing. And what we see now:

source: @ceterispar1bus

Some projects have already reached -90%, yeald farming is no longer so profitable.

All large projects have fallen in price, not to mention any little-known tokens with low liquidity. Is the market entering a new phase?

What will this correction give us? The market will be cleared of all garbage and DeFi will be promoted exactly as a technology, as before, not just a desire to collect money from the crowd or should we wait for a second wave, as it was in 2017, when after the correction many alto tokens grew even more and then died forever?

I believe that everything will not stay forever. Defi projects are still getting successful and the recent one is DEGO Finance. They got a huge response from the market. So it is difficult to say the Defi hype is over rather than we can say the success rate is getting down as it will also be dropped accordingly.

[gabbie2010]

Defi some coins will just become worthless in coming months and may be handful may still exist, but its value would fallen a lot from its high. Now not sure if it can anytime in future cross its ATH price or no. So I am avoiding tis for now and once it has fallen drastically and reach its bottom then can think about its future and may considering buying it.

That's right, I see a lot of Defi coins dropping up to 50% when they were first released on Exchange, so that it makes investors who buy during Pre-Sale lose a lot of their assets. I also invested in the DeFi project and it was a huge loss too. So I think Defi HYIP is over.

There value will surely dropped based on the numbers of these so-called DEFI projects are being pumped into cryptos market, taking a cursory look at the bounty section of the forum, there are many of them popping out daily, however some of the projects might survive based the bullish outlook of the market presently,  meanwhile some investors are always selective in DeFi projects.

[ichi]

Obviously, they made a benefit and they escaped them to proceed onward to other DEFI ventures. I find that CEFI on CEX is more gainful and is destined to be steady.

Somewhat because of bitcoin's bullish pattern halting in some news, individuals are placing their cash for possible later use.

We ought not simply to take a gander at the ATH and current costs, yet rather see them every now and then. Actually, DEFI is as yet causing a decent benefit in the course of recent days so far.

[purka5]

There value will surely dropped based on the numbers of these so-called DEFI projects are being pumped into cryptos market, taking a cursory look at the bounty section of the forum, there are many of them popping out daily, however some of the projects might survive based the bullish outlook of the market presently,  meanwhile some investors are always selective in DeFi projects.

I agree that the future of the projects depends too much from the future of the cryptocurrency market. If cryptocurrency market will raise it will be much more simple to survive to many projects. People will continue to buy tokens hoping that their price will raise in future. Now many Defi projects use staking system to encourage people to hold tokens. Here is an article about staking https://medium.com/bonfiorg/introducing-bonfi-web-staking-7368467d18cc

[bubbalex]

Now it seems that the hype is really over. The majority of projects are in a strong minus relative to the ATH, and very few have preserved at least some good price, many projects have dumped to zero/closed/scammed. Seems like the next trend is NFT tokens?

[RealMalatesta]

I believe that everything will not stay forever. Defi projects are still getting successful and the recent one is DEGO Finance. They got a huge response from the market. So it is difficult to say the Defi hype is over rather than we can say the success rate is getting down as it will also be dropped accordingly.

Maybe we can say the hype and the FOMO is gone by the success and potential remains as there are some excellent projects in the Defi market which even I am keep an eye on but then there are scams and fake projects too so you just have to make sure that you pick the right one if you are an investor and the DeFi hype is over but there are still some potentially amazing projects coming up and in the making.

It is more like a traditional graph where we can see a huge growth initially but as the market gets matures the graph becomes stable and the success and investment rate is decreased too. One can compare with the iPhones when they come to market they are costly but with time the price drops almost every time for the same mobile, because there is a hype and once it's over the market gets more timid.

[fmz89]

defi hype exhausted with dozens clone each day came up with similiar things

even old project become defi-featured to attract new comers

crv is the worst dump, cause 2M coin inflation per day, like uniswap coin they doing same inflation model to high,

at this point defi farming begin to die slowly, btc bull run make even worst for defi to got support buyer, only left dumpers

[trauchot]

DeFi hype is still ongoing and that is why so many cryptocurrencies are now being created in defi sphere, but do not forget that most defi tokens are rapidly falling in price and therefore you must have time to sell your defi tokens or they may even depreciate, so be always on the alert.

[_IRMAN]

It seems true that the hype has begun to decline, seen from the low GAS price recently, unlike when Uniswap gave free tokens.

[Mandarava]

I think that three years after the 2017 hype, a very large number of investors have become much more cautious. And in general - a huge number of sane people understands perfectly well that this whole epic with defi projects is, by and large, another hype, and most of them will turn out to be a scam.

[Kong Hey Pakboy]

I think the DeFi hype is not yet over because the only reason why every DeFi has decreased all of its value due to bitcoin's sudden pump that it maintains or stay to it's $13,000+ price. So it only means that many people convert all of their coins into bitcoins because they may assume that bitcoin will reach its ATH again.

[Vishnu.Reang]

I never understood the reason why investors in cryptocurrency sector pump tens of millions of USD in projects where not even the initial phase of development is complete. Some of these projects do have good ideas. But before pouring in so much money, shouldn't they check whether the development team is capable of completing the project on time? This was the reason why the IEO/ICO sector went down. Now the same is repeating with DeFi.

[BTCappu]

I honestly got too much hyped for the tokens like UNIswap and a few others but the way they have performed has concerned me and feels like the hype is really over and all the talk around the DEFI was nothing but a bubble that has been burst pretty hard.

The UNI token was doing so good initially and instead of selling my free coins which I got from them as a trader on their exchange in past, I instead bought a bunch of more tokens in hope that the token must do well because it had such a transparent distribution and there is no way the token must go down. But now I feel like it is never going to come up again to same price even where it started initially.

[Lite_bro]

There value will surely dropped based on the numbers of these so-called DEFI projects are being pumped into cryptos market, taking a cursory look at the bounty section of the forum, there are many of them popping out daily, however some of the projects might survive based the bullish outlook of the market presently,  meanwhile some investors are always selective in DeFi projects.

I agree that the future of the projects depends too much from the future of the cryptocurrency market. If cryptocurrency market will raise it will be much more simple to survive to many projects. People will continue to buy tokens hoping that their price will raise in future. Now many Defi projects use staking system to encourage people to hold tokens. Here is an article about staking https://medium.com/bonfiorg/introducing-bonfi-web-staking-7368467d18cc

And I think that under any market conditions, a project should be developed if it is really worthwhile.

[Darlingtona]

I'm not sure it's over, there are some projects that are making waves still. And some that their farming are yeilding something potential. I know of that I have been making profits through their staking. YNTI , CURVE and some others are unique projects. Always search and read to know how unique they are. It's not just ordinary Defi