Forget about wrench, i doubt $20 is enough to change phone number (on some parts of the world) and email address (if you use paid ones).
And talking about physical threat, let's hope the theft doesn't use gun or other more dangerous weapon
A phone number change is actually free of charge with my carrier, but the troubles of notifying all your contacts, if you used that phone for business changing it will result in far more material damages, same for the email, but at least that is something I'm not concerned of, I've received some phishing emails but things have come to a stop.
The home address is the troublesome part, you never know what stupid ideas might run through some desperate people's brains especially in these times when a lot don't have money and all over the news they keep pushing the narrative on how a few BTC can set you for life.
I tried signing up to a crypto platform recently and not only did they want scans of my stuff but a selfie with my ID. Fuck that. They don't even ask for that when you open up a bank account here or on some other investment platforms I've used so no idea why this is necessary and I don't fancy a picture of me with my ID potentially floating around the darknet.
I think this has got out of hand with this whole verification stuff, I've too opened betting accounts and they never asked for a copy of my id, I've been with Betfair for 7 years and all they've asked was a bank statement when I chose to withdraw money via bank and no to the card with which I deposited. That's was all, and now some shitty exchange wants a picture of my id, a selfie with the id and the new step is to activate your camera and do a video of yourself, looking right and looking left and ...clicking the x button and saying fy and your platform!!
And the most annoying fact is that they don't even care how real those documents are, nobody actually checks them, and even if they would want to most of them have no real legal way of doing so.
