Validating? Do you mean confirm?
Yes, it is normal for transactions to take longer to get confirmed. Especially if the mempool is clogged up as it is right now.
Check the fee of your transaction. Then head over to
https://core.jochen-hoenicke.de/queue/#0,24h and look at the 3rd graph.
The mempool has to clear to a point where the fee is below 1MB of the tip for it to get confirmed.
Depending on the fee, this might take hours or even days.
You don't need to worry.
Nothing happens if it doesn't confirm. You won't lose your coins. It either confirms or in the worst case it doesn't and after 2 weeks the transaction is dropped from the mempool which means you still have your coins in your "old" (sending) address.