SmartCredit - AI-driven self-custodial neobank

[lvsca]

hali so far where have SmartCredit Tokens been traded? Is it only listed on Uniswap, or has it been traded on the stock exchange? I want to buy it but it costs quite a lot of transaction fees at Uniswap

[Sunderland]

hali so far where have SmartCredit Tokens been traded? Is it only listed on Uniswap, or has it been traded on the stock exchange? I want to buy it but it costs quite a lot of transaction fees at Uniswap

from SmartCredit telegram: "Next week we will have major exchange listing announcement"

[hopenotlate]

I want to know what's rinkeby?

Rinkeby is an Ethereum testnet (or test network). Testnets are typically used by developers to run "tests" for their application or software. Currency on testnet are valueless. Rinkeby testnet, unlike Ethereum mainnet, is a proof-of-authority network, as opposed to a proof-of work network like Ethereum mainnet.

[lvsca]

hali so far where have SmartCredit Tokens been traded? Is it only listed on Uniswap, or has it been traded on the stock exchange? I want to buy it but it costs quite a lot of transaction fees at Uniswap

from SmartCredit telegram: "Next week we will have major exchange listing announcement"

thank you for the information, hopefully the team will choose the top birsa top, it will be very good it will definitely boost prices and have a large trading volume too, hopefully there will be surprises in the future as well as an increase in users

[polokvinnz]

Good idea to create Rewards Pool for the Beta Testers. It will interest more participants and can help the project also

[hopenotlate]

Good idea to create Rewards Pool for the Beta Testers. It will interest more participants and can help the project also

Indeed.
Everyone is welcome to join this testing phase and here is a couple of links explaining in details how to join it for those interested.
Tester will be rewarded in smartcredit tokens and who knows what their value might be in the future.

https://medium.com/smartcredit-io/smartcredit-io-release-1-1-beta-c919def05033

https://www.youtube.com/watch?v=t8G9XlO7U-8

[SmartCredit]

Good idea to create Rewards Pool for the Beta Testers. It will interest more participants and can help the project also

Indeed.
Everyone is welcome to join this testing phase and here is a couple of links explaining in details how to join it for those interested.
Tester will be rewarded in smartcredit tokens and who knows what their value might be in the future.

https://medium.com/smartcredit-io/smartcredit-io-release-1-1-beta-c919def05033

https://www.youtube.com/watch?v=t8G9XlO7U-8

Users need to register first via email to beta@smartcredit.io to take part in the Beta testing.

[roosbit]

Interesting Project you have here, just a few questions....

In terms of Fixed-term loans and Fixed interest loans how do you account for aggressive crypto price fluctuations especially in instance where price drops,does the borrower have to pay the fixed amount of  crypto or pegged value ?

[Sunderland]

Interesting Project you have here, just a few questions....

In terms of Fixed-term loans and Fixed interest loans how do you account for aggressive crypto price fluctuations especially in instance where price drops,does the borrower have to pay the fixed amount of  crypto or pegged value ?

As far as I know, borrowers must pay the fixed amount of crypto because SmartCredit is not the same as other lending platforms.
1. No pooling (peer to peer).
2. Fixed Interest rate - both sides can fix their loan interest payments or invest received at the beginning of the contract.
3. Fixed loan maturity - to reduce the collateral requirements to the borrowers.
You can read all the info here https://medium.com/smartcredit-io/crypto-fixed-income-and-smartcredit-io-eddb5841ca4e

[denshiplas]

As I see SmartCredit 1.1 Beta has pretty wide functionality and any user can find something useful and interesting here

[Sunderland]

"The USDT-SMARTCREDIT market pair will be open for trading on https://global.bittrex.com/home/markets"

This gonna be big  Well done team, and now I'm curious which DEX will be released soon.

[SmartCredit]

AMA every Saturday 1800 UTC, stop in and get all your questions answered.

[Sunderland]

AMA every Saturday 1800 UTC, stop in and get all your questions answered.

I'll be there, always nice to see the co-founder/CEO-CTO who really cares about the project.
Not a big holder here but I want to know the plans for V1.2, yield farming, etc. 

[hopenotlate]

This is one of the most comunicative  and available team I have ever met in cryptosphere : weekly AMA ( btw next one will be held in around ten hours at 18 UTC, daily presence in telegram channel and also answering private messages.

Hats off.

[dihari]

SmartCredit seems to offer some innovative features to the lending market.

While I prefer to stay anonymous most of the time, I like the idea of getting a better deal with the Crypto Credit Score.

Can you or someone here explain what's the meaning of Crypto Credit Score? Is the the platform requiring kyc?
Since the platform is peer-to-peer and decentralized I believe it's going to have more impression in cryptosphere.

[Sunderland]

SmartCredit seems to offer some innovative features to the lending market.

While I prefer to stay anonymous most of the time, I like the idea of getting a better deal with the Crypto Credit Score.

Can you or someone here explain what's the meaning of Crypto Credit Score? Is the the platform requiring kyc?
Since the platform is peer-to-peer and decentralized I believe it's going to have more impression in cryptosphere.

Credit score calculated from the borrower financial score, social score, and psychometric score.
https://smartcredit.io/knowledgebase/what-is-borrower-psychometric-score
https://smartcredit.io/knowledgebase/what-is-the-borrower-social-score
https://smartcredit.io/knowledgebase/what-is-borrower-psychometric-score

SmartCredit offers borrower to do the credit scoring, that's optional.
If the borrower completes it then he can have a better interest rate and better collateral requirements.
If the borrower decides to stay fully anonymous, that's ok but the borrower will need to pay more interest.

However, even anonymous users will have LESS collateral requirements than the Compound/Aave.
How? Use fixed-term loans - your collateral will be less

Need more details? you can join AMA 1800 UTC today here https://t.me/SmartCredit_Community

[hopenotlate]

Wow, want to congratulate SmartCredit DeFi project with the listing on Bittrex exchange, it is very big step for the project I think

This Is not all, founder anticipated that is confirmed but still not announced ( mybguess it will happens in the bear future) SmartCredit token listing on a Dex with very low gas fee.

In the meanwhile someone, who joined today's ama spotted this tweet https://twitter.com/loopringorg/status/1365149832827064320?s=20....
.

[Golftech]

AMA every Saturday 1800 UTC, stop in and get all your questions answered.

This is one of the most comunicative  and available team I have ever met in cryptosphere : weekly AMA ( btw next one will be held in around ten hours at 18 UTC, daily presence in telegram channel and also answering private messages.

Hats off.

For someone who really like to understand the full concept of this project, The CEO/co-founder of this coin
is there to answer each querries, Take some time to listen or even participate with the discussions if you are
inrerested to learn more about the actual offer and how will you take the advantage of using the actual service
of this coin.

It's already been added to bittrex global good step to have more traders to join the ride.

https://global.bittrex.com/Market/Index?MarketName=USDT-SMARTCREDIT

[SmartCredit]

ff 
SmartCredit.io is developing a decentralized peer-to-peer global lending marketplace by connecting lenders and borrowers without intermediaries. Lenders can offer their funds and borrowers borrow the funds on the global marketplace.
You can get specific information for specific user roles like lender, borrower etc. from the links below:

ffSmartCredit | Knowledge Base

fffff

https://smartcredit.io/knowledge-base

ffFollow us:

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https://twitter.com/smartcredit_io

fffff

https://t.me/SmartCredit_Community

fffff

https://www.reddit.com/r/Smartcredit

[hopenotlate]

Warning for everybody

Cofounder Martin Ploom just warned people there there Is a SCAM site trying to impersonate SmartCredit project : be careful guys only official site is SmartCredit.io.

There are no giveaway or whatever too good to be true offer related to smartcredit tokens.

Also some telegram user are mentioning there is also a fake telegram group : watch out guys be careful and always refer to addresses mentioned in original post here or on SmartCredit.io site