What online bank are compatible with coinbase? How to get your USD w/o a bank

[beamin]

I have a problem with "checksystems" its kind of like a equifax/experian for banks to see if you have credit history with banks that you didnt close out accounts that owed money on, that you are not a terrorist (thats true parrt of the patriot act) and that might have bad crdit but you never burned a bank/had a bad account. Problem is this: according to checksystems" I am dead died in 2011 and havent been able to open a bank of america PMC etc etc I went to just about every brick and motor bank and credit union and they all say I'm dead. Checksystems has no consumer side of things no 1800 number customer serivice or anything, so I have been for years trying to prove to them that there was some glitch and I am in fact not a ghost opening up accounts. If anyone here knows how to deal with/get a hold of checksystems tell me please! When you google "dead in checksystems" you mainly get stories of people who have given up and are looking for banks that dont use it. Not good.

I did find one bank VaroBank got the atm card and checks, its a FDIC legit bank just online, but coinbase doesnt recognize them as a bank and coinbase hasnt gotten back to me in 3 months and about 20 emails/support tickets to manually attach the account. It doesnt even recognize my visa debit card.

So who here has coin base and an online bank that works with them? Or is there another way to get your bitcoin into fiat? I have a trezor and can open a wallet on my phone. There used to be bitcoin ATMs but I dont think they have those anymore and I dont know how they would work with coin base or if I would have to turn my fiat back into BTC put in a wallet on my phone and use the bitcoin ATM. I have bills due and want to use some of this money I worked so hard to earn, so many sleepless nights watching charts,

[KonstantinosM]

I don't think you can be dead in chexsystems.

Are you sure you didn't just close a bunch of bank accounts that you owed money on or where not righting bad checks?

You can in fact find your chexsystems report and contest bad items with the banks that put them on your report and settle them.

Checksystems has no consumer side of things no 1800 number customer serivice or anything, so I have been for years trying to prove to them that there was some glitch and I am in fact not a ghost opening up accounts. If anyone here knows how to deal with/get a hold of checksystems tell me please! When you google "dead in checksystems" you mainly get stories of people who have given up and are looking for banks that dont use it. Not good.

https://www.chexsystems.com
They have a phone number right on the website

Contact Us 
Mail

Chex Systems, Inc.
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
Fax

602.659.2197

Telephone

800.428.9623
More Information

Maybe what you have is a freeze, you can try to lift it using their website by getting a replacement pin.

[LeGaulois]

@beamin

Have you ever think to use Bisq?
https://bisq.network/markets/?currency=btc_usd

It's a decentralized exchange with no authority over your funds. You just need to install the software, add your bank account numbers, deposit your bitcoins and start trading with people.
...people who won't bother you with any kind of verification and chexsystems, or not recognizing your bank details.

If you need to receive money with something else than a bank account, you can also use it to receive with US Money Order, cash with F2F...

[beamin]

I don't think you can be dead in chexsystems.

Are you sure you didn't just close a bunch of bank accounts that you owed money on or where not righting bad checks?

You can in fact find your chexsystems report and contest bad items with the banks that put them on your report and settle them.

Checksystems has no consumer side of things no 1800 number customer serivice or anything, so I have been for years trying to prove to them that there was some glitch and I am in fact not a ghost opening up accounts. If anyone here knows how to deal with/get a hold of checksystems tell me please! When you google "dead in checksystems" you mainly get stories of people who have given up and are looking for banks that dont use it. Not good.

https://www.chexsystems.com
They have a phone number right on the website

Contact Us 
Mail

Chex Systems, Inc.
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125
Fax

602.659.2197

Telephone

800.428.9623
More Information

Maybe what you have is a freeze, you can try to lift it using their website by getting a replacement pin.

WOW thanks for the info when I last tried this a few years ago they didnt have any of this. I never write bad checks or have bad credit and all my accounts had been in good standing.

[beamin]

@beamin

Have you ever think to use Bisq?
https://bisq.network/markets/?currency=btc_usd

It's a decentralized exchange with no authority over your funds. You just need to install the software, add your bank account numbers, deposit your bitcoins and start trading with people.
...people who won't bother you with any kind of verification and chexsystems, or not recognizing your bank details.

If you need to receive money with something else than a bank account, you can also use it to receive with US Money Order, cash with F2F...

Is it trust worthy? I need the bitcoins to go into a different account then my main banking account to keep everything compartmentalized . Whats F2F do they mail you the money order?

[LeGaulois]

...

Is it trust worthy? I need the bitcoins to go into a different account then my main banking account to keep everything compartmentalized . Whats F2F do they mail you the money order?

Yes it is, I use only this, and I do the same as what you're looking for. I use different bank accounts than my main one, then forward the money to my main bank account. Or sometimes directly use with ATMs the debit cards I have with each account.
It's better to use an alternative bank when you use a P2P exchange.

Bisq has a security deposit. https://bisq.wiki/Security_deposit
If something goes wrong the other party will lose the initial amount to trade + the security deposit. And it truly participates to make a "safe environment"

F2F=face to face.
Not long ago Bisq added a "Cash by mail" option, so you can receive the money directly at home ^^.

[beamin]

@beamin

Have you ever think to use Bisq?
https://bisq.network/markets/?currency=btc_usd

It's a decentralized exchange with no authority over your funds. You just need to install the software, add your bank account numbers, deposit your bitcoins and start trading with people.
...people who won't bother you with any kind of verification and chexsystems, or not recognizing your bank details.

If you need to receive money with something else than a bank account, you can also use it to receive with US Money Order, cash with F2F...

Is it trust worthy? I need the bitcoins to go into a different account then my main banking account to keep everything compartmentalized . Whats F2F do they mail you the money order?

[DaveF]

Is it trust worthy? I need the bitcoins to go into a different account then my main banking account to keep everything compartmentalized . Whats F2F do they mail you the money order?

F2F = face 2 face.
You meet and they hand you cash.
https://bisq.wiki/Face-to-face_(payment_method)

Or you can open an account at a brokerage Robinhood, Ameritrade, E*Trade, whatever and then use them for checking. They do not check chexsystems since it's not a "checking" account but a cash management account.

Gemini, is also an option, they have, or at least had a wire transfer option to put money in, so long as you can open any account anyplace that does wire transfers it should be fine.

-Dave

[beamin]

Is it trust worthy? I need the bitcoins to go into a different account then my main banking account to keep everything compartmentalized . Whats F2F do they mail you the money order?

F2F = face 2 face.
You meet and they hand you cash.
https://bisq.wiki/Face-to-face_(payment_method)

Or you can open an account at a brokerage Robinhood, Ameritrade, E*Trade, whatever and then use them for checking. They do not check chexsystems since it's not a "checking" account but a cash management account.

Gemini, is also an option, they have, or at least had a wire transfer option to put money in, so long as you can open any account anyplace that does wire transfers it should be fine.

-Dave

You can now transfer crypto into ameritrade and those other wall street brokers? Is this something new?

[DaveF]

You can now transfer crypto into ameritrade and those other wall street brokers? Is this something new?

No, you can you use them as your checking account to get fiat to Coinbase / Gemini
There is no worry about any issues with other checking account providers since although it looks / feels / acts like a checking account it's actually part of a brokerage account.

I know several people who have used them for checking while only keeping a minimal amount in the brokerage part.

That or you can just fix your issues with chexsystems. Call your state banking department if you can't get satisfaction:
https://www.csbs.org/state-bank-agency-contact-quick-access

-Dave

[Lordhermes]

Have you ever think to use Bisq?
It's a decentralized exchange with no authority over your funds. You just need to install the software, add your bank account numbers, deposit your bitcoins and start trading with people.

I have a thought on this mate, recently, Nigerian were stopped from using their bank(cards) in connecting with cryptocurrency transactions, however, their major means of purchasing bitcoin is through centralised exchange mechanism like Luno, Binance, remitano which all stopped operations with NGN cards transactions. Can bisq be used instead since they are decentralized platform with no authority over customers fund.

I will do some research either to check if Nigerians are eligible to connect with their bank account details.

[beamin]

Have you ever think to use Bisq?
It's a decentralized exchange with no authority over your funds. You just need to install the software, add your bank account numbers, deposit your bitcoins and start trading with people.

I have a thought on this mate, recently, Nigerian were stopped from using their bank(cards) in connecting with cryptocurrency transactions, however, their major means of purchasing bitcoin is through centralised exchange mechanism like Luno, Binance, remitano which all stopped operations with NGN cards transactions. Can bisq be used instead since they are decentralized platform with no authority over customers fund.

I will do some research either to check if Nigerians are eligible to connect with their bank account details.

Funny story I had an actual Nigerian business partner in real life, he was a doctor, radiologist,  and on the side we imported cars. I sent over email my bank details to him, something I never thought I would do so it became a joke. But when I first met him I was very skeptical.

[beamin]

You can now transfer crypto into ameritrade and those other wall street brokers? Is this something new?

No, you can you use them as your checking account to get fiat to Coinbase / Gemini
There is no worry about any issues with other checking account providers since although it looks / feels / acts like a checking account it's actually part of a brokerage account.

I know several people who have used them for checking while only keeping a minimal amount in the brokerage part.

That or you can just fix your issues with chexsystems. Call your state banking department if you can't get satisfaction:
https://www.csbs.org/state-bank-agency-contact-quick-access

-Dave

Thanks for the link. I filled a dispute with check systems sending them a copy of my ID that had an issue date after they claim I was dead so I hope to hear back from them.