I have 5k to invest, should I buy Ripple or Litecoin? I do not want to hold

[yohananaomi]

well, if the choice only between xrp and litecoin, for sure i will choose litecoin rather than xrp my friend
a lot of of issue coming to xrp, so its better to stay away from xrp

Maybe in reality what you say is something that must be understood because there are many problems that have not been resolved. but if the problem can be resolved it will certainly be different what you say. even though we do not cover the fact that Litcoin is also a good coin but have never experienced something like XRP which is always hit by many things but can still exist and is still among the best ranked coins.

This indicates that there are still many who believe that they can solve the problems they face, because there are still many investors who still hold the XRP coin and the marketcap itself is quite good and even better than Litecoin.
For investment, I still prefer XRP because the value is not high. If there is a problem, there will be less loss compared to Litecoin, which is quite expensive.

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[ivankoh]

There are still plenty of altcoins that are highly profitable.  why are you only targeting tiru for XRP and LTC.  XRP has in fact been an outcast coin, while Litecoin has never shown any certainty in terms of user value.  You can see how ADA or Dot has exploded, ETH or BNB is also creating exciting and scale battles.  I agree that with the above four options, it would be more satisfactory than xrp or ltc.  $ 5k is perfect for these 4 powerful altcoins.  Also, the rule of business is that cannot be a single option for all of their funds.  Please ensure minimum risk.

[bitjoin]

well, if the choice only between xrp and litecoin, for sure i will choose litecoin rather than xrp my friend
a lot of of issue coming to xrp, so its better to stay away from xrp

I will do the same as you.  After the SEC lawsuit there was nothing to hope for from ripple.  As long as the XRP development team hasn't been able to win a lawsuit from the SEC, All traders will stay away from XRP, we never know if this will be the end of the XRP journey, until recently, ripple began to be abandoned by trader.

[Yurkov]

well, if the choice only between xrp and litecoin, for sure i will choose litecoin rather than xrp my friend
a lot of of issue coming to xrp, so its better to stay away from xrp

I will do the same as you.  After the SEC lawsuit there was nothing to hope for from ripple.  As long as the XRP development team hasn't been able to win a lawsuit from the SEC, All traders will stay away from XRP, we never know if this will be the end of the XRP journey, until recently, ripple began to be abandoned by trader.

There is no doubt that when it comes to risk, Litecoin is a much better choice. The future of XRP price depends on how the SEC lawsuit ends, and that doesn't look very good. Certainly, the price of Litecoin is much more stable on the market and buying it will involve much less risk.

[SquallLeonhart]

Where's the 712.98% come from? That looks like a made up number especially if it doesn't give the original value.

Like mentioned, I'd stay away from xrp if you can. Litecoin is like beta testing for bitcoin so feel free to invest in that and wait for a better fork there that's yet to come to bitcoin.

Aside from that, if the best growth was previously in bitcoin, why are people not going to keep investing in that for a while? It's still the most well known and the most secure.

It is about ATH indicator, XRP is at a such low level compared to what ATH was and most coins increased their ATH as well, bitcoins was 20k now it is at 50k and eth was 1500 or so and peaked at 2k or so basically this means if XRP increased like everyone else it should be somewhere between 4 dollars to 7 dollars and that kind of calculations has been around for a very long time. Doesn't mean it is right, as you can see from the prices it shows that nothing like that happens and it is not really a true indicator, but it is something people still do anyway.

I believe they are "made up" in the sense that people see a number and make a calculation so it is not 100% made up but it is made up because who says that calculation will be true? Nobody.

[michellee]

First of all, this depends on how much risk you will be able to bear with $5000.

I will use $3500 to invest in bitcoin and trade it, so I can have the opportunity to make a profit in USDT or bitcoin. I will use $1k to invest in Litecoin and use $500 to invest in XRP. If somehow, I can have a profit in USDT, I will buy more Litecoin pair USDT or if the profit is not too big, I will allocate the money to XRP. Maybe that is not a good idea regarding XRP, but @OP mentions those two coins. If @OP has the other coins to invest in, I will search for more options to invest in that coin.

[conected]

well, if the choice only between xrp and litecoin, for sure i will choose litecoin rather than xrp my friend
a lot of of issue coming to xrp, so its better to stay away from xrp

I will do the same as you.  After the SEC lawsuit there was nothing to hope for from ripple.  As long as the XRP development team hasn't been able to win a lawsuit from the SEC, All traders will stay away from XRP, we never know if this will be the end of the XRP journey, until recently, ripple began to be abandoned by trader.

There is no doubt that when it comes to risk, Litecoin is a much better choice. The future of XRP price depends on how the SEC lawsuit ends, and that doesn't look very good. Certainly, the price of Litecoin is much more stable on the market and buying it will involve much less risk.

- Ripple really is facing very serious challenges and even if it can overcome this event, the community will hardly continue to trust it again, therefore considering holding as a potential altcoin is irrational with ripple, while litecoin has a lot better than ripple, it doesn't have a lot of bad news and is still moving in line with bitcoin's speed, the chances of going high are still enormous. But over time, both of these altcoins have become outdated compared to new altcoins, pouring a lot of money into them will not be able to maximize profits, investing in new options will bring more breakthrough factors

[slaman29]

I like Litecoin myself, but if you're not willing to hold, then you shouldn't be entering the market now at all. Maybe wait for this bubble to burst before deciding what to go in, but you're only able to look at hot defi coins now and buying them for profit.

But personally, you're better off depositing in a casino and gambling. Cause that's essentially what you're doing if buying not for holding.

[meldrio1]

It would be a bad move if you invest your 5k in XRP.. the market was already bullish but XRP was not really good performance, Litecoin is better than XRP but I would recommend to invest these altcoins which are Polkadot, Binance coin and Cardano, they can still increase more in the future if you can hold for long..

[plr]

I prefer going to Litecoin and it's an old coin with always good potential in the market it's also a safe coin to invest in compared to Ripple who is having issues with SEC, XRP is a centralized coin in the market, which manipulated everything and if the court favored the SEC you could lose your investment, so go for a safe that is Litecoin.

[decodx]

Ripple could really go up if they settle with the SEC over their lawsuit. But it's a big IF and I wouldn't gamble like that with $ 5k.
There are other cryptos that would be much better long term investments in my opinion.

Of the two, I would opt for Litecoin.

[coin-investor]

Ripple could really go up if they settle with the SEC over their lawsuit. But it's a big IF and I wouldn't gamble like that with $ 5k.
There are other cryptos that would be much better long term investments in my opinion.

Of the two, I would opt for Litecoin.

Because of their issue with SEC, they are not a good and safe choice, but if that issue is not existing I could pick Ripple easily, Ripple could have reached $1 to $5 if not for the SEC issues if you have an appetite for high-risk investment, pick Ripple it's a better choice than a new coin if only I can figure out if they can win their case I will buy because if the court favors them they will have a huge pump, the biggest pump ever.

[susuberuang]

For now XRP is not the right and safe choice to buy, because the XRP management is solving problems with the SEC, so, it is very risky if you want to buy XRP when you are in trouble like now, in my opinion, you better chosen to buy litecoin because of litecoin  better than XRP, besides that Litecoin is one of the altcoins that has great potential in the future,

[HaekalZ]

If i were you, if i wanna invest $5k, i will invest in :

1.BTC
2.ETH
3.ARPA

why?
because Bitcoin is already in higest values in cryptocurrencies and also is the world most popular coin for its maket volume, so we don't need to worry about it for a long term investment,all of them has the project has a full trust of users and very promising future.
ARPA itself already increasing 50% just in this past 7days, so why wait?

[SyndicateLabs]

Why did you choose $5000 for XRP or LTC, I prefer LTC because I am also thinking about the possibility of XRP in this market? But it makes more sense to use $5000 to invest in btc, eth, dot, bnb ... that's my opinion because these coins are more profitable than LTC or XRP.

[RealMalatesta]

Because of their issue with SEC, they are not a good and safe choice, but if that issue is not existing I could pick Ripple easily, Ripple could have reached $1 to $5 if not for the SEC issues if you have an appetite for high-risk investment, pick Ripple it's a better choice than a new coin if only I can figure out if they can win their case I will buy because if the court favors them they will have a huge pump, the biggest pump ever.

They do have that issue, it is not like we can rewind time and remove all of that problem and get rid of SEC and invest afterwards, it is always there and we can't change that. Which is why XRP is not a good coin to invest. If someone wants to invest 5k into something, I would say invest into 5 things, that way you could invest into good projects, however if you "do not want to hold" that will be a bad idea and you will lose money, it is like the riskiest thing in all of crypto, if you can't wait that means you can't profit and you will be losing a lot of money.

I personally feel like you should pick 5 good coins that has no issues and wait few years in order to make a good amount of return, otherwise there is really nothing you could do to make profit in few weeks alone, that is not an option, it would be very risky and you will probably lose money because of that risk.

[menoiazei]

I would recommend lite coin over ripple

[wheelz1200]

First of all, this depends on how much risk you will be able to bear with $5000.

The ROI in the crypto market is definitely greater than the traditional stock market this year. Considering the key factors of each bull market in the past, we’ve seen that Bitcoin always leads the rise of other cryptocurrencies, and continues to rise after breaking its previous high, the remaining mainstream cryptocurrencies follow the Bitcoin bull together.

Compared to other non-mainstream cryptocurrencies, since Bitcoin has already led the rise for a long period of time, the growth potential of BTC in the future is relatively small.

The potential rewards ranked by ATH indicator are as follow:

XRP （ 712.98% ） ＞LTC （ 106.49% ）

If we only consider the top 10 mainstream cryptocurrencies, the ranking would be:

BCH ＞ XRP ＞ XLM ＞ LTC ＞ LINK ＞ BNB ＞ ADA ＞ DOT ＞ ETH ＞ BTC
https://www.quora.com/I-have-5k-to-invest-should-I-buy-Ripple-or-Litecoin-I-do-not-want-to-hold-on-to-this-investment-for-more-than-a-year

100 zillion percent litecoin if those are your 2 choices.  Xrp is going to be riddled with legal issues and the fact that there is a core group who own most of the ripple coins.  What happens if they bail?? Will the demand be able to absorb it.  Litecoin is a nice safe play and historically speaking the price is definately right.  I can see litecoin hitting .005-.0075 which is nice push from here.

[Ewox]

I’d have to say none of the choices, XRP has a lot of issues and Litecoin is not a good coin to invest in too. I’d rather invest in probably BCH or DGB instead, for long term hodling.

[robattfield]

I think the problem with these two major coins right now is that their value is undervalued compared to the present. In the case of XRP it is exceptional because it has many other side issues, I think LTC will be bullish again soon, but honestly these are not my preferences for this market. I do not spend too much time learning or analyzing everything, I only care about the things I like, my favorite altcoins right now are DOT and ADA.