I have 5k to invest, should I buy Ripple or Litecoin? I do not want to hold

[Yurkov]

I’d have to say none of the choices, XRP has a lot of issues and Litecoin is not a good coin to invest in too. I’d rather invest in probably BCH or DGB instead, for long term hodling.

If you claim that BCH is better for investing than Litecoin, then I'm afraid you probably have no idea about these coins. This is not a BCH thread, so I'll just skip the criticism. There are coins that I think have more potential than Litecoin, but it's definitely not BCH. Answering this thread's question, I would definitely choose Litecoin from between XRP and LTC.

[leea-1334]

I think the problem with these two major coins right now is that their value is undervalued compared to the present. In the case of XRP it is exceptional because it has many other side issues, I think LTC will be bullish again soon, but honestly these are not my preferences for this market. I do not spend too much time learning or analyzing everything, I only care about the things I like, my favorite altcoins right now are DOT and ADA.

I would never compare Litecoin and XRP together to other coins and say they are both undervalued. Litecoin perhaps yes,,, but utility cannot compare to Bitcoin as a payment, but fine, there are people who use it.

XRP? Tell me one person you know who pays with Ripple for pizza or even things on this forum.

DOT and ADA even less!

[Yurkov]

Why only these two? There lots of other potential altcoins for getting quick profit, while ripple or litecoin both are slow in growth. You're holding a smart amount so pick at least 10+ projects. Since it's bullish market you will make good money by picking DOT, BNB.

As for Ripple, I fully agree with you, because the SEC case has kept the coin completely in place and made investing in it a big risk. However, when it comes to Litecoin, I wouldn't say its price increase is slow. During the year, it increased by 300%, it may not be the rate of DOT or BNB, but the stability of growth is also important for investors, not only pump and dump.

[Review Master]

I’d have to say none of the choices, XRP has a lot of issues and Litecoin is not a good coin to invest in too. I’d rather invest in probably BCH or DGB instead, for long term hodling.

That's true and lawsuit of SEC on XRP might be solved soon. But previous co-founder of Ripple is now selling of his parts and that's why XRP can't pump for the selling preasure. BCH community divided after some years which isn't good for the hodlers and it might pump as long as bitcoin is on the bullish rally. BTW, is there any good news regarding DigiByte as it's only half way to make a new ATH? TBH, alts are good for now and profit out whenever we're on profit instead of hodling.

[bitterguy28]

I'll go with Ripple(XRP) if i were you because the potential is really high and even that there is a Case on going yet the performance is unpredictable .

I'll go for Ripple.

Litecoin is not getting any near to the top rank again ,

[yohananaomi]

Why only these two? There lots of other potential altcoins for getting quick profit, while ripple or litecoin both are slow in growth. You're holding a smart amount so pick at least 10+ projects. Since it's bullish market you will make good money by picking DOT, BNB.

because what he thinks right now is the best altcoin that could be the two coins, even though you might ask why only two, even though we know today, there are many potential altcoins that can be used as investment.

I agree, if you have large funds, you will certainly choose potential altcoins, which are now quite a lot even touching ATH. but if the funds are not clear, only a few are in accordance with the amount of funds available and can get a large amount, then an inexpensive price will be chosen but the marketcap is very good.

if the funds are large enough, you can choose BNB, DOT, LTC, LINK, but if there are not many funds, it is clear that XRP, XLM, ADA can also be used as options for investment. now is when altcoins are increasing so there is no need to be afraid to invest altcoin.

[wheelz1200]

A lot of people saying litecoin isn't a good coin to invest in right now, most are traders and litecoin isn't a daily trade type coin.  You won't lose your stack in one dump like some of the other "popular" alts right now.  Ypu should have some long term coins in your portfolio too and LTC isn't a bad choice.

[krisnajsadrak]

i suggest the OP to hold a good coins for long term such as ethereum, cardano or BNB including litecoin
because in crypto we need to be patience if we want to get a good profit from our investment, wich long term hodl is better

[Golftech]

From the perspective and opinion of this thread myself, I can conclude that many doubted XRP after the FUD incident last year. Until now, other Cipto preferences have been used as a benchmark for investment.
indeed for now many people choose other altcoins that are fundamentally good and do not experience problems with the law. so I also think that you can choose LTC as your investment preference

If you do care about the fuds and you are aiming to invest with long term perceptions,

keeping LTC is one good deceiison as this coin are moving along with Bitcoin trend, while

with XRP with such fuds and an ongoing case from SEC, the future is hard to predict, better

to look for another or if you have that spare and you are willing to take the ride, taking it

for short to mid investment might bring you results that you are aiming.

[CutePanda]

If you have $5k to invest, you shouldn't buy Ripple or Litecoin, Just buy BTC in the current price $57k, and wait until it hits $65k then just sell it,
if you wanna short-term trading, don't choose Ripple or Litecoin, every traders said that both of them are really hit the bottom these days, so it's not gonna be
a wise choice if you have 5k and wanna invest in both of those coin.
well, the choice is yours, i hope that you can earn many profit in your decision,cheers !

[shinratensei_]

Why only these two? There lots of other potential altcoins for getting quick profit, while ripple or litecoin both are slow in growth. You're holding a smart amount so pick at least 10+ projects. Since it's bullish market you will make good money by picking DOT, BNB.

It looks like OP was a believer in the major coins but i do agree with your opinion and there must be additional assets to be used as another choice. Litecoin is having slow development progress while ripple still stuck with its legal battle with SEC. I will not even pick one from these coins.
I think that it's better if OP will try to choose a coin like AVAX or some coins below top 10 CMC. DOT and BNB already overvalued at this moment dude.

[Shohanur]

I will suggest you to invest on litecoin. It is one of the promising crypto currency and it is well known also. Try to avoid ripple and hopefully you will be able to make money from litecoin. Besides you can invest on some good altcoin if you want to earn more profit.

[JNR]

for sure, i will choose another altcoins with better potential my friend
because a lot of issue come to xrp and litecoin is good enough but for me this alt is to slow
so, its better to drop your money to bnb or cardano if you already have ethereum in your portofolio

[DU18]

First of all, this depends on how much risk you will be able to bear with $5000.

The ROI in the crypto market is definitely greater than the traditional stock market this year. Considering the key factors of each bull market in the past, we’ve seen that Bitcoin always leads the rise of other cryptocurrencies, and continues to rise after breaking its previous high, the remaining mainstream cryptocurrencies follow the Bitcoin bull together.

Compared to other non-mainstream cryptocurrencies, since Bitcoin has already led the rise for a long period of time, the growth potential of BTC in the future is relatively small.

The potential rewards ranked by ATH indicator are as follow:

XRP （ 712.98% ） ＞LTC （ 106.49% ）

If we only consider the top 10 mainstream cryptocurrencies, the ranking would be:

BCH ＞ XRP ＞ XLM ＞ LTC ＞ LINK ＞ BNB ＞ ADA ＞ DOT ＞ ETH ＞ BTC
https://www.quora.com/I-have-5k-to-invest-should-I-buy-Ripple-or-Litecoin-I-do-not-want-to-hold-on-to-this-investment-for-more-than-a-year

it seems very risky to invest in xrp right now because we don't know what the future of xrp will be after the current problems, it's better if you think again about your plan to invest your money in xrp and better if you choose some other altcoins that do currently has a positive trend such as BNB, BTC, Inch and ethereum.
investing certainly has risks, but if we force the money we have on a crypto project that is indeed in trouble, of course it is just suicide.

[jack05]

Never go for ripple, it's just a crap with so many coins in circulation. Litecoin is a good option to invest. Market is still at its peak, i suggest to wait for a while. Market always take correction after such massive bull run.

[djgtr]

Have those potentially rising coins like eth, litecoin, ripple and of course btc that's leading of all cryptocurrencies nowadays. We can't trust new comers who didn't have a good assurance to become profitable in the next few months. Mostly these tokens won't sustain and eventually cash down after being launch on different exchanges. Though there's some controversial news behind xrp and other following coins, but that's just a part of fake news and negative thoughts.

[Reatim]

XRP （ 712.98% ） ＞LTC （ 106.49% ）

Ripple shows How strong their platform is and how strong their community is.Look how they Manage to stay on the line while the Biggest case they can ever face is on their doorsteps?
and look how consistent the position of Ripple , holding the 7th position after everything bad told against them and after attacks right and there , yet not enough to make this coin brings back to 20 cents value .
now this getting to 50 cents again and there's some talking that it can reach 1$ sooner.

Never go for ripple, it's just a crap with so many coins in circulation. Litecoin is a good option to invest. Market is still at its peak, i suggest to wait for a while. Market always take correction after such massive bull run.

are you sure of that?

https://coinmarketcap.com/

Look at Litecoin and Ripples status now and tell me how good litecoin compared to Ripple.

[Zemomtum]

Why limit to XRP and Litecoin ONLy despite XRP going through a court case at the moment. Besides, if I am the one to invest, I will rather research on DeFi projects with outstanding performance, they have been doing so great this year.

[Question123]

The litecoin is also a potential coin but it is not gives you more profit because the real coin who will gives a more money is the ripple this is for me. The price of the XRP is low now and after few years it will become hundreds this year 2021.
 
Your capital is really big and I really like if you are invest the half to the ripple and the rest is the litecoin which will gives you a confident what ever you choose between the two you will earn from it.

[BitcoinGirl.Club]

I always suggest people to have Bitcoin but since you are not going to hold I would suggest ADA. I am not a financial advisor or guys like them but lately ADA has many news around and you can trade using the trend. You can check youtube about the technical analysis although most of them are their own way of seeing the markets.

There are no certain result of getting the result 100% but I think TA helps to understand the risk.