I made a video of me using Gemini Pay at Lowe's for the first time.
https://www.youtube.com/watch?v=L-3ai13fcsEhttps://www.reddit.com/r/Bitcoin/comments/mwlmky/so_i_decided_to_finally_spend_some_bitcoin_seeing/It operates through the gift card option, so the cashier just thinks you're scanning a gift card code off your phone.
The PIN changes each time.
I think I'll need a rewards program to incentivize me to use this over my credit card... especially if Gemini's rewards are as good as my current 1.5% Quicksilver card...
http://montybitcoin.com/index.php/2021/04/20/bitcoin-rewards-credit-cards/But Flexa has built a slick system and it only charges 0.5% to Lowe's is my understanding, so seems like progress. Even if you add in 1.5% rewards/discount, that's still only 2% compared to 3%+ that Lowe's is paying credit card companies.
One other downside is that Flexa (SPEDN and Gemini) wallets have not implemented the lightning network, so to fund your wallet with bitcoin, you either have to buy it from Gemini or pay an on chain transaction to fund your wallet.
